Virginia Damage Claim Appraisers

5.0from 100+ client reviews

Virginia damage appraisers delivering certified valuations of personal property, equipment and machinery, fine art, boats and watercraft, automobiles and vehicles, and inventory for insurance damage claims. AppraiseItNow provides credentialed, USPAP-compliant damage claim appraisals across Virginia, including Richmond, Virginia Beach, and Norfolk.

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DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, ADJUSTERS, AND CLAIMS REVIEWERS ACROSS VIRGINIA.

  • State Farm
  • Progressive Insurance
  • Chase
  • Allstate
  • GEICO
  • Virginia Courts
  • Nationwide Insurance
  • Truist
  • IRS

Credentialed Appraisers Serving Virginia

Between them, our appraisers hold ISA, CAGA, ASA, ABV, and CFA designations, and every report is written to USPAP for insurance carriers, adjusters, and claims reviewers across Virginia.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Anne Hay

Anne Hay

Personal Property Appraiser

ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Ashley Innes

Ashley Innes

Personal Property Appraiser

ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Justin Ramirez

Justin Ramirez

Business Valuation Expert & Appraiser

ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.

Raymond Ghelardi

Raymond Ghelardi

Business Valuation Expert & Appraiser

Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Replacement valueThe retail replacement cost carriers and adjusters schedule and settle against
  • International Society of AppraisersAccredited Member
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • American Society of AppraisersAccredited Senior Appraiser
  • AICPAAccredited in Business Valuation
  • CFA InstituteChartered Financial Analyst
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About Damage Claim Appraisals in Virginia

AppraiseItNow provides professional damage claim appraisals for Virginia clients who need defensible valuations following theft, fire, flooding, accidents, or other loss events. Virginia law recognizes diminished value claims for vehicles under Averett v. Shircliff, and insurance policies in the state must include an appraisal clause under Virginia Code § 38.2-2105, giving policyholders the right to demand an independent appraisal when disputes arise over loss value. Damage claim appraisals establish fair market value before and after a loss, supporting insurance settlements and federal casualty loss deductions reported on IRS Form 4684.

Both remote and onsite appraisal options are available, so clients across Northern Virginia, Hampton Roads, Richmond, and rural communities can access credentialed appraisers without delay. Learn more about our full range of appraisal services in Virginia and how we can support your specific claim.

What Does AppraiseItNow Appraise for Damage Claims in Virginia?

AppraiseItNow covers all major asset classes commonly involved in Virginia damage claim situations, including:

  • Personal Property, including jewelry, antiques, furniture, coins, collectibles, and household goods
  • Equipment & Machinery, including medical equipment, restaurant equipment, manufacturing machinery, and technology assets
  • Fine Art, including paintings, prints, sculpture, photography, and mixed media
  • Boats & Watercraft, including sailboats, powerboats, yachts, jet skis, and personal watercraft
  • Automobiles & Vehicles, including cars, trucks, motorcycles, RVs, trailers, and classic vehicles
  • Inventory, including retail inventory, wholesale stock, raw materials, and finished goods

Who Does AppraiseItNow Serve in Virginia for Damage Claims?

AppraiseItNow serves Virginia vehicle owners pursuing diminished value claims, homeowners and renters filing insurance disputes, business owners seeking compensation for damaged equipment or inventory, and attorneys or adjusters who need a credentialed, court-ready appraisal report to support negotiations or litigation.

What Virginia clients say we are known for

Virginia Appraisal Reviews: “They were wonderful to work with” and “I had a great experience with AppraiseItNow”

  1. Being the appraiser they come back toMentioned in 13 reviews
  2. Showing the research and the comparables behind the number“They diligently researched both equipment items and provided well-documented reports” Bob H.Mentioned in 9 reviews
  3. Answering fast, and staying reachable while the work runs“Communication was responsive and helpful throughout” David S.Mentioned in 8 reviews
  4. Delivering the finished report ahead of the deadlineMentioned in 5 reviews
  5. Picking up on a weekend, and expediting when a tax deadline is closeMentioned in 3 reviews

Across 20 published Virginia appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.

