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Indiana insurance claim appraisers providing USPAP-compliant valuations of personal property, equipment and machinery, fine art, business interests, boats and watercraft, and automobiles and vehicles for insurance claim submission. AppraiseItNow provides credentialed, USPAP-compliant insurance claim appraisals across Indiana, including Indianapolis, Fort Wayne, and Evansville.
…they did a stellar job negotiating with my insurance company… I feel great about their work
…the final report was exactly what I needed… Fantastic service
They negotiated with the insurance for us… Absolutely worth the price we paid
DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, ADJUSTERS, AND CLAIMS REVIEWERS ACROSS INDIANA.
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Owner & CEO
Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.
Personal Property Appraiser
ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.
Machinery & Equipment Appraiser
Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.
Personal Property Appraiser
ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.
Vehicle Appraiser
CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.
Business Valuation Expert & Appraiser
ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.
Business Valuation Expert & Appraiser
Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.
Client Success Manager
Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.
International Society of AppraisersAccredited Member
Certified Appraisers Guild of AmericaCertified Appraiser
American Society of AppraisersAccredited Senior Appraiser
The Appraisal FoundationAuthorized by Congress as the source of appraisal standardsAppraiseItNow provides certified insurance claim appraisals for Indiana policyholders and businesses facing disputes over loss amounts, damage scope, or causation. Indiana courts, including the 7th Circuit, allow appraisers to rule on causation as part of the loss determination, meaning a well-documented appraisal can be binding on insurers once the process is complete. Whether your claim involves storm-damaged equipment, destroyed personal property, or a vehicle diminished value dispute, our appraisers deliver the documentation needed to move your claim forward.
AppraiseItNow serves clients throughout Indiana with both online and onsite appraisal options, making it easy to get a credentialed valuation regardless of your location. Learn more about our full range of appraisal services in Indiana and how we can support your claim.
We cover the full range of assets commonly involved in Indiana insurance claim disputes, including:
We serve Indiana homeowners, manufacturers, agricultural businesses, fleet operators, and collectors who need a credentialed, independent appraisal to support or dispute an insurance claim. Our clients range from individuals dealing with storm or fire losses to commercial operations in Indiana's manufacturing and logistics sectors facing equipment or inventory damage claims.
Most Indiana insurance policies include an appraisal clause that can be triggered by written demand when a policyholder and insurer disagree on the amount or scope of a loss. Each party selects an impartial appraiser, and if those appraisers cannot agree, they jointly select an umpire. The resulting award is binding unless fraud, collusion, or manifest injustice can be demonstrated.
Indiana courts have consistently upheld the appraiser's authority to determine causation as part of the loss scope. This means an insurer cannot simply reject an appraisal finding that hail, fire, or another covered event caused the damage after the process is complete. A thorough, USPAP-compliant appraisal report is your strongest tool in this process.
Indiana's concentration of manufacturing, automotive production, and agriculture creates a high volume of equipment and machinery claims. Midwest storm patterns, including frequent hail events, regularly trigger disputes over commercial and personal property damage across the state.
Vehicle diminished value claims are also common in Indiana, particularly in communities tied to the auto and steel industries where commercial fleets and personal vehicles represent significant assets. Rural counties with aging infrastructure see elevated post-disaster claim activity as well.
AppraiseItNow delivers appraisal reports that document actual cash value or replacement cost, depending on your policy terms. Our reports include detailed asset descriptions, condition assessments, valuation methodology, and comparable market data to support your claim position.
Every report is prepared in compliance with USPAP standards and is suitable for submission to your insurer, an umpire panel, or a court if needed to compel compliance with an appraisal award.
What Indiana clients say we are known for
Across 17 published Indiana appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.
I was very happy with the work put in on my totaled car appraisal. They did the appraisal quickly and VERY thoroughly. I felt like my insurance company gave a very low appraisal and Appraise It Now was very competitive, realistic and true to my expectations. The best part was they did a stellar job negotiating with my insurance company. I feel great about their work.
Auto Appraisal for Insurance Claim
I was very pleased with the service from AppraiseItNow. They responded quickly, offered fair pricing and turnaround, and the appraisal was done by a highly qualified expert. I provided details, photos, and records, and the final report was exactly what I needed. Fantastic service. I’d definitely use them again.
Antique Furniture Appraisal for Insurance Claim
My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
Car Appraisal for Insurance Claim
Exceptional customer service and fast turnaround on my request for an insurance appraisal. Their professionalism, responsiveness, and attention to detail strengthened my position in an ongoing insurance claim. Incredibly easy to work with—courteous, efficient, and clear in their communication throughout the process. Highly recommend them to anyone needing accurate, independent appraisals for insurance or personal purposes.
Personal Property Appraisal for Insurance Claim
AppraiseItNow was excellent to work with. They delivered exactly what I needed and were incredibly responsive throughout the process. I’d definitely recommend them!
Boat Appraisal for Insurance Claim
The short time working with AppraiseItNow was great, Fast on getting on top of any questions you might have any appraisal concerning insurance claim. I will go with these guys again!
Motorcycle Appraisal for Insurance Claim
No, and Indiana law explains why: the state values personal property at true tax value, which Indiana Code 6-1.1-31-7 says does not mean fair market value, and assessed value is one-third of that figure. Insurance claims turn on market or replacement value at the loss date, so we prepare claim appraisals independently of the tax system.
No. Indiana's personal property system is self-assessed: owners report on the Form 103 series under Department of Local Government Finance rules, values follow cost-and-depreciation schedules in 50 IAC 4.2, and the results flow to county assessors and auditors for tax purposes only. None of that documents what your items would bring in the market today.
Yes. Indiana Code 6-1.1-1-11 carves computer application software and inventory out of the tax definition of personal property, a frequent source of confusion when business owners assume tax filings capture everything they need to claim. An insurance schedule or claim appraisal should be built from the actual asset list, not the tax return.
Fair market value: Indiana Code 29-1-15-14 values estate property at the fair market value filed with the inventory unless the court directs otherwise, and courts can order an appraisal in a manner they consider appropriate. When a loss involves a decedent's property, we align the claim documentation with the probate valuation so the two records agree.