New York Boat Appraisers

5.0from 80+ client reviews

Boat appraisals in New York for donations, insurance, estate tax, and divorce, prepared in accordance with USPAP and IRS requirements. AppraiseItNow appraises sailboats, motorboats, yachts, personal watercraft, and fishing boats across New York, including New York City, Buffalo, and Albany.

Get an instant response

DEFENSIBLE, USPAP-COMPLIANT BOAT APPRAISAL REPORTS — QUALIFIED FOR THE IRS, NEW YORK COURTS, LENDERS, INSURERS, AND MORE.

  • Progressive Insurance
  • GEICO
  • Chase
  • State Farm
  • M&T Bank
  • New York Courts
  • Allstate
  • IRS

Credentialed Appraisers Serving New York

Between them, our marine appraisers hold CAGA designations, and every report is written to USPAP for the IRS, New York courts, lenders, insurers, and more.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About Boat Appraisals in New York

AppraiseItNow provides professional boat appraisals in New York for a wide range of purposes, including charitable donations, insurance coverage, estate tax reporting, and divorce proceedings. Whether you own a sailboat moored in Long Island Sound, a powerboat docked in the Hudson River, or a luxury yacht kept at a marina along the coast, our credentialed appraisers deliver accurate, well-documented valuations that hold up to scrutiny from the IRS, insurance carriers, courts, and tax authorities.

AppraiseItNow offers both remote and onsite boat appraisal services throughout New York, giving clients the flexibility to choose the approach that best fits their timeline and circumstances. Remote appraisals are completed efficiently using photographs, documentation, and vessel records, while onsite inspections are available for clients who require a physical examination of the watercraft. We offer Fair Market Value (FMV), Replacement Value, Orderly Liquidation Value (OLV), Forced Liquidation Value (FLV), and Actual Cash Value (ACV) appraisals for various intended uses.

What Types of Boat Do We Appraise in New York?

AppraiseItNow appraises a broad range of watercraft across New York, covering vessels used for recreation, sport, commercial activity, and personal enjoyment. Our appraisers have experience with:

  • Sailboats and sloops
  • Powerboats and motorboats
  • Yachts and luxury cruisers
  • Pontoon boats
  • Fishing boats and bass boats
  • Personal watercraft including jet skis and wave runners
  • Bowriders and deck boats
  • Cabin cruisers and express cruisers
  • Trawlers and houseboats
  • Commercial and charter vessels

New York's extensive waterways, including Long Island Sound, the Hudson River, Lake Champlain, and the Finger Lakes, support a diverse boating community with vessels ranging from modest recreational craft to high-value luxury yachts. Our appraisers understand the regional market conditions, seasonal usage patterns, and New York-specific tax considerations that affect vessel values across the state.

Who Does AppraiseItNow Serve in New York?

AppraiseItNow serves individual boat owners, estate attorneys, divorce attorneys, insurance professionals, financial advisors, CPAs, and nonprofit organizations throughout New York who need credentialed, defensible appraisals for legal, financial, and tax-related purposes. Whether you are a nonresident navigating New York's use tax rules, an estate executor settling a watercraft asset, or a donor seeking a qualified appraisal for a charitable contribution, our team is equipped to meet your needs with accuracy and professionalism.

What clients say we are known for

AppraiseItNow Reviews: “AppraiseItNow was excellent to work with” and “I love your professional service”

  1. Being the appraiser they come back to“I would gladly use them again” Scott H.Mentioned in 44 reviews
  2. Answering fast, and staying reachable while the work runsMentioned in 34 reviews
  3. Taking on items other appraisers had already turned downMentioned in 14 reviews
  4. Showing the research and the comparables behind the numberMentioned in 29 reviews
  5. Delivering the finished report ahead of the deadlineMentioned in 21 reviews

Across 80+ published AppraiseItNow reviews the picture is consistent: every one is from a client who paid us for an appraisal, and the three things they raise most often are that they would hire us again, how quickly we answer, and how much research is visible in the report.

  • I love the online appraisal format to give me a good idea of what my boat is worth without showing the boat. The appraisal fee is more than reasonable, and I love your professional service!
    Tak-ming K. ·

    Boat Appraisal for Charitable Donation

  • We recently used AppraiseItNow for one of our clients and couldn’t be happier with the experience. The customer service was excellent, and Joe was quick to respond to all of our questions. He provided everything we needed promptly and made the process smooth from start to finish. Thank you!
    Alice T. ·

    Boat Appraisal for Insurance Coverage

  • AppraiseItNow delivered a fair, well-supported appraisal that met all required standards. Their team was professional, responsive, and fast throughout the process. I would gladly use them again.
    Scott H. ·

    Boat Appraisal for Charitable Donation

  • AppraiseItNow helped us appraise a very unique set of propulsion boats. Service was top notch and provided incredible value for the cost!
    Austin S. ·

    Boat Appraisal for Loan Collateral

  • AppraiseItNow was excellent to work with. They delivered exactly what I needed and were incredibly responsive throughout the process. I’d definitely recommend them!
    Jorge M. ·

    Boat Appraisal for Insurance Claim

  • Very straightforward and efficient way to gain a quality certified boat appraisal. I will suggest AppraiseItNow to all my boating friends!
    Michael L. ·

    Boat Appraisal for Loan Collateral

We deliver written boat and yacht appraisals for estate tax, charitable donations, divorce, and insurance claims

Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.

Popular uses of our appraisal reports include:‍

Tax, Estate & Financial Planning

Life Events & Special Circumstances

Frequently Asked Questions on New York Boat Appraisers

Why should a New York boat appraisal cite sold comparables instead of listings?

Because asking prices are not evidence of value. For standard production boats, a defensible open-market opinion rests on recently closed sales of similar vessels from sold-boat databases, broker records, and auction results, adjusted for engine hours, condition, and equipment. Listings that sit unsold prove only what the boat did not bring.

Does New York tax boats as personal property?

No. New York has no personal property tax, so vessels are not assessed annually the way they are in many states. Boat valuations in New York are instead driven by estates, where the state's estate tax values property at fair market value above its threshold, plus sales, insurance placement, and litigation.

Can a documented refit or racing history change a boat's value?

Yes, when records back it up. Notable provenance, race results, rarity, and high-quality restoration work can add measurable value, while poor repairs subtract it. We credit these factors only against documentation, invoices, logs, and photographs, because unsupported history claims do not survive scrutiny from buyers or insurers.

Is New York sales tax on a boat capped?

Yes. The taxable receipt for a vessel is capped at $230,000, so any portion of the price above that amount is exempt from state and local sales and use tax, and the cap covers the vessel together with an outboard motor and trailer sold with it. The Tax Department set out the rule in memorandum TSB-M-15(2)S, and it creates a visible pricing breakpoint in the large boat market.

Which New York boats actually receive a title certificate?

Only vessels of model year 1987 or newer that are at least 14 feet long and registered in New York. For those, the DMV title rather than the registration is the primary proof of ownership. Shorter or older boats and Coast Guard documented vessels get no state title, so probate and lending files lean on registration records, bills of sale, and the hull identification number.