Kentucky Personal Property Appraisers

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Personal property appraisals in Kentucky for donations, estate tax, divorce, and probate, prepared in accordance with USPAP and IRS requirements. AppraiseItNow appraises antiques, jewelry, collectibles, fine art, and furniture across Kentucky, including Louisville, Lexington, and Bowling Green.

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DEFENSIBLE, USPAP-COMPLIANT PERSONAL PROPERTY APPRAISAL REPORTS — QUALIFIED FOR THE IRS, KENTUCKY COURTS, LENDERS, INSURERS, AND MORE.

  • IRS
  • Goodwill Industries
  • Chase
  • State Farm
  • Habitat for Humanity
  • The Salvation Army
  • Fifth Third Bank
  • Kentucky Courts

AppraiseItNow Appraises Every Category of Personal Property in Kentucky

Kentucky's agricultural heritage and manufacturing base create steady demand for appraisals of farm equipment, commercial inventory, and business personal property alongside household collections. Three of the assets below link to a page written for Kentucky; the rest link to the appraisers who cover them nationwide.

Credentialed Appraisers Serving Kentucky

Between them, our personal property appraisers hold ISA and CAGA designations, and every report is written to USPAP for the IRS, Kentucky courts, lenders, insurers, and more.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Anne Hay

Anne Hay

Personal Property Appraiser

ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Ashley Innes

Ashley Innes

Personal Property Appraiser

ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • International Society of AppraisersAccredited Member
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

Kentucky Households in Louisville and Lexington Hand Us Furniture, Silver, Collections, and Art to Value

AppraiseItNow appraises household contents, antiques, jewelry, coins, firearms, and art in Kentucky for probate and estate filings, gifts to charity that need a qualified appraisal, dissolution of marriage, and insurance schedules. Photographs, receipts, and provenance papers carry nearly all of it, and an appraiser travels to the house when the pieces cannot be judged fairly from images.

Estates and probate

What a Kentucky estate file needs from a household

An executor has to name a value for the contents as of the date of death and show where that value came from. We work a whole house by category and give the pieces that carry the money their own treatment, with the Kentucky antiques in it handled on their own merits. A category with no dependable public market is said to have none, rather than handed a figure it cannot support.

Donations and gifts

Contents given away, valued for the filing that follows

What the property would fetch from a willing buyer as at the gift is the figure the deduction rests on, and above the reporting thresholds the acquisition history and the original cost belong beside it. We write the schedule so it and the return say the same thing.

Dissolution

One Kentucky household, two people reading one list

Contents have to be classified before they can be divided, and a piece that came down through a family is treated differently from one the couple bought together. A single valuation keeps both sides working from the same schedule, with dates of acquisition recorded wherever the papers allow it.

Two Recent Kentucky Assignments, a Bowling Green Estate Filing and a Lexington Charitable Gift

Each project reduced to a line. Nothing that could point to a family, and no figures, appear here.

Sunlit living room with an upholstered sofa, side tables, lamps and framed pictures

Estate tax

A Bowling Green household valued for an estate filing

Furniture, household goods, and general contents, valued as of the date of death so the return and the heirs work from one schedule.

  • Fair market value
Wooden bookcase, side chair and decorative objects grouped in a bright room

Charitable donation

A Lexington gift, valued with its cost history beside it

The donation needed fair market value on the day it was handed over, and a second piece of work recording what the property had originally cost.

  • Fair market value

Three Kentucky Rules Turn on What a Household's Contents Are Worth

Kentucky keeps home contents off the tax roll, sets a block of personal property aside for a surviving family, and treats an inherited piece differently from one the couple bought.

Probate

$30,000

the personal property a Kentucky surviving spouse or children take out of an estate before it is distributed, choosing the items themselves

Kentucky Sets Property Aside Before an Estate Is Distributed

Personal property or money to the amount of $30,000 is exempt from distribution and sale in a Kentucky estate, and the District Court sets it apart on the application of the surviving spouse or, where there is no spouse, the surviving children. The right applies whether the person left a will or not, and a spouse does not have to renounce the will to claim it.

The statute also lets the family decide what makes up the figure: the selection is made out of the personal property of the estate, so long as the value of what is selected does not exceed $30,000. Choosing well means knowing what each piece is worth before the selection is filed.

KRS 391.030

Property tax

Household goods

the class of property Kentucky's constitution exempts from taxation when it is used in the owner's own home

Kentucky's Constitution Leaves Home Contents Off the Tax Roll

Section 170 of the Kentucky Constitution exempts household goods of a person used in his home from taxation. The exemption sits in the constitution rather than in a statute the General Assembly can trade away, so the contents of a Kentucky home are not on the tangible property roll at all.

That is why the value of a household turns up in a probate file, a dissolution, an insurance schedule, or a donation, and never in an assessment notice. A report written for one of those uses has to state its standard of value and its effective date, because nothing in the tax system supplies either.

Kentucky Constitution, Section 170

Dissolution

Presumed marital

the starting point for anything either spouse acquired after a Kentucky marriage, whatever the title says

An Heirloom in a Kentucky Dissolution Is Not Divided Like the Rest of the House

All property either spouse acquired after the marriage is presumed marital in Kentucky, however it is titled. The presumption falls away only on a showing that the property arrived another way, and the list of other ways includes gift, bequest, devise, or descent during the marriage.

