Virginia Auto Appraisers

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Automobile appraisals in Virginia for donations, insurance claims, estate tax, and divorce, prepared in accordance with USPAP and IRS requirements. AppraiseItNow appraises sedans, SUVs, trucks, classic cars, and motorcycles across Virginia, including Richmond, Virginia Beach, and Norfolk.

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DEFENSIBLE, USPAP-COMPLIANT AUTO APPRAISAL REPORTS — QUALIFIED FOR THE IRS, VIRGINIA COURTS, LENDERS, INSURERS, AND MORE.

  • State Farm
  • Progressive Insurance
  • GEICO
  • Ally Financial
  • Hagerty
  • Allstate
  • Chase
  • Truist
  • IRS
  • Virginia Courts

Credentialed Appraisers Serving Virginia

Between them, our vehicle appraisers hold CAGA designations, and every report is written to USPAP for the IRS, Virginia courts, lenders, insurers, and more.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About Automobile Appraisals in Virginia

AppraiseItNow provides professional automobile appraisals throughout Virginia for a wide range of purposes, including charitable donations, insurance claims, estate tax reporting, and divorce proceedings. Whether you need to establish the value of a classic car for a charitable contribution, document a vehicle's worth following an accident, determine fair market value for estate settlement, or support an equitable distribution in a divorce case, our credentialed appraisers deliver accurate, well-supported valuations.

AppraiseItNow offers both remote and onsite automobile appraisals, giving Virginia clients the flexibility to choose the inspection method that best fits their situation. Remote appraisals are completed efficiently using submitted documentation and photographs, while onsite appraisals allow for direct physical inspection of the vehicle anywhere in the state. We offer Fair Market Value (FMV), Replacement Value, Orderly Liquidation Value (OLV), Forced Liquidation Value (FLV), and Actual Cash Value (ACV) appraisals for various intended uses.

What Types of Automobile Do We Appraise in Virginia?

Our appraisers evaluate a broad spectrum of vehicles across Virginia, covering everyday transportation, specialty vehicles, and commercial assets. Common vehicle types we appraise include:

  • Passenger cars and sedans
  • Trucks and pickup trucks
  • SUVs and crossovers
  • Motorcycles and mopeds
  • Classic and antique vehicles
  • Recreational vehicles (RVs) and campers
  • Trailers and utility vehicles
  • Electric and hybrid vehicles
  • Commercial vehicles and fleet assets
  • Exotic and collector automobiles

Whether the vehicle is a late-model daily driver, a restored vintage automobile, or a high-value exotic, our appraisers apply the appropriate methodology and market data to produce a credible, purpose-specific valuation. For vehicles with unique configurations, significant modifications, or limited comparable sales data, our team draws on specialized expertise to ensure accuracy and defensibility.

Virginia Automobile Appraisal Regulations and Market Context

Virginia does not require state licensing for automobile appraisers, meaning professionals can operate without state certification. However, appraisals conducted for insurance claims typically require personal inspection of the damaged vehicle by the insurer or a qualified repair facility. Under Virginia Code Ann. § 46.2-1602.1, if repair costs exceed 75% of a vehicle's actual cash value, the vehicle is deemed a total loss and the insurer must obtain a salvage or nonrepairable certificate from the Virginia DMV. This threshold is a critical benchmark in insurance claim appraisals and directly affects how Actual Cash Value is determined and applied.

For personal property tax purposes, Virginia localities reference recognized pricing guides such as NADA to assess vehicle values. If a specific model or year is not listed in those guides, vehicle owners may submit proof of fair market value, including a qualified appraisal, to the local commissioner of revenue. Proposed legislation in the 2026 General Assembly, including SB376, would further standardize motor vehicle appraisal disclosures in civil actions, reflecting growing legislative attention to how vehicle valuations are used in legal proceedings across the state.

Automobile Appraisal Purposes in Virginia

Donations

When donating a vehicle to a qualifying nonprofit or charity in Virginia, the IRS requires a qualified appraisal for vehicles valued above $5,000. The appraisal must establish Fair Market Value based on the vehicle's condition, mileage, and comparable sales data. A credible, USPAP-compliant appraisal supports your charitable deduction and protects you in the event of an IRS review.

Insurance Claims

Virginia's insurance appraisal framework requires personal inspection for damage assessments, and the 75% actual cash value total loss threshold under § 46.2-1602.1 makes accurate ACV determinations essential. Whether you are disputing a total loss determination, documenting pre-loss value, or supporting a diminished value claim, a professional appraisal provides the documented evidence needed to support your position with the insurer.

Estate Tax

When a vehicle is part of a decedent's estate in Virginia, an accurate Fair Market Value appraisal is required for estate tax reporting and equitable distribution among heirs. Appraisals must reflect the vehicle's value as of the date of death and be supported by comparable market data. A qualified appraisal ensures compliance with IRS requirements and provides a defensible basis for the estate's reported values.

Divorce

In Virginia divorce proceedings, vehicles are subject to equitable distribution as marital property. A professional appraisal establishes the current market value of each vehicle, providing an objective basis for negotiation or court proceedings. Accurate valuations help ensure that both parties receive a fair accounting of the marital estate, particularly for high-value, classic, or specialty vehicles where market value may be disputed.

