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Connecticut total loss appraisers offering certified appraisals of equipment and machinery, boats and watercraft, and automobiles and vehicles for disputed total loss settlements. AppraiseItNow provides credentialed, USPAP-compliant total loss appraisals across Connecticut, including Bridgeport, Hartford, and New Haven.
DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, ADJUSTERS, AND CLAIMS REVIEWERS ACROSS CONNECTICUT.
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Owner & CEO
Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.
Personal Property Appraiser
ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.
Machinery & Equipment Appraiser
Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.
Personal Property Appraiser
ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.
Vehicle Appraiser
CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.
Business Valuation Expert & Appraiser
ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.
Business Valuation Expert & Appraiser
Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.
Client Success Manager
Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.
International Society of AppraisersAccredited Member
Certified Appraisers Guild of AmericaCertified Appraiser
American Society of AppraisersAccredited Senior Appraiser
The Appraisal FoundationAuthorized by Congress as the source of appraisal standardsAppraiseItNow provides total loss appraisal services for vehicles, watercraft, and equipment throughout Connecticut, delivering documented actual cash value determinations that support insurance settlements and dispute resolution. Connecticut's Total Loss Formula under C.G.S.A. § 38a-353 requires insurers to calculate settlements using approved valuation sources, making an independent appraisal essential when owners challenge those figures. For casualty losses requiring a tax deduction, IRS Form 4684 documentation and a qualified appraisal are necessary when deductions exceed $5,000.
Both remote and onsite appraisal options are available through our appraisal services in Connecticut, giving clients the flexibility to choose the format that best fits their situation. Whether you are in Hartford, Bridgeport, New Haven, or anywhere else in the state, our credentialed appraisers are ready to deliver timely, defensible valuations.
AppraiseItNow covers the major asset classes that most commonly require total loss appraisals in Connecticut, including:
AppraiseItNow serves Connecticut vehicle and watercraft owners disputing insurer valuations, insurance adjusters and claims professionals requiring independent appraisals, attorneys handling coverage disputes or casualty loss litigation, and business owners documenting actual cash value for equipment or fleet vehicles declared a total loss. Whether the need arises from a collision, theft recovery, or a salvage titling situation, our appraisers provide the credentialed, USPAP-compliant documentation required to support your claim or legal proceeding.
What Connecticut clients say we are known for
Across 17 published Connecticut appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.
Joe at AppraiseItNow was extremely helpful with my total loss situation and requirements! I contacted him on Saturday of a holiday weekend (Labor Day 2025) and he responded back promptly! He then provided all the intake requirements to support my RV appraisal for insurance purposes which made the information sharing very simple (completed in 5-minutes). His team took the information and developed a comprehensive, industry standard report for me to provide back to my insurance company to ensure I receive the proper value for my RV. This was reviewed and completed within a few business days! Working with AppraiseItNow was a relief and a reasonable price. If I ever find myself in needing an apprasal again I will be a returning customer! I am definitely referring others in similar situation to me and confirming that AppraiseItNow can be trusted to deliver what they commit to! Thank you again for the support to Joe and the AppraiseItNow team!!!
Recreational Vehicle Appraisal for Total Loss
My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
Car Appraisal for Insurance Claim
The appraisal was done very well. Since he was a local artist here in Charleston, SC, they took the time to study and review Jim Booth’s art. His work has made him extremely famous, which can make an appraisal challenging, but they did a superb job and clearly explained how they arrived at the appraisal value. I highly recommend Appraise It Now and will use them again for all my artwork.
Artwork Appraisal for Insurance Coverage
AppraiseItNow did an outstanding job appraising my 1998 Bobcat Skid Steer and circa 2010 Yuchai Crawler Dozer. We could not locate a serial number on the dozer, and there were no online sales available, but they were still able to develop an accurate appraisal using known specifications for my dozer compared to other comparable make and model dozers. They diligently researched both equipment items and provided well-documented reports.
Machinery & Equipment Appraisal
I was in dire need of an appraisal for my father's mobile home, which he needed for Medicaid approval. I couldn’t find anyone to do it for a long time, but then I found this company online and decided to give them a try. I’m so glad I did. They were wonderful to work with. I sent the pictures, and within just a few days I received the appraisal. They are absolutely worth the money.
Mobile Home Appraisal
From the start they were very responsive, price competitive, and had a quick turn around time. Thank you so much to Joe who was very sweet in responding to my emails; I am looking forward to utilizing AppraiseItNow for many years to come.
No, that is a common misreading. Under Conn. Gen. Stat. § 38a-353, a constructive total loss occurs when the cost to repair or salvage the vehicle, or both combined, equals or exceeds its total value at the time of loss. Connecticut uses this formula rather than the 60%, 70%, or 75% cutoffs found in other states, so the vehicle's pre-loss value is the figure that decides the outcome.
Using the average of at least two approved sources. Section 38a-353 requires the settlement on a constructive total loss to be based on at least the average of the retail values from NADA (or another publicly available industry source approved by the Insurance Commissioner) and one other commissioner-approved source, a two-source floor specific to Connecticut.
The insurer must hand over a detailed calculation of the constructive total loss value no later than payment, along with a written notice stating that you may dispute the valuation by contacting the Insurance Department's Consumer Affairs Division, including the department's contact information and website. That statutory disclosure under § 38a-353(b) is your opening to challenge a low valuation with independent evidence.
Each side has 20 days after a written demand to appoint a competent, disinterested appraiser, and if the two appraisers cannot agree on an umpire within 15 days, a judge of a Connecticut court of record may appoint one. The written, itemized award of any two of them, once filed with the insurer, fixes the actual cash value and loss amount, so the strength of your appointed appraiser's valuation drives the result.
