Missouri Auto Appraisers

5.0from 80+ client reviews

Automobile appraisals in Missouri for donations, insurance claims, estate tax, and divorce, prepared in accordance with USPAP and IRS requirements. AppraiseItNow appraises classic cars, collector vehicles, daily drivers, commercial vehicles, and motorcycles across Missouri, including Kansas City, St. Louis, and Springfield.

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DEFENSIBLE, USPAP-COMPLIANT AUTO APPRAISAL REPORTS — QUALIFIED FOR THE IRS, MISSOURI COURTS, LENDERS, INSURERS, AND MORE.

  • State Farm
  • Progressive Insurance
  • GEICO
  • Ally Financial
  • Hagerty
  • Allstate
  • Chase
  • Commerce Bank
  • IRS
  • Missouri Courts

Credentialed Appraisers Serving Missouri

Between them, our vehicle appraisers hold CAGA designations, and every report is written to USPAP for the IRS, Missouri courts, lenders, insurers, and more.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About Automobile Appraisals in Missouri

AppraiseItNow provides professional automobile appraisals across Missouri for a wide range of purposes, including charitable donations, insurance claims, estate tax reporting, and divorce proceedings. Whether you are donating a vehicle to a qualifying nonprofit and need IRS-compliant documentation, filing an insurance claim after an accident, settling an estate that includes one or more vehicles, or dividing marital assets during a divorce, our credentialed appraisers deliver accurate, well-supported valuations that hold up to scrutiny.

AppraiseItNow serves clients throughout Missouri with both remote and onsite automobile appraisal options, making it easy to get a professional valuation regardless of where you are located in the state. Remote appraisals are completed using photos, vehicle documentation, and market data, while onsite inspections are available for high-value, classic, or disputed vehicles that require a physical examination. We offer Fair Market Value (FMV), Replacement Value, Orderly Liquidation Value (OLV), Forced Liquidation Value (FLV), and Actual Cash Value (ACV) appraisals for various intended uses.

What Types of Automobile Do We Appraise in Missouri?

Our appraisers evaluate a broad spectrum of vehicles across Missouri, from everyday passenger cars to specialty and collector vehicles. We appraise:

  • Passenger cars and sedans
  • Trucks and pickup trucks
  • SUVs and crossovers
  • Motorcycles and scooters
  • Classic and antique vehicles
  • Recreational vehicles (RVs) and campers
  • Trailers and utility vehicles
  • Electric and hybrid vehicles
  • Exotic and luxury vehicles
  • Commercial vehicles and vans

Missouri's vehicle market includes everything from high-volume used car transactions in the Kansas City and St. Louis metro areas to classic car collections in rural communities. Our appraisers are experienced with the full range of vehicle types found across the state, including vehicles subject to Missouri's unique property tax assessment rules and the flat assessed value cap for vehicles 20 years old or older.

Why Missouri Vehicle Owners Need a Professional Appraisal

Missouri has several state-specific rules and market conditions that make professional automobile appraisals especially important for residents.

Missouri Property Tax and Vehicle Assessments

Missouri assesses motor vehicles as personal property each year, using the October edition of the NADA Official Used Car Guide, Kelley Blue Book, or Edmunds as the primary valuation standard. Starting with the 2026 tax year, the assessment rate for non-historic motor vehicles drops from 33.3% to 30%, and vehicles that are at least 20 years old are capped at a flat assessed value of $200. Missouri assessors are also prohibited by statute from raising a vehicle's assessed value above the prior year's assessment, providing owners of depreciating assets with meaningful protection. For high-value vehicles, classic cars, or disputed assessments, a professional appraisal provides the documentation needed to support or challenge a county assessor's valuation.

Donations: IRS Requirements for Missouri Vehicle Donors

When donating a vehicle valued at more than $5,000 to a qualifying charitable organization, the IRS requires a qualified appraisal prepared by a qualified appraiser. The appraisal must be completed no earlier than 60 days before the donation date and must be attached to IRS Form 8283 when filing your federal tax return. A professional automobile appraisal establishes the Fair Market Value needed to substantiate your deduction and satisfy IRS documentation requirements.

Insurance Claims: Protecting Your Interests After a Loss

Insurance companies rely on their own internal valuations when settling total loss claims or diminished value disputes, and those figures do not always reflect the true market value of your vehicle. A professional appraisal using Actual Cash Value (ACV) or Fair Market Value (FMV) gives Missouri vehicle owners an independent, defensible figure to present during the claims process. This is particularly important for classic, modified, or high-mileage vehicles where standard guide values may not accurately reflect condition or regional market demand.

Estate Tax: Valuing Vehicles for Missouri Estates

When a vehicle is part of a deceased person's estate, its Fair Market Value at the date of death must be established for both federal estate tax purposes and probate proceedings. If the gross estate exceeds the federal threshold, IRS Form 706 requires detailed asset valuations, including automobiles. A professional appraisal also sets the stepped-up cost basis for inherited vehicles, which is important for heirs who plan to sell the vehicle after receiving it. Missouri's 2026 trust tax reforms, which exempt non-Missouri-sourced income from state taxes, have increased attention to estate planning and asset valuation across the state.

Divorce: Establishing Vehicle Value for Equitable Distribution

Missouri courts require accurate valuations of marital assets, including vehicles, when dividing property during a divorce. An independent automobile appraisal provides both parties and the court with an objective Fair Market Value or Orderly Liquidation Value that reflects current market conditions rather than a simple guide book estimate. This is especially important for classic cars, collector vehicles, or vehicles with significant modifications that standard guides may not accurately price.

