Florida Personal Property Appraisers

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Personal property appraisals in Florida for donations, estate tax, divorce, and probate, prepared in accordance with USPAP and IRS requirements. AppraiseItNow appraises furniture, jewelry, collectibles, art, and vehicles across Florida, including Miami, Orlando, and Tampa.

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DEFENSIBLE, USPAP-COMPLIANT PERSONAL PROPERTY APPRAISAL REPORTS — QUALIFIED FOR THE IRS, FLORIDA COURTS, LENDERS, INSURERS, AND MORE.

  • IRS
  • Goodwill Industries
  • Chase
  • State Farm
  • Habitat for Humanity
  • The Salvation Army
  • Truist
  • Florida Courts

AppraiseItNow Appraises Every Category of Personal Property in Florida

Florida's coastal lifestyle, its concentration of high-net-worth households, and the volume of estate settlements make it one of the most active states for personal property appraisal work, from waterfront estates in Palm Beach to retirement communities in Sarasota and private residences in Jacksonville. Three of the assets below link to a page written for Florida; the rest link to the appraisers who cover them nationwide.

Credentialed Appraisers Serving Florida

Between them, our personal property appraisers hold ISA and CAGA designations, and every report is written to USPAP for the IRS, Florida courts, lenders, insurers, and more.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Anne Hay

Anne Hay

Personal Property Appraiser

ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Ashley Innes

Ashley Innes

Personal Property Appraiser

ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • International Society of AppraisersAccredited Member
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About Personal Property Appraisals in Florida

AppraiseItNow provides fast, fully online and onsite personal property appraisals in Florida for individuals, families, estates, and organizations requiring independent valuations for donations, estate tax reporting, divorce proceedings, and probate. Florida residents and businesses rely on professional appraisals to substantiate fair market value for IRS filings, support legal proceedings, and satisfy insurance requirements across a wide range of movable assets. Our credentialed appraisers bring category-specific expertise and access to current market data, delivering reports that meet USPAP standards and hold up to scrutiny from the IRS, courts, and financial institutions.

Most personal property appraisals are completed remotely using photographs and supporting documentation, though onsite inspections are coordinated when required by collection size, item complexity, or the intended use of the report. Florida's diverse economy, large retiree population, and active estate and donation activity create consistent demand for professional valuations across the state, from Miami and Fort Lauderdale to Tampa, Orlando, and beyond. We offer Fair Market Value (FMV), Replacement Value, and Actual Cash Value (ACV) appraisals for various intended uses.

Common Purposes for Personal Property Appraisals in Florida

Donations

Florida residents and organizations regularly donate personal property to museums, universities, religious institutions, and nonprofit organizations throughout the state. When the claimed deduction exceeds $5,000, the IRS requires a qualified appraisal completed by a competent appraiser, with the appraisal conducted no earlier than 60 days before the donation date. For donations exceeding $20,000 for certain property types, the full appraisal report must be attached to Form 8283. AppraiseItNow provides IRS-compliant FMV appraisals that satisfy these requirements and support the donor's tax position.

Estate Tax

Florida has no state estate tax, meaning Florida estates are subject only to federal estate tax rules. For estates exceeding the federal exemption threshold, Form 706 requires detailed FMV schedules for all personal property held by the decedent. Inherited personal property also receives a stepped-up basis to FMV at the date of death, making a credible appraisal essential for calculating capital gains on any subsequent sale. AppraiseItNow provides date-of-death valuations and alternate valuation date appraisals that meet IRS standards for estate tax reporting.

Divorce

Personal property is often among the most contested assets in Florida divorce proceedings, particularly when collections, jewelry, antiques, or high-value household goods are involved. Florida follows equitable distribution principles, requiring that marital assets be valued accurately before division. An independent, USPAP-compliant appraisal provides both parties and the court with a credible, defensible valuation that supports fair settlement negotiations or litigation.

Probate

Florida probate proceedings require an accurate accounting of all estate assets, including personal property. Whether the estate is moving through formal or summary administration, a professional appraisal establishes the value of movable assets for distribution among beneficiaries, creditor claims, and court filings. AppraiseItNow delivers probate appraisals that meet Florida court standards and provide the documentation needed to move the process forward efficiently.

