Tennessee Auto Appraisers

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Automobile appraisals in Tennessee for donations, insurance claims, estate tax, and divorce, prepared in accordance with USPAP and IRS requirements. AppraiseItNow appraises sedans, trucks, SUVs, classic cars, and motorcycles across Tennessee, including Nashville, Memphis, and Knoxville.

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DEFENSIBLE, USPAP-COMPLIANT AUTO APPRAISAL REPORTS — QUALIFIED FOR THE IRS, TENNESSEE COURTS, LENDERS, INSURERS, AND MORE.

  • State Farm
  • Progressive Insurance
  • GEICO
  • Ally Financial
  • Hagerty
  • Allstate
  • Chase
  • First Horizon Bank
  • IRS
  • Tennessee Courts

Credentialed Appraisers Serving Tennessee

Between them, our vehicle appraisers hold CAGA designations, and every report is written to USPAP for the IRS, Tennessee courts, lenders, insurers, and more.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About Automobile Appraisals in Tennessee

AppraiseItNow provides professional automobile appraisal services throughout Tennessee, supporting individuals, businesses, attorneys, and financial institutions with accurate, defensible valuations for a wide range of purposes. Whether you need an appraisal for charitable donations, insurance claims, estate tax reporting, or divorce proceedings, our credentialed appraisers bring deep expertise in vehicle valuation to every engagement. From a classic car donated to a Nashville nonprofit to a disputed vehicle in a Shelby County divorce settlement, we deliver the documentation and analysis needed to support your specific situation.

AppraiseItNow offers both remote and onsite automobile appraisals in Tennessee, giving clients the flexibility to choose the format that best fits their timeline and circumstances. Our appraisers can conduct in-person vehicle inspections across the state, from Memphis and Nashville to Knoxville and Chattanooga, or complete thorough remote appraisals using photographs, vehicle history reports, and supporting documentation. Learn more about our full auto appraisal process and how we tailor each report to its intended use. We offer Fair Market Value (FMV), Replacement Value, Orderly Liquidation Value (OLV), Forced Liquidation Value (FLV), and Actual Cash Value (ACV) appraisals for various intended uses.

What Types of Automobile Do We Appraise in Tennessee?

Our Tennessee automobile appraisal services cover a wide spectrum of vehicles, including:

  • Passenger cars and sedans
  • Trucks and pickup trucks
  • SUVs and crossovers
  • Motorcycles and scooters
  • Classic and antique vehicles
  • Recreational vehicles (RVs) and campers
  • Trailers and utility vehicles
  • Exotic and luxury vehicles
  • Electric and hybrid vehicles
  • Commercial vehicles and vans

Whether the vehicle is a late-model daily driver, a vintage collectible, or a high-value exotic, our appraisers apply the appropriate methodology and market data to produce a credible, well-supported valuation. Tennessee's active automotive market, spanning urban dealerships in Nashville and Memphis to rural private sales across the state, means our appraisers must account for regional pricing trends, condition variations, and local demand when determining value.

Why Do Tennessee Residents Need Automobile Appraisals?

Tennessee residents and businesses turn to professional automobile appraisals for several important reasons, each requiring a specific type of value and a carefully prepared report.

Automobile Appraisals for Donations

When a Tennessee resident donates a vehicle to a qualified charitable organization, the IRS requires a qualified appraisal for any vehicle valued above $5,000. The donor must file Form 8283 and obtain written acknowledgment from the receiving organization. Fair Market Value is the standard used in these situations, reflecting what a willing buyer would pay a willing seller in an arm's length transaction. Tools like Kelley Blue Book may serve as a starting point, but a professional appraisal adjusted for the vehicle's actual condition, mileage, and local market conditions provides the documentation needed to support the deduction if the IRS questions it.

Automobile Appraisals for Insurance Claims

Insurance claims represent one of the most common reasons Tennessee vehicle owners seek a professional appraisal. Whether the claim involves a total loss determination, diminished value after a collision, or a dispute over repair costs, an independent appraisal provides an objective assessment that can support or challenge an insurer's offer. Tennessee does not license auto appraisers at the state level, so appraisers rely on industry credentials, experience, and familiarity with local market conditions to establish credibility. Actual Cash Value is the standard most insurers apply to total loss claims, representing the vehicle's market value immediately before the loss occurred.

Automobile Appraisals for Estate Tax

When a vehicle is part of a Tennessee estate, it must be included in the total estate value for federal tax purposes. Tennessee does not impose a state estate tax, but estates exceeding the federal exemption threshold require a formal appraisal of all included assets, with vehicles reported at Fair Market Value on Form 706. Even for estates below the federal threshold, a professional appraisal establishes the stepped-up basis for heirs, which can reduce capital gains exposure if the vehicle is later sold. Unique, classic, or high-value vehicles benefit most from a formal written appraisal rather than relying solely on published valuation guides.

Automobile Appraisals for Divorce

In Tennessee divorce proceedings, vehicles are treated as marital property subject to equitable distribution. When spouses disagree on the value of a vehicle, or when the vehicle is a classic, exotic, or otherwise non-standard asset, a professional appraisal provides the neutral, documented valuation that courts and attorneys rely on to reach a fair settlement. Appraisers may be called upon to testify as expert witnesses in contested cases, and Tennessee courts expect well-supported, methodology-driven reports. Fair Market Value is typically the standard applied in divorce-related vehicle appraisals.