Automobile Value Types Used in Virginia Appraisals

  • Fair Market Value (FMV): The price a willing buyer and seller would agree upon in an open market, used for donations, estate tax, and divorce proceedings
  • Replacement Value: The cost to replace the vehicle with a comparable substitute, commonly used for insurance coverage purposes
  • Orderly Liquidation Value (OLV): The expected proceeds from a structured sale over a reasonable period, used in business and fleet contexts
  • Forced Liquidation Value (FLV): The value achievable in an immediate or distressed sale, relevant in bankruptcy or rapid asset disposition scenarios
  • Actual Cash Value (ACV): The vehicle's market value accounting for depreciation and condition, the standard measure in Virginia insurance total loss determinations under § 46.2-1602.1

Interesting Facts About Automobile Appraisals in Virginia

  • Virginia's 75% total loss threshold is notably higher than the thresholds used in many other states, meaning insurers in Virginia must absorb more repair cost before declaring a total loss and pursuing salvage certification through the DMV.
  • Proposed 2026 legislation SB376 would add motor vehicle appraisal disclosure requirements in civil actions under § 8.01-417.02, which could standardize how appraisal evidence is presented and challenged in Virginia courts.
  • Virginia's ongoing DMV modernization efforts, including a shift toward electronic titling and digital documentation, are changing how appraisal-related paperwork is processed and submitted, making accurate and well-documented appraisals even more important for compliance.

Who Does AppraiseItNow Serve in Virginia?

AppraiseItNow serves individual vehicle owners, attorneys, estate administrators, insurance professionals, financial advisors, dealerships, and nonprofit organizations throughout Virginia who need reliable automobile appraisals for legal, financial, tax, or insurance purposes. From Northern Virginia to the Hampton Roads region and everywhere in between, our appraisers are equipped to support clients with straightforward and complex valuation needs alike.

What Virginia clients say we are known for

Virginia Appraisal Reviews: “These guys were phenomenal” and “We were completely satisfied with the experience”

  1. Answering fast, and staying reachable while the work runsMentioned in 9 reviews
  2. Showing the research and the comparables behind the number“it’s clear they did a significant amount of research” Kim R.Mentioned in 8 reviews
  3. Being the appraiser they come back to“I highly recommend their services” Kim R.Mentioned in 8 reviews
  4. Following the regulatory guidelines the IRS and the courts requireMentioned in 5 reviews
  5. Taking on items other appraisers had already turned downMentioned in 2 reviews

Across 22 published Virginia appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are how quickly we answer, how much research is visible in the report, and that they would hire us again.

  • My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
    Chriss P. ·

    Car Appraisal for Insurance Claim

  • My wife and I purchased a property that included a double-wide mobile home, which we decided to donate to a local charitable organization that provides housing for low-income families. This type of donation required a formal appraisal to qualify for an IRS tax deduction, so we reached out to Appraise It Now. From the start, they were able to clearly answer all of our questions about both the appraisal process and the tax deduction requirements. We provided photos and additional details, and within 10 days we received a thorough, well-prepared report that included all the necessary IRS forms. I’m giving Appraise It Now a five-star review because communication was excellent throughout the entire process. Everyone I spoke with was helpful, friendly, and professional, and emails were always answered quickly. We were completely satisfied with the experience. Thank you!
    Manuel P. ·

    Mobile Home Appraisal for Charitable Donation

  • These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and it’s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
    Kim R. ·

    Recreational Vehicle Appraisal for Insurance Coverage

  • They appraised an older trailer for me that required a bonded title. They were great with communication and it only took about 2 weeks to get a very nice detailed appraisal report, which finding comps for older trailers is not straight forward. Highly recommend!
    Andrew K. ·

    Trailer Appraisal for Title Bond

  • Friendly, speedy service with fair value.
    Christina W. ·

    Auto Appraisal for Probate

  • We were amazed at their professionalism in working with us and the quality of the final appraisal report. And all for thousands less than other appraisers.
    Gary T. ·

    Tractor Appraisal for Charitable Donation

AppraiseItNow prepares vehicle appraisal reports for donations, diminished value claims, divorce, and estate settlement

Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.

Popular uses of our appraisal reports include:‍

Transactions, Lending & Investment

  • Auto Loan Financing
  • Purchase price allocation & cost segregation
  • Mergers & Acquisitions (transactional due diligence)
  • Financial Reporting

Life Events & Special Circumstances

  • Divorce
  • Social Security reporting or Medicaid Application Filings
  • E-2 visa applications

Frequently Asked Questions on Virginia Auto Appraisers

Why does configuration matter so much in a trailer appraisal?

Because small specification differences, verified through the year, make, model line, and VIN, can shift value by thousands of dollars. Two trailers that look alike may differ in axle rating, deck construction, or factory options, and the comparable sales we select have to match the actual configuration, not just the nameplate.

Do maintenance records change what a trailer appraises for?

Yes, documented condition and service history are major value drivers, especially for specialized systems like refrigeration units. A reefer trailer with complete cold-unit service records supports a materially stronger value conclusion than an identical unit without documentation, because buyers price the risk of an unproven system.

How does Virginia assess trailers for personal property tax?

Local commissioners of the revenue fix taxable value as of January 1 using a recognized pricing guide, with J.D. Power guides the standard reference, and vehicles not listed in the guide may be valued as a percentage of original cost based on MSRP. An independent appraisal documents actual market value when the guide treatment does not fit your trailer.

How is a rental or fleet trailer appraised differently from an owner-operated one?

When trailers earn documented rental income, an income approach that capitalizes expected net cash flows from rates and utilization supplements the sales comparison analysis, and it can support values above basic auction comparables. Fleet rules of thumb used in business sales, often $10,000 to $40,000 per trailer, are high-level shortcuts that routinely diverge from what asset-level market and condition evidence shows.