Florida-Specific Considerations for Personal Property Appraisals

Florida's tangible personal property tax framework applies primarily to business-owned assets used for income-producing purposes, with a $25,000 exemption threshold as of January 1 each year. Businesses with tangible personal property valued above that threshold must report assets to their county property appraiser annually, and professional appraisals can help validate just value against owner filings or support challenges to county assessments. Florida's Department of Revenue provides industry-specific depreciation schedules as guidance for mass appraisal, but individual appraisers retain flexibility to apply cost, market, or income approaches to reach a defensible just value conclusion.

Florida does not have a state licensing framework specifically for personal property appraisers comparable to the certified and licensed categories that govern real property appraisers under Chapter 475 of the Florida Statutes. This makes adherence to federal USPAP standards and professional credentials through organizations such as ISA, ASA, or AAA especially important when selecting an appraiser for IRS, legal, or insurance purposes. AppraiseItNow's network of credentialed appraisers meets these standards and delivers reports that hold up to scrutiny in any context.

Value Types Used in Florida Personal Property Appraisals

Fair Market Value (FMV)

Fair Market Value is the price at which property would change hands between a willing buyer and a willing seller, neither under compulsion and both having reasonable knowledge of the relevant facts. FMV is the standard required for IRS purposes including charitable donation deductions, estate tax reporting on Form 706, and gift tax filings. It is also commonly used in divorce and probate proceedings where an objective market-based value is needed.

Replacement Value

Replacement Value represents the cost to replace an item with one of like kind and quality at current retail prices. This standard is most commonly used for insurance coverage purposes, ensuring that a policy provides sufficient coverage to replace a lost, stolen, or damaged item. For Florida residents with significant collections, jewelry, or high-value household goods, a Replacement Value appraisal is the appropriate basis for scheduling items on a homeowner's or renter's insurance policy.

Actual Cash Value (ACV)

Actual Cash Value accounts for depreciation and reflects the value of an item in its current condition at the time of loss or appraisal. ACV is frequently used in insurance claims settlements and is calculated as replacement cost minus depreciation. For older items or those showing significant wear, ACV provides a realistic measure of what the item is worth in the current market.

Who Does AppraiseItNow Serve in Florida?

AppraiseItNow serves individual collectors, families settling estates, donors making charitable contributions, and professional advisors including estate attorneys, CPAs, financial planners, and insurance professionals who require independent, defensible valuations for their Florida clients.

What Florida clients say we are known for

Florida Appraisal Reviews: “the company exceeded all of my expectations” and “they were wonderful”

  1. Being the appraiser they come back to“I highly recommend their services” Bruce A.Mentioned in 13 reviews
  2. Showing the research and the comparables behind the numberMentioned in 7 reviews
  3. Answering fast, and staying reachable while the work runsMentioned in 6 reviews
  4. Delivering the finished report ahead of the deadlineMentioned in 6 reviews
  5. Taking on items other appraisers had already turned downMentioned in 4 reviews

Across 23 published Florida appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.

  • AppraiseItNow Inc. is the best company I was lucky to find by accident. I was looking for someone to appraise cabinets for a donation to charity. I asked for multiple referrals, called multiple appraisal services, etc., and no one could help me. I found AppraiseItNow and from the moment I started working with them, they were wonderful! Joe guided me on what I needed to send him, what needed to be done and stayed in touch with me the entire time. Their customer service is OUTSTANDING and a welcome surprise in today’s world where good customer service is an anomaly! They returned an appraisal in a timely manner, it was clear, concise, cost-effective and exactly what I needed. They followed up with me multiple times to ensure that I received it and everything was OK. My CPA is also thrilled to have them as an accredited appraisal service he can use for other clients. I rarely leave reviews, but I could not pass giving them 5 stars and I’d give 10 if possible! THANK YOU JOE AND ALL AT APPRAISEITNOW!!👊🏼
    Lisa K., Tampa, FL ·