Inherited property is therefore not marital, but the income from it and the increase in its value can be, where significant activities of a spouse contributed to them. The increase in value of property owned before the marriage counts only so far as it did not result from the efforts of the parties. Sorting that out needs a value for the piece at more than one date, which is why provenance papers and old receipts matter as much as the piece itself.

KRS 403.190

What Kentucky clients say we are known for

Kentucky Appraisal Reviews: “the company exceeded all of my expectations” and “they were wonderful”

  1. Being the appraiser they come back to“I highly recommend their services” Bruce A.Mentioned in 13 reviews
  2. Showing the research and the comparables behind the numberMentioned in 7 reviews
  3. Answering fast, and staying reachable while the work runsMentioned in 6 reviews
  4. Delivering the finished report ahead of the deadlineMentioned in 6 reviews
  5. Taking on items other appraisers had already turned downMentioned in 4 reviews

Across 23 published Kentucky appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.

  • AppraiseItNow Inc. is the best company I was lucky to find by accident. I was looking for someone to appraise cabinets for a donation to charity. I asked for multiple referrals, called multiple appraisal services, etc., and no one could help me. I found AppraiseItNow and from the moment I started working with them, they were wonderful! Joe guided me on what I needed to send him, what needed to be done and stayed in touch with me the entire time. Their customer service is OUTSTANDING and a welcome surprise in today’s world where good customer service is an anomaly! They returned an appraisal in a timely manner, it was clear, concise, cost-effective and exactly what I needed. They followed up with me multiple times to ensure that I received it and everything was OK. My CPA is also thrilled to have them as an accredited appraisal service he can use for other clients. I rarely leave reviews, but I could not pass giving them 5 stars and I’d give 10 if possible! THANK YOU JOE AND ALL AT APPRAISEITNOW!!👊🏼
    Lisa K. ·

    Personal Property Appraisal for Charitable Donation

  • I used AppraiseItNow for the first time last month and I was extremely pleased with the results. I needed an appraisal done for insurance purposes and the level of detail about each of my antique furniture pieces was thorough and very helpful in my being able to get the highest amount possible from my insurance company for the antique items that were damaged. I could see that they spent time making sure that the information she included was correct and current for my antique furniture items in the current market. The team responded to my emails timely to answer any questions I had. I would highly recommend Appraise It Now to get a thorough and professional appraisal done on antique items. I do intend to use them again for other antique furniture and jewelry that I have. Job well done! 😃🤗
    Paige E. ·

    Antique Furniture Appraisal for Insurance Claim

  • It is a pleasure to work with Joe and his team. They communicate every step along the way and made the process simple for us to have more than 35 firearms appraised. It was all done in a timely manner and the final report is easy to understand. I highly recommend their services.
    Bruce A. ·

    Gun Appraisal for Probate

  • I was skeptical at first, but the company exceeded all of my expectations. The team responded quickly to every question, and the service was excellent. They’re now my go to source for my collection. I’ve used them twice already, and I plan to use them several more times.
    Robert Y. ·

    Firearms Appraisal for Personal Use

  • Joe made the process to have my piece of furniture appraised extremely easy, efficient and quick. My experience was great and I'd recommend AppraiseItNow to anyone looking for an appraisal.
    Michael H. ·

    Furniture Appraisal for Insurance Coverage

  • I asked AppraiseItNow to value a piece of sports memorabilia for purposes of a charitable donation. The item is rarely sold. Their research unearthed an important recent sale of a similar item, which I had not found previously, and which the first appraiser I used had not found either. AppraiseItNow was a good deal more expensive than the first service, but they crafted a detailed report in which I have much more confidence. They also helped me make sure the correct tax forms are used. Thank you!
    Cynthia W. ·

    Sports Memorabilia Appraisal for Charitable Donation

AppraiseItNow appraises every category of personal property for gift tax, estate tax, charitable donations, divorce, and insurance claims

Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.

Popular uses of our appraisal reports include:‍

Taxes, Estates & Financial Planning

Life Events & Special Circumstances

  • Divorce
  • Social Security reporting or Medicaid Application Filings
  • E-2 visa applications

Insurance & Risk Management

Frequently Asked Questions on Kentucky Personal Property Appraisers

How is a coin collection appraised in Kentucky?

We value coins through comparable sales analysis, matching each coin's denomination, date, mint mark, variety, and grade against PCGS and NGC price guide data and realized prices from auction archives such as Heritage. Grade is usually the strongest driver: a one-point move on the Sheldon scale near a threshold like MS65 to MS66 can shift the price substantially, so our appraisers document condition and provenance for every significant coin, with photos of both faces and any diagnostics.

Should I clean my coins before the appraisal?

No. Cleaning, polishing, or otherwise altering a coin's surface is one of the most damaging mistakes an owner can make, and appraisers treat cleaned surfaces as a value reducer. Leave coins exactly as they are, and keep original holders, tickets, and any pedigree paperwork, since that documentation supports the value conclusion.

Will heirs owe Kentucky tax on an inherited coin collection?

Kentucky does not impose a state estate tax, and no inheritance tax applies to most modern Kentucky estates, so an inherited collection generally faces only federal estate tax exposure, and only when the estate is large enough to require IRS Form 706. A date-of-death fair market value appraisal is still worth obtaining because it documents basis and supports an equitable division among heirs.

Does Kentucky license coin appraisers?

No. Kentucky's appraiser licensing law, KRS Chapter 324A, governs real property appraisers only; the state has no separate license for personal property specialists such as coin appraisers. Coin valuations are instead prepared under national professional appraisal standards, which is what courts, insurers, and the IRS look for.