Jewelry Appraisal

5.0from 80+ client reviews
Jewelry appraisal services for charitable donations (Form 8283), divorce, and insurance coverage, prepared in accordance with USPAP and IRS requirements. AppraiseItNow values engagement rings, fine jewelry, estate pieces, loose gemstones, and watches.

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DEFENSIBLE, USPAP-COMPLIANT JEWELRY APPRAISAL REPORTS — QUALIFIED FOR THE IRS, INSURANCE AGENCIES, LENDERS, AND MORE.

  • IRS
  • Goodwill Industries
  • Chase
  • State Farm
  • Habitat for Humanity
  • The Salvation Army
  • Bank of America
  • United States Courts

The personal property team behind every report we write

Between them, our personal property appraisers hold ISA and CAGA designations, and every report is written to USPAP for the IRS, insurance agencies, lenders, and more.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Anne Hay

Anne Hay

Personal Property Appraiser

ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Ashley Innes

Ashley Innes

Personal Property Appraiser

ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • International Society of AppraisersAccredited Member
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards
Standard
USPAPJewelry appraisals are prepared in accordance with USPAP.
Value definitions
FMV, Replacement, ACVFair Market Value, Replacement Value, or Actual Cash Value, chosen for the intended use.
Delivery
Remote, onsite optionalHigh-resolution photographs and documentation submitted online for most; onsite for large collections, estate inventories, or in-person gemological examination.
Purposes
Insurance to resaleInsurance coverage, estate tax reporting, charitable donations, divorce proceedings, and resale or liquidation.

AppraiseItNow brings gemological knowledge and current market data to every jewelry appraisal

AppraiseItNow provides jewelry appraisals for insurance coverage, estate tax reporting, charitable donations, divorce proceedings, and resale or liquidation, as a specialized subset of professional personal property valuations.

What we evaluate

Engagement rings, signed designer pieces, antique brooches, and loose gemstones

Our appraisers evaluate all categories of fine jewelry, from diamond engagement rings and signed designer pieces to antique brooches, loose gemstones, and precious metal items. Jewelry appraisal requires specialized gemological knowledge and current market data, and we bring both to every engagement.

How we work

Photographs submitted online, onsite for collections and estate inventories

Most jewelry appraisals are completed remotely from high-resolution photographs and documentation submitted online. We coordinate onsite inspection for large collections, estate inventories, or items that call for in-person gemological examination.

Who we serve

Individuals, collectors, and the attorneys and insurers who need reports

We serve individuals, families, and collectors who need a credible, independent jewelry valuation, and the estate attorneys, CPAs, insurance agents, financial advisors, and divorce attorneys who require USPAP-compliant reports for a legal or financial proceeding.

Every category of fine jewelry, from engagement rings to signed Cartier pieces, comes to our appraisers

We appraise a wide range of jewelry and gemstone items for insurance, estate, donation, divorce, and resale purposes, applying gemological knowledge and current market data to each piece.

Diamonds and gemstones

Engagement rings, loose stones, colored gemstone jewelry, and pearls

Diamond, gemstone, and pearl pieces, mounted or loose:

  • Diamond engagement rings and wedding bands
  • Loose diamonds and colored gemstones
  • Ruby, sapphire, and emerald jewelry
  • Natural, cultured, and South Sea pearls

Signed and period

Cartier, Tiffany, Van Cleef, Bulgari, and Georgian through Retro periods

Pieces where the maker's signature or the period of manufacture carries the value:

  • Cartier, Tiffany, Van Cleef, Bulgari pieces
  • Georgian through Retro antique jewelry
  • Watches with jewelry-grade components

Metals, costume, and sets

Precious metal items, collectible costume jewelry, and parures

Everything else in the jewelry box, from gold and platinum to collectible fashion pieces and matched sets:

  • Gold, platinum, and silver jewelry
  • Fashion and costume jewelry with market value
  • Jewelry sets and parures

What jewelry appraisal clients say we are known for

Jewelry Appraisal Reviews: “Their process was honest, efficient, and very detailed” and “Five stars all the way”

  1. Being the appraiser they come back to“I highly recommend their services” Bruce A.Mentioned in 13 reviews
  2. Showing the research and the comparables behind the numberMentioned in 7 reviews
  3. Answering fast, and staying reachable while the work runsMentioned in 6 reviews
  4. Delivering the finished report ahead of the deadlineMentioned in 6 reviews
  5. Taking on items other appraisers had already turned downMentioned in 4 reviews

Across 23 published jewelry appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.