  • I had a great experience with AppraiseItNow. I needed a formal insurance appraisal for a very unusual and difficult-to-value Pokémon collectible, and their team handled the process professionally from start to finish. Communication was responsive and helpful throughout, and I really appreciated that they took the time to understand the rarity, provenance, and unusual nature of the item rather than treating it like a routine appraisal. The final report was thorough, well organized, and clearly explained the methodology and reasoning behind the valuation. I was very happy with both the finished appraisal and the overall experience working with their team. I’d absolutely use AppraiseItNow again for another specialty collectible appraisal and would recommend them to anyone looking for a professional insurance appraisal.
    David S., Round Hill, VA ·

    Memorabilia & Collectibles Appraisal for Insurance Coverage

  • My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
    Chriss P. ·

    Car Appraisal for Insurance Claim

  • Joe at AppraiseItNow was extremely helpful with my total loss situation and requirements! I contacted him on Saturday of a holiday weekend (Labor Day 2025) and he responded back promptly! He then provided all the intake requirements to support my RV appraisal for insurance purposes which made the information sharing very simple (completed in 5-minutes). His team took the information and developed a comprehensive, industry standard report for me to provide back to my insurance company to ensure I receive the proper value for my RV. This was reviewed and completed within a few business days! Working with AppraiseItNow was a relief and a reasonable price. If I ever find myself in needing an apprasal again I will be a returning customer! I am definitely referring others in similar situation to me and confirming that AppraiseItNow can be trusted to deliver what they commit to! Thank you again for the support to Joe and the AppraiseItNow team!!!
    Phil M. ·

    Recreational Vehicle Appraisal for Total Loss

  • AppraiseItNow did an outstanding job appraising my 1998 Bobcat Skid Steer and circa 2010 Yuchai Crawler Dozer. We could not locate a serial number on the dozer, and there were no online sales available, but they were still able to develop an accurate appraisal using known specifications for my dozer compared to other comparable make and model dozers. They diligently researched both equipment items and provided well-documented reports.
    Bob H. ·

    Machinery & Equipment Appraisal

  • I was in dire need of an appraisal for my father's mobile home, which he needed for Medicaid approval. I couldn’t find anyone to do it for a long time, but then I found this company online and decided to give them a try. I’m so glad I did. They were wonderful to work with. I sent the pictures, and within just a few days I received the appraisal. They are absolutely worth the money.
    Kevin N. ·

    Mobile Home Appraisal

  • I recently requested a retroactive appraisal for fine art from AppraiseItNow. I received excellent service from intake to delivery. The appraisal was delivered on time and the content of the appraisal absolutely met my expectations!
    James H. ·

    Artwork Appraisal

Frequently Asked Questions on Virginia Damage Claim Appraisers

What is the deadline for property damage lawsuits in Virginia?

Five years from when the cause of action accrues, under Va. Code § 8.01-243(B), and the same window covers vehicle diminished value claims. That is notably longer than the two- or three-year limits most states apply to personal property damage.

Can vehicle repair costs be proven without live testimony in Virginia?

Yes. Va. Code § 8.01-416 lets a plaintiff submit an itemized estimate or appraisal verified by the affidavit of a qualified motor vehicle mechanic, estimator, or appraiser who states their qualifications, experience, and business details. For claims over $2,500, the affidavit and estimate must be served on the other side at least seven days before trial or they are inadmissible.

Does Virginia law recognize diminished value?

Yes, by statute. Va. Code § 46.2-1600 defines diminished value compensation as an amount an insurer pays a third-party vehicle owner in addition to repair costs for the vehicle's reduced value after damage, giving these claims a statutory footing that most states leave to case law.

Which Virginia court hears a personal property damage claim?

It depends on the amount claimed: the small claims division handles up to $5,000 via a Warrant in Debt (form DC-412), General District Court hears claims up to $25,000, and Circuit Court takes claims above that. The documented loss value effectively selects the forum.