New York Insurance Coverage Appraisers

5.0from 80+ client reviews

New York insurance coverage appraisers providing USPAP-compliant valuations of personal property, equipment and machinery, fine art, boats and watercraft, and automobiles and vehicles for insurance scheduling and coverage. AppraiseItNow provides credentialed, USPAP-compliant insurance coverage appraisals across New York, including New York City, Buffalo, and Albany.

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DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, UNDERWRITERS, AND AGENTS ACROSS NEW YORK.

  • State Farm
  • Progressive Insurance
  • Chase
  • Allstate
  • GEICO
  • New York Courts
  • Nationwide Insurance
  • M&T Bank
  • IRS

Credentialed Appraisers Serving New York

Between them, our appraisers hold ISA, CAGA, ASA, ABV, and CFA designations, and every report is written to USPAP for insurance carriers, underwriters, and agents across New York.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Anne Hay

Anne Hay

Personal Property Appraiser

ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Ashley Innes

Ashley Innes

Personal Property Appraiser

ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Justin Ramirez

Justin Ramirez

Business Valuation Expert & Appraiser

ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.

Raymond Ghelardi

Raymond Ghelardi

Business Valuation Expert & Appraiser

Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Replacement valueThe retail replacement cost carriers and adjusters schedule and settle against
  • International Society of AppraisersAccredited Member
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • American Society of AppraisersAccredited Senior Appraiser
  • AICPAAccredited in Business Valuation
  • CFA InstituteChartered Financial Analyst
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About Insurance Coverage Appraisals in New York

AppraiseItNow provides insurance coverage appraisals for individuals and businesses across New York, establishing accurate insurable values for personal property, fine art, equipment, vehicles, and watercraft. New York Insurance Law Section 3408 governs property insurance appraisals in the state, and a 2014 amendment broadened the scope of appraisal disputes to include the extent of loss or damage, making defensible documentation more important than ever. Whether you are scheduling a new policy, adding a rider, or updating coverage after a significant acquisition, a USPAP-compliant appraisal report is essential for insurer acceptance.

AppraiseItNow offers both remote and onsite appraisal options, making it easy to get accurate insurable values no matter where you are located. Our appraisers in New York serve clients from New York City and Long Island to Buffalo, Rochester, Albany, and beyond.

What Does AppraiseItNow Appraise for Insurance Coverage in New York?

We cover the full range of assets commonly requiring documented insurable value for insurance purposes in New York, including:

  • Personal Property, including jewelry, antiques, furniture, coins, collectibles, and household goods
  • Equipment & Machinery, including medical equipment, restaurant equipment, manufacturing machinery, and technology assets
  • Fine Art, including paintings, prints, sculpture, photography, and mixed media
  • Boats & Watercraft, including sailboats, powerboats, yachts, jet skis, and personal watercraft
  • Automobiles & Vehicles, including cars, trucks, motorcycles, RVs, trailers, and classic vehicles

Who Does AppraiseItNow Serve in New York for Insurance Coverage?

We serve a wide range of clients including homeowners, collectors, art owners, business operators, and fleet managers across New York who need accurate, insurer-accepted valuations to protect their assets with appropriate coverage limits.

What New York clients say we are known for

New York Appraisal Reviews: “for me it was well worth it” and “These guys were phenomenal”

  1. Being the appraiser they come back to“I highly recommend their services” Kim R.Mentioned in 10 reviews
  2. Showing the research and the comparables behind the number“it’s clear they did a significant amount of research” Kim R.Mentioned in 7 reviews
  3. Answering fast, and staying reachable while the work runsMentioned in 5 reviews
  4. Delivering the finished report ahead of the deadlineMentioned in 6 reviews
  5. Picking up on a weekend, and expediting when a tax deadline is closeMentioned in 3 reviews

Across 18 published New York appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how fast the finished report arrived.

  • AppraiseItNow's service was expeditious and professional. The report was thorough with plenty of examples and rationale for the valuations. Good service comes at a cost, but for me it was well worth it. Highly recommended!
    Jason O., New York, NY ·

    Personal Property Appraisal for Insurance Coverage

  • I was looking for an appraisal and time was of the essence. They got the job done in only a few days with excellent customer service. Great business to work with.
    Rick H. , Peru, NY ·

    Machinery & Equipment Appraisal for Insurance Coverage

  • These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and it’s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
    Kim R. ·

    Recreational Vehicle Appraisal for Insurance Coverage

  • The appraisal was done very well. Since he was a local artist here in Charleston, SC, they took the time to study and review Jim Booth’s art. His work has made him extremely famous, which can make an appraisal challenging, but they did a superb job and clearly explained how they arrived at the appraisal value. I highly recommend Appraise It Now and will use them again for all my artwork.
    Lonnie L. ·

    Artwork Appraisal for Insurance Coverage

  • We recently used AppraiseItNow for one of our clients and couldn’t be happier with the experience. The customer service was excellent, and Joe was quick to respond to all of our questions. He provided everything we needed promptly and made the process smooth from start to finish. Thank you!
    Alice T. ·

    Boat Appraisal for Insurance Coverage

  • Joe made the process to have my piece of furniture appraised extremely easy, efficient and quick. My experience was great and I'd recommend AppraiseItNow to anyone looking for an appraisal.
    Michael H. ·

    Furniture Appraisal for Insurance Coverage

Frequently Asked Questions on New York Insurance Coverage Appraisers

Does New York require personal property values to be reported for taxes like other states?

No. New York levies no personal property tax, so there are no annual renditions of business equipment or household contents to any assessor. An insurance appraisal is therefore a private document between you, your insurer, and your records, and often the only formal valuation your property ever receives.

What standards govern personal property appraisers in New York if the state does not license them?

National ones. New York's Executive Law Article 6-E licenses real estate appraisers only, so personal property appraisers work under USPAP and The Appraisal Foundation's personal property criteria, which call for appraisal-specific education and hundreds of hours of USPAP-compliant experience.

Why are some equipment items treated as real property in New York?

Because the state's Real Property Tax Law defines many pieces of equipment and trade fixtures as real property even though other states would treat them as personal property. Classification matters when scheduling business contents for coverage, since it determines which policy and valuation approach applies to a given asset.

Do New York courts keep lists of approved personal property appraisers?

No. The approved-appraiser lists courts maintain in estate matters cover real property valued as of the date of death. Personal property appraisals for jewelry, art, and household contents are handled as part of the executor's broader administration and reach tax authorities through estate tax returns rather than a court roster. For coverage work, that means an appraiser's methodology and documentation, not a court listing, is what your insurer will weigh.