  • AppraiseItNow Inc. is the best company I was lucky to find by accident. I was looking for someone to appraise cabinets for a donation to charity. I asked for multiple referrals, called multiple appraisal services, etc., and no one could help me. I found AppraiseItNow and from the moment I started working with them, they were wonderful! Joe guided me on what I needed to send him, what needed to be done and stayed in touch with me the entire time. Their customer service is OUTSTANDING and a welcome surprise in today’s world where good customer service is an anomaly! They returned an appraisal in a timely manner, it was clear, concise, cost-effective and exactly what I needed. They followed up with me multiple times to ensure that I received it and everything was OK. My CPA is also thrilled to have them as an accredited appraisal service he can use for other clients. I rarely leave reviews, but I could not pass giving them 5 stars and I’d give 10 if possible! THANK YOU JOE AND ALL AT APPRAISEITNOW!!👊🏼
    Lisa K., Tampa, FL ·

    Personal Property Appraisal for Charitable Donation

  • I've dealt with several appraisers, and this was my first time using AppraiseItNow. They were by far the best. They did a great job. Their process was honest, efficient, and very detailed. Their staff was highly credentialed, and they provided IRS-compliant guidelines in their evaluation process, which was exactly what we were looking for. Their customer service also had prompt response times and was a pleasure to work with. If I need this service again, I won't go anywhere else.
    Robert E., Boca Raton, FL ·

    Personal Property Appraisal for Charitable Donation

  • We had an excellent experience working with AppraiseItNow. From start to finish, their team was professional, responsive, and incredibly thorough. They took the time to understand our specific needs and delivered a detailed and accurate appraisal that was well organized and easy to understand. Communication was clear and timely throughout the entire process. They were always available to answer our questions and provided thoughtful explanations whenever we needed more clarity. Their attention to detail and strong market knowledge gave us complete confidence in the final report. It’s clear that they take pride in their work and genuinely care about providing high-quality service. We would absolutely recommend AppraiseItNow to any business or property owner looking for a reliable and professional appraisal company. Five stars all the way.
    Heather D. , Las Vegas, NV ·

    Personal Property Appraisal for Charitable Donation

  • I asked AppraiseItNow to value a piece of sports memorabilia for purposes of a charitable donation. The item is rarely sold. Their research unearthed an important recent sale of a similar item, which I had not found previously, and which the first appraiser I used had not found either. AppraiseItNow was a good deal more expensive than the first service, but they crafted a detailed report in which I have much more confidence. They also helped me make sure the correct tax forms are used. Thank you!
    Cynthia W. , Carmel-by-the-Sea, CA ·

    Sports Memorabilia Appraisal for Charitable Donation

  • I used AppraiseItNow for the first time last month and I was extremely pleased with the results. I needed an appraisal done for insurance purposes and the level of detail about each of my antique furniture pieces was thorough and very helpful in my being able to get the highest amount possible from my insurance company for the antique items that were damaged. I could see that they spent time making sure that the information she included was correct and current for my antique furniture items in the current market. The team responded to my emails timely to answer any questions I had. I would highly recommend Appraise It Now to get a thorough and professional appraisal done on antique items. I do intend to use them again for other antique furniture and jewelry that I have. Job well done! 😃🤗
    Paige E. , Baldwin, NY ·

    Antique Furniture Appraisal for Insurance Claim

  • It is a pleasure to work with Joe and his team. They communicate every step along the way and made the process simple for us to have more than 35 firearms appraised. It was all done in a timely manner and the final report is easy to understand. I highly recommend their services.
    Bruce A. , Saint Johns, FL ·

    Gun Appraisal for Probate

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How our Valuation Process Works

1

Appraisal Request

Submit estimate or list of items for our review.

