If you sent us a request between 28 July and 5 August, it did not reach us. A fault on our form stopped some messages from coming through. Please call (301) 820-7664 or fill the form again. We're sorry for the inconvenience.
Virginia total loss appraisers delivering certified valuations of equipment and machinery, boats and watercraft, and automobiles and vehicles for disputed total loss settlements. AppraiseItNow provides credentialed, USPAP-compliant total loss appraisals across Virginia, including Richmond, Virginia Beach, and Norfolk.
DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, ADJUSTERS, AND CLAIMS REVIEWERS ACROSS VIRGINIA.
.jpeg)
Owner & CEO
Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.
Personal Property Appraiser
ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.
Machinery & Equipment Appraiser
Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.
Personal Property Appraiser
ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.
Vehicle Appraiser
CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.
Business Valuation Expert & Appraiser
ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.
Business Valuation Expert & Appraiser
Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.
Client Success Manager
Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.
International Society of AppraisersAccredited Member
Certified Appraisers Guild of AmericaCertified Appraiser
American Society of AppraisersAccredited Senior Appraiser
The Appraisal FoundationAuthorized by Congress as the source of appraisal standardsAppraiseItNow provides total loss appraisal services for vehicles, watercraft, and equipment throughout Virginia, where insurers must declare a total loss when repair costs exceed 75% of a vehicle's actual cash value under Va. Code Ann. § 46.2-1602.1. Virginia law excludes towing, storage, and rental costs from that repair cost calculation, which can affect how close a claim comes to the threshold. For casualty losses, IRS Form 4684 requires documented ACV, and a USPAP-compliant appraisal is required when deductions exceed $5,000.
AppraiseItNow offers both remote and onsite appraisal options, making it easy to get a credentialed valuation regardless of where you are located. Our appraisers in Virginia serve clients across the state, from Northern Virginia and Richmond to Hampton Roads and beyond.
AppraiseItNow covers the major asset classes most commonly involved in total loss claims across Virginia, including:
AppraiseItNow serves Virginia vehicle owners, insurance adjusters, and claims professionals who need an independent, defensible ACV determination, as well as attorneys handling coverage disputes and business owners documenting total loss values for equipment or fleet vehicles.
What Virginia clients say we are known for
Across 17 published Virginia appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.
Joe at AppraiseItNow was extremely helpful with my total loss situation and requirements! I contacted him on Saturday of a holiday weekend (Labor Day 2025) and he responded back promptly! He then provided all the intake requirements to support my RV appraisal for insurance purposes which made the information sharing very simple (completed in 5-minutes). His team took the information and developed a comprehensive, industry standard report for me to provide back to my insurance company to ensure I receive the proper value for my RV. This was reviewed and completed within a few business days! Working with AppraiseItNow was a relief and a reasonable price. If I ever find myself in needing an apprasal again I will be a returning customer! I am definitely referring others in similar situation to me and confirming that AppraiseItNow can be trusted to deliver what they commit to! Thank you again for the support to Joe and the AppraiseItNow team!!!
Recreational Vehicle Appraisal for Total Loss
My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
Car Appraisal for Insurance Claim
The appraisal was done very well. Since he was a local artist here in Charleston, SC, they took the time to study and review Jim Booth’s art. His work has made him extremely famous, which can make an appraisal challenging, but they did a superb job and clearly explained how they arrived at the appraisal value. I highly recommend Appraise It Now and will use them again for all my artwork.
Artwork Appraisal for Insurance Coverage
AppraiseItNow did an outstanding job appraising my 1998 Bobcat Skid Steer and circa 2010 Yuchai Crawler Dozer. We could not locate a serial number on the dozer, and there were no online sales available, but they were still able to develop an accurate appraisal using known specifications for my dozer compared to other comparable make and model dozers. They diligently researched both equipment items and provided well-documented reports.
Machinery & Equipment Appraisal
I was in dire need of an appraisal for my father's mobile home, which he needed for Medicaid approval. I couldn’t find anyone to do it for a long time, but then I found this company online and decided to give them a try. I’m so glad I did. They were wonderful to work with. I sent the pictures, and within just a few days I received the appraisal. They are absolutely worth the money.
Mobile Home Appraisal
From the start they were very responsive, price competitive, and had a quick turn around time. Thank you so much to Joe who was very sweet in responding to my emails; I am looking forward to utilizing AppraiseItNow for many years to come.
Repair costs exceeding 75 percent of actual cash value for a late-model or recovered stolen vehicle. Crossing that line triggers salvage status under Va. Code § 46.2-1602.1 and obligates the insurer to apply to the Virginia DMV for a salvage or nonrepairable certificate.
Repair costs only. Va. Code § 46.2-1600 expressly excludes towing, storage, temporary replacement rentals, and diminished value compensation from the calculation, an unusual carve-out that can keep a borderline vehicle below the salvage threshold when other states would have crossed it.
No. The 75 percent figure is a salvage branding rule, not a universal command to declare a total loss in every first-party claim. Insurers may still negotiate repairs or settlements in particular cases, though the threshold heavily shapes the decision in practice.
The difference between the vehicle's market value immediately before and after the loss, plus the reasonable cost of renting a comparable substitute for the time reasonably needed to purchase a replacement. Virginia regulation also requires insurers to ground actual cash value offers in recognized valuation guides and documentary evidence under 14VAC5-400-80.