    Personal Property Appraisal for Charitable Donation

  • It is a pleasure to work with Joe and his team. They communicate every step along the way and made the process simple for us to have more than 35 firearms appraised. It was all done in a timely manner and the final report is easy to understand. I highly recommend their services.
    Bruce A. , Saint Johns, FL ·

    Gun Appraisal for Probate

  • I used AppraiseItNow for the first time last month and I was extremely pleased with the results. I needed an appraisal done for insurance purposes and the level of detail about each of my antique furniture pieces was thorough and very helpful in my being able to get the highest amount possible from my insurance company for the antique items that were damaged. I could see that they spent time making sure that the information she included was correct and current for my antique furniture items in the current market. The team responded to my emails timely to answer any questions I had. I would highly recommend Appraise It Now to get a thorough and professional appraisal done on antique items. I do intend to use them again for other antique furniture and jewelry that I have. Job well done! 😃🤗
    Paige E. ·

    Antique Furniture Appraisal for Insurance Claim

  • I was skeptical at first, but the company exceeded all of my expectations. The team responded quickly to every question, and the service was excellent. They’re now my go to source for my collection. I’ve used them twice already, and I plan to use them several more times.
    Robert Y. ·

    Firearms Appraisal for Personal Use

  • Joe made the process to have my piece of furniture appraised extremely easy, efficient and quick. My experience was great and I'd recommend AppraiseItNow to anyone looking for an appraisal.
    Michael H. ·

    Furniture Appraisal for Insurance Coverage

  • I asked AppraiseItNow to value a piece of sports memorabilia for purposes of a charitable donation. The item is rarely sold. Their research unearthed an important recent sale of a similar item, which I had not found previously, and which the first appraiser I used had not found either. AppraiseItNow was a good deal more expensive than the first service, but they crafted a detailed report in which I have much more confidence. They also helped me make sure the correct tax forms are used. Thank you!
    Cynthia W. ·

    Sports Memorabilia Appraisal for Charitable Donation

AppraiseItNow appraises every category of personal property for gift tax, estate tax, charitable donations, divorce, and insurance claims

Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.

Popular uses of our appraisal reports include:‍

Taxes, Estates & Financial Planning

Life Events & Special Circumstances

  • Divorce
  • Social Security reporting or Medicaid Application Filings
  • E-2 visa applications

Insurance & Risk Management

Frequently Asked Questions on Florida Personal Property Appraisers

How do silver hallmarks factor into a Florida personal property appraisal?

Nearly everything that drives value: maker, purity, origin, and date. Marks like STERLING, 925, or 800, town marks, and date letters are decoded piece by piece, and a credible report photographs each mark and records pattern, maker, weight, and condition in a table. Generic descriptions without hallmark documentation weaken the value opinion.

How is inherited silver valued for a Florida estate?

At fair market value as of the date of death, reported on the probate inventory (Form 1.944) within 60 days of letters of administration. For federal tax purposes, high-value art and jewelry items around $50,000 or more can draw IRS Art Advisory Panel review, so significant silver services deserve documented, comparable-supported values rather than scrap estimates.

Should antique silver be insured at melt value?

No. Insurance scheduling typically uses replacement cost based on specialty silver dealers and current retail offerings, which usually runs higher than auction fair market value, while melt value only sets the floor. A report that simply applies a percentage over melt without current replacement pricing leaves Florida owners underinsured on rare makers and patterns.

Does a Florida business need a formal appraisal for its DR-405 return?

No. Section 193.052 of the Florida Statutes requires tangible personal property returns to reflect the owner's own estimate of fair market value, and no statute mandates a licensed professional to complete the filing. A documented appraisal still earns its cost when the assessed value looks wrong, since the county appraiser values the roll by mass-appraisal methods rather than item-level review.

Which sale records anchor silver comparables in a Florida appraisal?

Realized results from major auction houses such as Sotheby's, Christie's, and Bonhams, plus completed online marketplace listings, are the standard comparable evidence for antique silver. Asking prices are excluded, and for rare makers the collectible premium those records reveal can run far beyond intrinsic metal value, which is why scrap-based estimates undervalue important pieces.