Interesting Facts About Automobile Appraisals in Missouri

  • Missouri statutes require assessors to use the October edition of the NADA Official Used Car Guide for current-year property tax assessments, tying local valuations to a specific seasonal national data release.
  • Vehicles 20 years old or older will carry a flat assessed value of $200 starting in 2026, shifting the focus of classic car appraisals toward insurance and estate purposes rather than tax disputes.
  • Missouri assessors cannot raise a vehicle's assessed value above the prior year's assessment, giving owners of depreciating vehicles a statutory ceiling on their annual tax burden.

Appraisers Serving Missouri Automobile Owners

AppraiseItNow provides automobile appraisal coverage throughout Missouri, including St. Louis, Kansas City, Springfield, Columbia, Jefferson City, Cape Girardeau, Joplin, Branson, and all surrounding communities. Both remote and onsite appraisal options are available statewide, ensuring that every Missouri vehicle owner has access to professional, USPAP-compliant appraisal services when they need them most.

Who Does AppraiseItNow Serve in Missouri?

AppraiseItNow serves individual vehicle owners, estate attorneys, insurance adjusters, financial advisors, divorce attorneys, nonprofit organizations, and dealerships throughout Missouri who need accurate, credentialed automobile appraisals for legal, financial, or tax-related purposes.

What Missouri clients say we are known for

Missouri Appraisal Reviews: “These guys were phenomenal” and “We were completely satisfied with the experience”

  1. Answering fast, and staying reachable while the work runsMentioned in 9 reviews
  2. Showing the research and the comparables behind the number“it’s clear they did a significant amount of research” Kim R.Mentioned in 8 reviews
  3. Being the appraiser they come back to“I highly recommend their services” Kim R.Mentioned in 8 reviews
  4. Following the regulatory guidelines the IRS and the courts requireMentioned in 5 reviews
  5. Taking on items other appraisers had already turned downMentioned in 2 reviews

Across 22 published Missouri appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are how quickly we answer, how much research is visible in the report, and that they would hire us again.

  • My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
    Chriss P., Jasper, MO ·

    Car Appraisal for Insurance Claim

  • My wife and I purchased a property that included a double-wide mobile home, which we decided to donate to a local charitable organization that provides housing for low-income families. This type of donation required a formal appraisal to qualify for an IRS tax deduction, so we reached out to Appraise It Now. From the start, they were able to clearly answer all of our questions about both the appraisal process and the tax deduction requirements. We provided photos and additional details, and within 10 days we received a thorough, well-prepared report that included all the necessary IRS forms. I’m giving Appraise It Now a five-star review because communication was excellent throughout the entire process. Everyone I spoke with was helpful, friendly, and professional, and emails were always answered quickly. We were completely satisfied with the experience. Thank you!
    Manuel P. ·

    Mobile Home Appraisal for Charitable Donation

  • These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and it’s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
    Kim R. ·

    Recreational Vehicle Appraisal for Insurance Coverage

  • They appraised an older trailer for me that required a bonded title. They were great with communication and it only took about 2 weeks to get a very nice detailed appraisal report, which finding comps for older trailers is not straight forward. Highly recommend!
    Andrew K. ·

    Trailer Appraisal for Title Bond

  • Friendly, speedy service with fair value.
    Christina W. ·

    Auto Appraisal for Probate

  • We were amazed at their professionalism in working with us and the quality of the final appraisal report. And all for thousands less than other appraisers.
    Gary T. ·

    Tractor Appraisal for Charitable Donation

AppraiseItNow prepares vehicle appraisal reports for donations, diminished value claims, divorce, and estate settlement

Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.

Popular uses of our appraisal reports include:‍

Transactions, Lending & Investment

  • Auto Loan Financing
  • Purchase price allocation & cost segregation
  • Mergers & Acquisitions (transactional due diligence)
  • Financial Reporting

Life Events & Special Circumstances

  • Divorce
  • Social Security reporting or Medicaid Application Filings
  • E-2 visa applications

Frequently Asked Questions on Missouri Auto Appraisers

Are RVs included in Missouri personal property declarations?

Yes. Missouri statute lists recreational vehicles alongside motor vehicles, trailers, and boats as taxable personal property, declared based on what you owned January 1 and assessed at one-third of true value under section 137.115. An appraisal documenting actual condition helps when the schedule value overstates a well-worn coach.

How is an RV's market value actually determined in Missouri?

From J.D. Power NADA and KBB RV baselines refined with real comparables: RV Trader listings, completed eBay Motors sales, and dealer and auction records, adjusted for floorplan, options, mileage, upgrades, and the condition of major systems from the roof down to the plumbing.

Does a Missouri bonded title involve an appraisal?

Indirectly. The Department of Revenue sets the bond at roughly twice the vehicle's value using recognized pricing resources, so the value determination drives your bond cost. Where standard guides poorly fit a modified or unusual RV, documented evidence of value is worth having.

Is a dealer trade-in quote a fair measure of my RV's worth?

No. Trade-in offers sit at the bottom of the value spectrum, and single online tools miss regional demand and condition. Credible appraisals combine guide baselines with completed comparable sales and a documented condition assessment, which can move the number by tens of percent.