2

Quote Issued

We'll share a flat fee quote for your approval.

3

Kickoff & Intake

Submit details on all of your items for our review.

4

Research & Analysis

We'll conduct detailed research and prepare a written USPAP-compliant report.

5

Report Delivery

Delivery of your report and supporting documents (e.g., signed IRS Form 8283) by email.

How much does a Jewelry appraisal cost?

Standard Fee Range

$395 – $2200

Standard range for our Personal Property appraisals based on past projects

  • Fixed fee quoted before any work starts
  • No hourly billing
  • USPAP-compliant report, accepted by insurers, courts and the IRS

Two report tiers. Your intended use sets which one you need.

Standard Jewelry Appraisals

from $195

USPAP-compliant report for standard purposes

  • Insurance Coverage
  • Personal Use
  • Probate Court
  • Estate Distribution

Advanced Jewelry Appraisals

IRS-qualified

from $295

USPAP-compliant and IRS-qualified report for advanced purposes

  • Charitable Donations
  • Estate Tax
  • Insurance Claims
  • Divorce
  • Legal Purposes

Pricing By Volume

Please note that the fees listed below are for informational purposes and are subject to change. Our team will review your materials and issue your quote before we get started.

  1. 1 item

    $195 – $495

    Single-item appraisal

  2. 10 items

    $695 – $1200

    Small collection pricing

  3. 50-100+ items

    $1,600 – $3,500+

    Discounted collection pricing

What Drives Cost?

  • Intended use of the appraisal and required compliance guidelines
  • Number of items in scope
  • Item type and complexity (rare gems, watches, etc.)
  • Documentation quality (clear photos, receipts, prior appraisals)

Our jewelry appraisal fees are transparent, scope-based, and designed to be fully USPAP-compliant for your intended use. We don't bill by the hour and will propose a fixed fee before we start our work, so you'll know exactly what you are paying before engaging our team. Please note that the pricing outlined here is strictly for informational purposes; before issuing your quote, we will need to get a better understanding of your assets so we can properly scope the assignment.

AppraiseItNow appraises every category of personal property for gift tax, estate tax, charitable donations, divorce, and insurance claims

Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.

Popular uses of our appraisal reports include:‍

Taxes, Estates & Financial Planning

Life Events & Special Circumstances

  • Divorce
  • Social Security reporting or Medicaid Application Filings
  • E-2 visa applications

Insurance & Risk Management

Get a Jewelry Appraisal for Any Need

Frequently Asked Questions on Jewelry Appraisals

What gets examined during a jewelry appraisal?

Calibrated weights of metals and stones, dimensional measurements, metal purity testing, gemstone identification and grading with gemological instruments, and condition and craftsmanship assessment. We also record hallmarks, maker's marks, signatures, and serial numbers, tied to multi-angle photographs of the specific piece.

Where do jewelry values actually come from?

From a range of market sources used together: wholesale diamond and colored stone dealer quotes, auction market records, supplier price lists, and direct observation of current retail offerings. Professional guidance specifically cautions against relying on a single retail price list.

Is an old jewelry appraisal still valid for insurance?

Often not. Gold and platinum spot prices, gemstone markets, and retail markups all move significantly over multi-year periods, so values must incorporate current metal rates and recent comparables. Relying on a decade-old appraisal or the original receipt commonly leaves pieces seriously over- or under-insured.

Does jewelry always hold or gain value?

No. Many contemporary mass-produced pieces resell far below original retail because retail prices include heavy markups, while liquidation and scrap values, based on time pressure or material content alone, sit lower still. The value type stated in the report determines which number applies to your situation.

When do tax filings require a jewelry appraisal?

Charitable donations of jewelry above the IRS thresholds require a qualified appraisal reported on Form 8283, and estates report jewelry at fair market value on Form 706 under IRC Section 2031. In both cases the standard is the willing-buyer, willing-seller price, supported by competent documentation of each piece.