Michigan Insurance Claim Appraisers

5.0from 80+ client reviews

Michigan insurance claim appraisers offering certified appraisals of personal property, equipment and machinery, fine art, business interests, boats and watercraft, and automobiles and vehicles for insurance claim submission. AppraiseItNow provides credentialed, USPAP-compliant insurance claim appraisals across Michigan, including Detroit, Grand Rapids, and Lansing.

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DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, ADJUSTERS, AND CLAIMS REVIEWERS ACROSS MICHIGAN.

  • State Farm
  • Progressive Insurance
  • Chase
  • Allstate
  • GEICO
  • Michigan Courts
  • Nationwide Insurance
  • Comerica Bank
  • IRS

Credentialed Appraisers Serving Michigan

Between them, our appraisers hold ISA, CAGA, ASA, ABV, and CFA designations, and every report is written to USPAP for insurance carriers, adjusters, and claims reviewers across Michigan.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Anne Hay

Anne Hay

Personal Property Appraiser

ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Ashley Innes

Ashley Innes

Personal Property Appraiser

ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Justin Ramirez

Justin Ramirez

Business Valuation Expert & Appraiser

ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.

Raymond Ghelardi

Raymond Ghelardi

Business Valuation Expert & Appraiser

Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Replacement valueThe retail replacement cost carriers and adjusters schedule and settle against
  • International Society of AppraisersAccredited Member
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • American Society of AppraisersAccredited Senior Appraiser
  • AICPAAccredited in Business Valuation
  • CFA InstituteChartered Financial Analyst
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About Insurance Claim Appraisals in Michigan

AppraiseItNow provides certified insurance claim appraisals for Michigan policyholders and insurers who need an independent, defensible valuation to resolve disputes over the amount of a loss. Under MCL 500.2833(1)(m), Michigan fire and property insurance policies must include an appraisal provision, making a written demand the legal trigger that sets the process in motion once coverage is admitted. Our appraisers document actual cash value and replacement cost across a wide range of asset types, giving both parties the evidence needed to move claims forward.

Both remote and onsite appraisal options are available through appraisal services in Michigan, ensuring coverage whether your assets are in Detroit, Grand Rapids, Lansing, or anywhere else in the state. Our appraisers work efficiently to meet policy deadlines and support the appraisal panel process when an umpire is involved.

What Does AppraiseItNow Appraise for Insurance Claims in Michigan?

AppraiseItNow covers the full range of assets commonly involved in Michigan insurance claim disputes, including:

  • Personal Property, including jewelry, antiques, furniture, coins, collectibles, and household goods
  • Equipment & Machinery, including medical equipment, restaurant equipment, manufacturing machinery, and technology assets
  • Fine Art, including paintings, prints, sculpture, photography, and mixed media
  • Business Interests, including LLCs, S-corps, partnerships, fractional interests, and privately held stock
  • Boats & Watercraft, including sailboats, powerboats, yachts, jet skis, and personal watercraft
  • Automobiles & Vehicles, including cars, trucks, motorcycles, RVs, trailers, and classic vehicles

Who Does AppraiseItNow Serve in Michigan for Insurance Claims?

AppraiseItNow serves Michigan homeowners, business owners, manufacturers, collectors, and marine asset holders who face disputes with their insurer over loss amounts, as well as attorneys and public adjusters who need certified appraisals to support the formal appraisal panel process.

What Michigan clients say we are known for

Michigan Appraisal Reviews: “I will go with these guys again” and “Absolutely worth the price we paid”

  1. Being the appraiser they come back to“I’d definitely recommend them” Jorge M.Mentioned in 10 reviews
  2. Showing the research and the comparables behind the number“They did the appraisal quickly and VERY thoroughly” Scott B.Mentioned in 7 reviews
  3. Answering fast, and staying reachable while the work runsMentioned in 5 reviews
  4. Delivering the finished report ahead of the deadline“They did the appraisal quickly and VERY thoroughly” Scott B.Mentioned in 5 reviews
  5. Picking up on a weekend, and expediting when a tax deadline is closeMentioned in 3 reviews

Across 17 published Michigan appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.

  • My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
    Chriss P. ·

    Car Appraisal for Insurance Claim

  • I was very happy with the work put in on my totaled car appraisal. They did the appraisal quickly and VERY thoroughly. I felt like my insurance company gave a very low appraisal and Appraise It Now was very competitive, realistic and true to my expectations. The best part was they did a stellar job negotiating with my insurance company. I feel great about their work.
    Scott B. ·

    Auto Appraisal for Insurance Claim

  • I used AppraiseItNow for the first time last month and I was extremely pleased with the results. I needed an appraisal done for insurance purposes and the level of detail about each of my antique furniture pieces was thorough and very helpful in my being able to get the highest amount possible from my insurance company for the antique items that were damaged. I could see that they spent time making sure that the information she included was correct and current for my antique furniture items in the current market. The team responded to my emails timely to answer any questions I had. I would highly recommend Appraise It Now to get a thorough and professional appraisal done on antique items. I do intend to use them again for other antique furniture and jewelry that I have. Job well done! 😃🤗
    Paige E. ·

    Antique Furniture Appraisal for Insurance Claim

  • Exceptional customer service and fast turnaround on my request for an insurance appraisal. Their professionalism, responsiveness, and attention to detail strengthened my position in an ongoing insurance claim. Incredibly easy to work with—courteous, efficient, and clear in their communication throughout the process. Highly recommend them to anyone needing accurate, independent appraisals for insurance or personal purposes.
    Teresa B. ·

    Personal Property Appraisal for Insurance Claim

  • AppraiseItNow was excellent to work with. They delivered exactly what I needed and were incredibly responsive throughout the process. I’d definitely recommend them!
    Jorge M. ·

    Boat Appraisal for Insurance Claim

  • The short time working with AppraiseItNow was great, Fast on getting on top of any questions you might have any appraisal concerning insurance claim. I will go with these guys again!
    George W. ·

    Motorcycle Appraisal for Insurance Claim

Frequently Asked Questions on Michigan Insurance Claim Appraisers

When can I demand appraisal in a Michigan insurance claim dispute?

Whenever you and your insurer cannot agree on the actual cash value or amount of loss. MCL 500.2833(1)(m) builds an appraisal provision into every Michigan fire policy with no minimum claim size: either side may make a written demand, each names an independent appraiser within 20 days, and the two appraisers choose an umpire within 15 days or a circuit judge appoints one.

Who sets the item values in Michigan's statutory appraisal process?

The two party-appointed appraisers and, where they disagree, the umpire. Michigan courts have held that the circuit court's role is limited to deciding coverage questions and appointing an umpire if needed; the dollar value of each item of personal property is reserved to the appraisal panel.

Does Michigan license appraisers of personal property such as jewelry or equipment?

No. Michigan's appraiser licensing under Article 26 of the Occupational Code covers real estate appraisers only. There is no state license category for contents, jewelry, art, or equipment appraisers, so insurers look for independent appraisers who follow recognized standards such as USPAP, which is the practice we follow.

How does Michigan decide whether equipment is personal property or part of the building?

With a three-part fixture test: annexation to the real estate, adaptation to its use, and intent to make the item a permanent accession. Property that fails the test remains tangible personal property, which affects how machinery, trade fixtures, and built-in equipment are classified and valued in an insurance claim.