Michigan Damage Claim Appraisers

5.0from 80+ client reviews

Michigan damage appraisers offering certified appraisals of personal property, equipment and machinery, fine art, boats and watercraft, automobiles and vehicles, and inventory for insurance damage claims. AppraiseItNow provides credentialed, USPAP-compliant damage claim appraisals across Michigan, including Detroit, Grand Rapids, and Lansing.

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DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, ADJUSTERS, AND CLAIMS REVIEWERS ACROSS MICHIGAN.

  • State Farm
  • Progressive Insurance
  • Chase
  • Allstate
  • GEICO
  • Michigan Courts
  • Nationwide Insurance
  • Comerica Bank
  • IRS

Credentialed Appraisers Serving Michigan

Between them, our appraisers hold ISA, CAGA, ASA, ABV, and CFA designations, and every report is written to USPAP for insurance carriers, adjusters, and claims reviewers across Michigan.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Anne Hay

Anne Hay

Personal Property Appraiser

ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Ashley Innes

Ashley Innes

Personal Property Appraiser

ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Justin Ramirez

Justin Ramirez

Business Valuation Expert & Appraiser

ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.

Raymond Ghelardi

Raymond Ghelardi

Business Valuation Expert & Appraiser

Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Replacement valueThe retail replacement cost carriers and adjusters schedule and settle against
  • International Society of AppraisersAccredited Member
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • American Society of AppraisersAccredited Senior Appraiser
  • AICPAAccredited in Business Valuation
  • CFA InstituteChartered Financial Analyst
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About Damage Claim Appraisals in Michigan

AppraiseItNow provides USPAP-compliant damage claim appraisals for Michigan residents and businesses navigating insurance disputes, casualty losses, and settlement negotiations. Under Michigan law (MCL 500.2833(1)(m)), fire and property insurance policies must include an appraisal clause, giving policyholders the right to demand an independent appraisal when they disagree with an insurer's loss valuation. Our appraisals establish actual cash value or replacement cost before and after a loss event, producing defensible documentation for insurance carriers, attorneys, and courts.

AppraiseItNow offers both remote and onsite appraisal options, making it easy for clients across the state to access professional valuations quickly. Whether your loss occurred in Detroit, Grand Rapids, or a smaller Michigan community, our appraisers in Michigan are ready to document and support your claim.

What Does AppraiseItNow Appraise for Damage Claims in Michigan?

AppraiseItNow covers all major asset categories commonly involved in Michigan damage claims, including:

  • Personal Property, including jewelry, antiques, furniture, coins, collectibles, and household goods
  • Equipment & Machinery, including medical equipment, restaurant equipment, manufacturing machinery, and technology assets
  • Fine Art, including paintings, prints, sculpture, photography, and mixed media
  • Boats & Watercraft, including sailboats, powerboats, yachts, jet skis, and personal watercraft
  • Automobiles & Vehicles, including cars, trucks, motorcycles, RVs, trailers, and classic vehicles
  • Inventory, including retail inventory, wholesale stock, raw materials, and finished goods

Who Does AppraiseItNow Serve in Michigan for Damage Claims?

AppraiseItNow serves Michigan homeowners, business owners, manufacturers, collectors, and attorneys who need credible, independent valuations to support insurance claims, dispute resolutions, or casualty loss documentation. Clients across industries including automotive, manufacturing, hospitality, and retail rely on our appraisals when insurers and policyholders disagree on the scope or value of a covered loss.

What Michigan clients say we are known for

Michigan Appraisal Reviews: “They were wonderful to work with” and “These guys were phenomenal”

  1. Being the appraiser they come back to“I highly recommend their services” Kim R.Mentioned in 10 reviews
  2. Showing the research and the comparables behind the number“it’s clear they did a significant amount of research” Kim R.Mentioned in 7 reviews
  3. Answering fast, and staying reachable while the work runs“From the start they were very responsive, price competitive” Chris S.Mentioned in 5 reviews
  4. Delivering the finished report ahead of the deadlineMentioned in 5 reviews
  5. Picking up on a weekend, and expediting when a tax deadline is closeMentioned in 3 reviews

Across 17 published Michigan appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.

  • My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
    Chriss P. ·

    Car Appraisal for Insurance Claim

  • These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and it’s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
    Kim R. ·

    Recreational Vehicle Appraisal for Insurance Coverage

  • AppraiseItNow did an outstanding job appraising my 1998 Bobcat Skid Steer and circa 2010 Yuchai Crawler Dozer. We could not locate a serial number on the dozer, and there were no online sales available, but they were still able to develop an accurate appraisal using known specifications for my dozer compared to other comparable make and model dozers. They diligently researched both equipment items and provided well-documented reports.
    Bob H. ·

    Machinery & Equipment Appraisal

  • I was in dire need of an appraisal for my father's mobile home, which he needed for Medicaid approval. I couldn’t find anyone to do it for a long time, but then I found this company online and decided to give them a try. I’m so glad I did. They were wonderful to work with. I sent the pictures, and within just a few days I received the appraisal. They are absolutely worth the money.
    Kevin N. ·

    Mobile Home Appraisal

  • I recently requested a retroactive appraisal for fine art from AppraiseItNow. I received excellent service from intake to delivery. The appraisal was delivered on time and the content of the appraisal absolutely met my expectations!
    James H. ·

    Artwork Appraisal

  • From the start they were very responsive, price competitive, and had a quick turn around time. Thank you so much to Joe who was very sweet in responding to my emails; I am looking forward to utilizing AppraiseItNow for many years to come.
    Chris S. ·

Frequently Asked Questions on Michigan Damage Claim Appraisers

What does Michigan's statutory appraisal clause mean for a disputed damage claim?

Under MCL 500.2833(1)(m), every Michigan fire insurance policy must let either side demand that a disputed amount of loss or actual cash value be set by appraisal. Each party names a competent, independent appraiser within 20 days of the demand, and the two appraisers select an impartial umpire; if they cannot agree within 15 days, a circuit court judge appoints one. Michigan is unusual in mandating this process by statute rather than leaving it to policy language.

How many years does Michigan allow for a personal property damage lawsuit?

Three years. MCL 600.5805 sets a three-year limit on actions for injury to property, covering vehicles, household contents, and other tangible items. A separate six-year contract period under MCL 600.5807 can apply to disputes over an insurance or service contract, but it does not extend the three-year tort deadline for the damage itself.

How is a total loss of personal property valued under Michigan law?

By fair market value at the time of loss. Michigan case law measures total-loss damages by the item's market value when it was destroyed, not its replacement cost, and caps repair recoveries at the diminution in fair market value. Our damage claim appraisals for Michigan clients document that market value with condition and comparable-sale evidence.

Does Michigan's no-fault system affect property damage recoveries?

Yes. Property protection insurance under MCL 500.3121 covers accidental damage to tangible property from a motor vehicle accident up to $1,000,000 per accident, with claims generally due within one year. Michigan's mini-tort, MCL 500.3135, separately caps recovery from an at-fault driver for uninsured vehicle damage at $3,000, a ceiling that does not apply to other damaged property such as tools or cargo.