New Mexico Insurance Coverage Appraisers

5.0from 80+ client reviews

New Mexico insurance coverage appraisers offering certified appraisals of personal property, equipment and machinery, fine art, boats and watercraft, and automobiles and vehicles for insurance scheduling and coverage. AppraiseItNow provides credentialed, USPAP-compliant insurance coverage appraisals across New Mexico, including Albuquerque, Santa Fe, and Las Cruces.

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DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, UNDERWRITERS, AND AGENTS ACROSS NEW MEXICO.

  • State Farm
  • Progressive Insurance
  • Chase
  • Allstate
  • GEICO
  • New Mexico Courts
  • Nationwide Insurance
  • WaFd Bank
  • IRS

Credentialed Appraisers Serving New Mexico

Between them, our appraisers hold ISA, CAGA, ASA, ABV, and CFA designations, and every report is written to USPAP for insurance carriers, underwriters, and agents across New Mexico.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Anne Hay

Anne Hay

Personal Property Appraiser

ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Ashley Innes

Ashley Innes

Personal Property Appraiser

ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Justin Ramirez

Justin Ramirez

Business Valuation Expert & Appraiser

ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.

Raymond Ghelardi

Raymond Ghelardi

Business Valuation Expert & Appraiser

Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Replacement valueThe retail replacement cost carriers and adjusters schedule and settle against
  • International Society of AppraisersAccredited Member
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • American Society of AppraisersAccredited Senior Appraiser
  • AICPAAccredited in Business Valuation
  • CFA InstituteChartered Financial Analyst
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About Insurance Coverage Appraisals in New Mexico

AppraiseItNow provides insurance coverage appraisals across New Mexico, helping individuals and businesses establish accurate insurable values for personal property, equipment, fine art, vehicles, and watercraft. New Mexico's no-depreciation requirement for residential property insurance settlements makes precise, replacement-cost-focused documentation especially important for policyholders. No IRS filing threshold applies to insurance coverage appraisals, but USPAP-compliant reports are essential for insurer acceptance and scheduled rider endorsements.

Both remote and onsite appraisal options are available through appraisers in New Mexico, accommodating clients in Albuquerque, Santa Fe, Las Cruces, Farmington, and throughout the state. Online appraisals can be completed quickly using photos and documentation, while onsite visits are available for complex or high-value assets.

What Does AppraiseItNow Appraise for Insurance Coverage in New Mexico?

AppraiseItNow covers the major asset classes most commonly requiring documented insurable value in New Mexico:

  • Personal Property, including jewelry, antiques, furniture, coins, collectibles, and household goods
  • Equipment & Machinery, including medical equipment, restaurant equipment, manufacturing machinery, and technology assets
  • Fine Art, including paintings, prints, sculpture, photography, and mixed media
  • Boats & Watercraft, including sailboats, powerboats, yachts, jet skis, and personal watercraft
  • Automobiles & Vehicles, including cars, trucks, motorcycles, RVs, trailers, and classic vehicles

Who Does AppraiseItNow Serve in New Mexico for Insurance Coverage?

AppraiseItNow serves homeowners, collectors, small business owners, manufacturers, and fleet operators across New Mexico who need accurate insurable values to secure proper policy limits or add scheduled coverage riders. Santa Fe's active arts community, the state's oil and gas equipment operators, and agricultural businesses with significant machinery holdings are among the clients who regularly benefit from professional insurance coverage appraisals.

What New Mexico clients say we are known for

New Mexico Appraisal Reviews: “These guys were phenomenal” and “for me it was well worth it”

  1. Being the appraiser they come back to“I highly recommend their services” Kim R.Mentioned in 10 reviews
  2. Showing the research and the comparables behind the number“it’s clear they did a significant amount of research” Kim R.Mentioned in 7 reviews
  3. Answering fast, and staying reachable while the work runsMentioned in 5 reviews
  4. Delivering the finished report ahead of the deadlineMentioned in 5 reviews
  5. Picking up on a weekend, and expediting when a tax deadline is closeMentioned in 3 reviews

Across 17 published New Mexico appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.

  • These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and it’s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
    Kim R. ·

    Recreational Vehicle Appraisal for Insurance Coverage

  • The appraisal was done very well. Since he was a local artist here in Charleston, SC, they took the time to study and review Jim Booth’s art. His work has made him extremely famous, which can make an appraisal challenging, but they did a superb job and clearly explained how they arrived at the appraisal value. I highly recommend Appraise It Now and will use them again for all my artwork.
    Lonnie L. ·

    Artwork Appraisal for Insurance Coverage

  • AppraiseItNow's service was expeditious and professional. The report was thorough with plenty of examples and rationale for the valuations. Good service comes at a cost, but for me it was well worth it. Highly recommended!
    Jason O. ·

    Personal Property Appraisal for Insurance Coverage

  • We recently used AppraiseItNow for one of our clients and couldn’t be happier with the experience. The customer service was excellent, and Joe was quick to respond to all of our questions. He provided everything we needed promptly and made the process smooth from start to finish. Thank you!
    Alice T. ·

    Boat Appraisal for Insurance Coverage

  • I was looking for an appraisal and time was of the essence. They got the job done in only a few days with excellent customer service. Great business to work with.
    Rick H. ·

    Machinery & Equipment Appraisal for Insurance Coverage

  • Joe made the process to have my piece of furniture appraised extremely easy, efficient and quick. My experience was great and I'd recommend AppraiseItNow to anyone looking for an appraisal.
    Michael H. ·

    Furniture Appraisal for Insurance Coverage

Frequently Asked Questions on New Mexico Insurance Coverage Appraisers

Are New Mexico's business property tax values suitable for insurance coverage?

No. County assessors value business personal property with a standardized cost approach mandated by Section 7-36-33 NMSA and the state's Business Personal Property Manual, measured as of January 1 each year. Coverage decisions need current market or replacement figures for your specific items, not a mass-appraisal schedule built for taxation.

Does New Mexico tax household contents, jewelry, or art?

Generally no. New Mexico's taxable personal property centers on business assets, livestock, and manufactured homes; personal-use contents, jewelry, and art are not on the tax rolls. That means no government record documents their value, and an insurance appraisal is typically the only formal, itemized evidence you hold.

Is there a New Mexico license for personal property appraisers?

No. The state's Real Estate Appraisers Board licenses real estate appraisal only, and the statutory definition of appraisal is tied to real property. Personal property valuation is governed by professional standards rather than a state license, so insurers look at methodology and USPAP compliance, which our reports are built around.

How does New Mexico define replacement cost when it values property?

As the cost of reproducing or replacing the item with property that is as good as, but no better than, the property being valued, under N.M. Admin. Code § 3.6.5.22. That definition guides assessors applying cost methods for taxation. Insurance replacement cost runs on similar logic but is measured item by item against your policy's terms, which is why a scheduling appraisal documents your specific property rather than leaning on the state's mass-appraisal formula.