New York Insurance Claim Appraisers

5.0from 80+ client reviews

New York insurance claim appraisers providing USPAP-compliant valuations of personal property, equipment and machinery, fine art, business interests, boats and watercraft, and automobiles and vehicles for insurance claim submission. AppraiseItNow provides credentialed, USPAP-compliant insurance claim appraisals across New York, including New York City, Buffalo, and Rochester.

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DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, ADJUSTERS, AND CLAIMS REVIEWERS ACROSS NEW YORK.

  • State Farm
  • Progressive Insurance
  • Chase
  • Allstate
  • GEICO
  • New York Courts
  • Nationwide Insurance
  • M&T Bank
  • IRS

Credentialed Appraisers Serving New York

Between them, our appraisers hold ISA, CAGA, ASA, ABV, and CFA designations, and every report is written to USPAP for insurance carriers, adjusters, and claims reviewers across New York.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Anne Hay

Anne Hay

Personal Property Appraiser

ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Ashley Innes

Ashley Innes

Personal Property Appraiser

ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Justin Ramirez

Justin Ramirez

Business Valuation Expert & Appraiser

ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.

Raymond Ghelardi

Raymond Ghelardi

Business Valuation Expert & Appraiser

Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Replacement valueThe retail replacement cost carriers and adjusters schedule and settle against
  • International Society of AppraisersAccredited Member
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • American Society of AppraisersAccredited Senior Appraiser
  • AICPAAccredited in Business Valuation
  • CFA InstituteChartered Financial Analyst
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About Insurance Claim Appraisals in New York

AppraiseItNow provides certified insurance claim appraisals for policyholders and insurers across New York, delivering independent valuations that establish actual cash value or replacement cost for disputed losses. Under New York Insurance Law Section 3408(c), every homeowner, tenant, cooperative apartment, and condominium policy must include an appraisal provision, giving policyholders a formal mechanism to resolve valuation disputes without litigation. The 2014 legislative amendment expanded the scope of appraisal to include the extent and scope of damage, making a qualified independent appraisal more important than ever.

AppraiseItNow serves clients through both remote online appraisals and onsite inspections, accommodating claims anywhere from Manhattan and Long Island to upstate communities. Our appraisers in New York are credentialed through recognized professional organizations and ready to move your claim forward quickly.

What Does AppraiseItNow Appraise for Insurance Claims in New York?

We cover all major asset categories commonly involved in New York insurance claim disputes:

  • Personal Property, including jewelry, antiques, furniture, coins, collectibles, and household goods
  • Equipment & Machinery, including medical equipment, restaurant equipment, manufacturing machinery, and technology assets
  • Fine Art, including paintings, prints, sculpture, photography, and mixed media
  • Business Interests, including LLCs, S-corps, partnerships, fractional interests, and privately held stock
  • Boats & Watercraft, including sailboats, powerboats, yachts, jet skis, and personal watercraft
  • Automobiles & Vehicles, including cars, trucks, motorcycles, RVs, trailers, and classic vehicles

Who Does AppraiseItNow Serve in New York for Insurance Claims?

We serve individual policyholders, business owners, insurance carriers, and legal counsel across New York who need independent, defensible valuations to resolve disputes over damaged, destroyed, or stolen personal property, equipment, fine art, vehicles, and watercraft.

What New York clients say we are known for

New York Appraisal Reviews: “I will go with these guys again” and “Absolutely worth the price we paid”

  1. Being the appraiser they come back to“I’d definitely recommend them” Jorge M.Mentioned in 10 reviews
  2. Showing the research and the comparables behind the number“They did the appraisal quickly and VERY thoroughly” Scott B.Mentioned in 7 reviews
  3. Delivering the finished report ahead of the deadline“They did the appraisal quickly and VERY thoroughly” Scott B.Mentioned in 6 reviews
  4. Answering fast, and staying reachable while the work runsMentioned in 5 reviews
  5. Picking up on a weekend, and expediting when a tax deadline is closeMentioned in 3 reviews

Across 18 published New York appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how fast the finished report arrived.

  • I used AppraiseItNow for the first time last month and I was extremely pleased with the results. I needed an appraisal done for insurance purposes and the level of detail about each of my antique furniture pieces was thorough and very helpful in my being able to get the highest amount possible from my insurance company for the antique items that were damaged. I could see that they spent time making sure that the information she included was correct and current for my antique furniture items in the current market. The team responded to my emails timely to answer any questions I had. I would highly recommend Appraise It Now to get a thorough and professional appraisal done on antique items. I do intend to use them again for other antique furniture and jewelry that I have. Job well done! 😃🤗
    Paige E. , Baldwin, NY ·

    Antique Furniture Appraisal for Insurance Claim

  • My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
    Chriss P. ·

    Car Appraisal for Insurance Claim

  • I was very happy with the work put in on my totaled car appraisal. They did the appraisal quickly and VERY thoroughly. I felt like my insurance company gave a very low appraisal and Appraise It Now was very competitive, realistic and true to my expectations. The best part was they did a stellar job negotiating with my insurance company. I feel great about their work.
    Scott B. ·

    Auto Appraisal for Insurance Claim

  • Exceptional customer service and fast turnaround on my request for an insurance appraisal. Their professionalism, responsiveness, and attention to detail strengthened my position in an ongoing insurance claim. Incredibly easy to work with—courteous, efficient, and clear in their communication throughout the process. Highly recommend them to anyone needing accurate, independent appraisals for insurance or personal purposes.
    Teresa B. ·

    Personal Property Appraisal for Insurance Claim

  • AppraiseItNow was excellent to work with. They delivered exactly what I needed and were incredibly responsive throughout the process. I’d definitely recommend them!
    Jorge M. ·

    Boat Appraisal for Insurance Claim

  • The short time working with AppraiseItNow was great, Fast on getting on top of any questions you might have any appraisal concerning insurance claim. I will go with these guys again!
    George W. ·

    Motorcycle Appraisal for Insurance Claim

Frequently Asked Questions on New York Insurance Claim Appraisers

Do I file a personal property appraisal with any New York agency after a claim?

No. New York has no personal property tax, no statewide filing office, and no court form dedicated to personal property valuations, so a claim appraisal goes to you and your insurer. That also means the appraisal report itself carries the full evidentiary burden, so it needs to be thorough and well supported.

Are personal property appraisers regulated like real estate appraisers in New York?

No. Executive Law Article 6-E licenses and certifies real estate appraisers and binds them to USPAP; it does not reach appraisers of contents, jewelry, art, or equipment. For claim work, USPAP compliance comes from professional standards and the engagement itself, which is the practice we follow.

Can county appraisal offices help value personal property in New York?

No. RPTL 1536-a authorizes county appraisal staff to prepare reports and provide expert testimony only on real property, filed with local assessors. Personal property claims, from scheduled jewelry to damaged business equipment, rely on private appraisers.

Does any New York statute spell out how to value marketable securities?

Yes, one. Debtor and Creditor Law § 24 requires stocks, bonds, and other property customarily traded in open markets, when held by an assignee for the benefit of creditors, to be valued for the appraisal date by ascertaining the market's range and averaging prices over a reasonable period. It is a rare instance of New York prescribing a valuation method by statute, and its market-evidence discipline mirrors how we support contested claim values.

When does New York require two appraisals of the same property?

Only in state property-acquisition work. Under 9 NYCRR 440.6, property valued at $300,000 or more requires two appraisals, property below that needs one, and property under $25,000 may use a short-form report. Those rules govern agency acquisitions, not insurance claims, so no dollar amount in New York law forces a second appraisal of your claimed property; policy terms alone control.