Tennessee Automobile Appraisal Regulations and Market Context

Tennessee does not require state licensing or certification for automobile appraisers, unlike some states that mandate credentials for insurance-related appraisal work. This means appraisers operating in Tennessee establish credibility through industry certifications, professional experience, and demonstrated knowledge of vehicle inspection and valuation methodology. In legal contexts such as insurance disputes, accident claims, or divorce proceedings, appraisers may serve as expert witnesses, with fees typically ranging from $175 to $450 per hour depending on the complexity of the case and the level of testimony required. Multi-state appraisal firms are commonly engaged for Tennessee cases precisely because national standards and credentials carry more weight in the absence of state-level oversight. AppraiseItNow appraisers follow USPAP standards and bring the professional documentation required to withstand scrutiny in any legal or financial context across Tennessee.

Who Does AppraiseItNow Serve in Tennessee?

AppraiseItNow serves a broad range of clients across Tennessee, including individual vehicle owners, estate attorneys, insurance adjusters, divorce attorneys, CPAs, financial advisors, nonprofit organizations, and businesses that need accurate, professionally documented automobile valuations for legal, financial, or tax-related purposes.

What Tennessee clients say we are known for

Tennessee Appraisal Reviews: “These guys were phenomenal” and “We were completely satisfied with the experience”

  1. Answering fast, and staying reachable while the work runsMentioned in 9 reviews
  2. Showing the research and the comparables behind the number“it’s clear they did a significant amount of research” Kim R.Mentioned in 8 reviews
  3. Being the appraiser they come back to“I highly recommend their services” Kim R.Mentioned in 8 reviews
  4. Following the regulatory guidelines the IRS and the courts requireMentioned in 5 reviews
  5. Taking on items other appraisers had already turned downMentioned in 2 reviews

Across 22 published Tennessee appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are how quickly we answer, how much research is visible in the report, and that they would hire us again.

  • My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
    Chriss P. ·

    Car Appraisal for Insurance Claim

  • My wife and I purchased a property that included a double-wide mobile home, which we decided to donate to a local charitable organization that provides housing for low-income families. This type of donation required a formal appraisal to qualify for an IRS tax deduction, so we reached out to Appraise It Now. From the start, they were able to clearly answer all of our questions about both the appraisal process and the tax deduction requirements. We provided photos and additional details, and within 10 days we received a thorough, well-prepared report that included all the necessary IRS forms. I’m giving Appraise It Now a five-star review because communication was excellent throughout the entire process. Everyone I spoke with was helpful, friendly, and professional, and emails were always answered quickly. We were completely satisfied with the experience. Thank you!
    Manuel P. ·

    Mobile Home Appraisal for Charitable Donation

  • These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and it’s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
    Kim R. ·

    Recreational Vehicle Appraisal for Insurance Coverage

  • They appraised an older trailer for me that required a bonded title. They were great with communication and it only took about 2 weeks to get a very nice detailed appraisal report, which finding comps for older trailers is not straight forward. Highly recommend!
    Andrew K. ·

    Trailer Appraisal for Title Bond

  • Friendly, speedy service with fair value.
    Christina W. ·

    Auto Appraisal for Probate

  • We were amazed at their professionalism in working with us and the quality of the final appraisal report. And all for thousands less than other appraisers.
    Gary T. ·

    Tractor Appraisal for Charitable Donation

AppraiseItNow prepares vehicle appraisal reports for donations, diminished value claims, divorce, and estate settlement

Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.

Popular uses of our appraisal reports include:‍

Transactions, Lending & Investment

  • Auto Loan Financing
  • Purchase price allocation & cost segregation
  • Mergers & Acquisitions (transactional due diligence)
  • Financial Reporting

Life Events & Special Circumstances

  • Divorce
  • Social Security reporting or Medicaid Application Filings
  • E-2 visa applications

Frequently Asked Questions on Tennessee Auto Appraisers

What documentation moves the needle in a Tennessee truck appraisal?

VIN-verified specifications, mileage, engine and transmission details, emissions equipment, maintenance records, prior damage history, and receipts for major work such as engine rebuilds. Documented overhauls can raise the concluded value materially, while missing service records force average-condition assumptions and lower conclusions.

Are semi trucks valued from the same guides as pickups?

No. Heavy and vocational trucks are valued from specialized sources: the NADA Commercial Truck Appraisal Guide, Truck Blue Book, TruckPaper listings, and auction results, not consumer sites built around light-duty vehicles. We triangulate a guide baseline against current listings and recent auction sales for matching-spec trucks before concluding value for a Tennessee unit.

Do business trucks get reported on Tennessee's tangible personal property schedule?

Yes. Trucks used in a business fall within the tangible personal property Tennessee requires each business to self-report on the schedule the county assessor furnishes by February 1 and collects by March 1. Values there are presumed to equal acquisition cost less straight-line depreciation, and missing the filing lets the assessor impose a forced assessment based on comparable businesses.

Is a personal truck itemized for Tennessee property tax?

Rarely. Absent a filed schedule, assessors may presume private passenger motor vehicles used in a household are worth no more than $7,500 per person, or $15,000 for jointly owned spousal property, under Tenn. Code Ann. 67-5-602(a)(2). That presumption keeps most personal trucks off detailed assessment rolls, in contrast to business-use trucks, which must be listed and valued each year.

What value standard do Tennessee tax appraisals of trucks follow?

Sound, intrinsic and immediate value: the statute's phrase for market value between a willing seller and willing buyer, expressly excluding speculative values, under Tenn. Code Ann. 67-5-601(a). Assessors lean on state manuals and depreciation schedules to approximate it, but the legal benchmark stays market value, which is what a documented appraisal evidences.