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Arizona total loss appraisers preparing USPAP-compliant appraisals of equipment and machinery, boats and watercraft, and automobiles and vehicles for disputed total loss settlements. AppraiseItNow provides credentialed, USPAP-compliant total loss appraisals across Arizona, including Phoenix, Tucson, and Scottsdale.
DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, ADJUSTERS, AND CLAIMS REVIEWERS ACROSS ARIZONA.
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Owner & CEO
Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.
Personal Property Appraiser
ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.
Machinery & Equipment Appraiser
Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.
Personal Property Appraiser
ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.
Vehicle Appraiser
CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.
Business Valuation Expert & Appraiser
ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.
Business Valuation Expert & Appraiser
Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.
Client Success Manager
Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.
International Society of AppraisersAccredited Member
Certified Appraisers Guild of AmericaCertified Appraiser
American Society of AppraisersAccredited Senior Appraiser
The Appraisal FoundationAuthorized by Congress as the source of appraisal standardsAppraiseItNow provides total loss appraisal services for vehicles, watercraft, and equipment throughout Arizona, delivering certified ACV determinations that align with the state's Total Loss Formula under A.R.S. § 28-2091. Arizona insurers must apply the TLF, where repair cost plus salvage value meets or exceeds ACV, to declare a total loss, and an independent appraisal is often critical when owners dispute that calculation. For casualty losses reported on IRS Form 4684, a qualified USPAP-compliant appraisal is required when deductions exceed $5,000.
Both remote and onsite options are available through our appraisal services in Arizona, covering everything from Phoenix and Scottsdale to Tucson, Lake Havasu City, and beyond. Whether your claim involves a vehicle, watercraft, or commercial equipment, our appraisers are ready to deliver timely, defensible results statewide.
AppraiseItNow covers the major asset classes most commonly involved in Arizona total loss claims, including:
AppraiseItNow serves Arizona vehicle owners, insurance adjusters, claims professionals, and attorneys who need independent, defensible ACV documentation for disputed total loss settlements, salvage title proceedings, or casualty loss tax filings. Business owners with damaged fleet vehicles or commercial equipment declared a total loss also rely on our certified appraisals to support insurance claims and financial reporting.
What Arizona clients say we are known for
Across 17 published Arizona appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.
Joe at AppraiseItNow was extremely helpful with my total loss situation and requirements! I contacted him on Saturday of a holiday weekend (Labor Day 2025) and he responded back promptly! He then provided all the intake requirements to support my RV appraisal for insurance purposes which made the information sharing very simple (completed in 5-minutes). His team took the information and developed a comprehensive, industry standard report for me to provide back to my insurance company to ensure I receive the proper value for my RV. This was reviewed and completed within a few business days! Working with AppraiseItNow was a relief and a reasonable price. If I ever find myself in needing an apprasal again I will be a returning customer! I am definitely referring others in similar situation to me and confirming that AppraiseItNow can be trusted to deliver what they commit to! Thank you again for the support to Joe and the AppraiseItNow team!!!
Recreational Vehicle Appraisal for Total Loss
My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
Car Appraisal for Insurance Claim
The appraisal was done very well. Since he was a local artist here in Charleston, SC, they took the time to study and review Jim Booth’s art. His work has made him extremely famous, which can make an appraisal challenging, but they did a superb job and clearly explained how they arrived at the appraisal value. I highly recommend Appraise It Now and will use them again for all my artwork.
Artwork Appraisal for Insurance Coverage
AppraiseItNow did an outstanding job appraising my 1998 Bobcat Skid Steer and circa 2010 Yuchai Crawler Dozer. We could not locate a serial number on the dozer, and there were no online sales available, but they were still able to develop an accurate appraisal using known specifications for my dozer compared to other comparable make and model dozers. They diligently researched both equipment items and provided well-documented reports.
Machinery & Equipment Appraisal
I was in dire need of an appraisal for my father's mobile home, which he needed for Medicaid approval. I couldn’t find anyone to do it for a long time, but then I found this company online and decided to give them a try. I’m so glad I did. They were wonderful to work with. I sent the pictures, and within just a few days I received the appraisal. They are absolutely worth the money.
Mobile Home Appraisal
From the start they were very responsive, price competitive, and had a quick turn around time. Thank you so much to Joe who was very sweet in responding to my emails; I am looking forward to utilizing AppraiseItNow for many years to come.
When the cost of repairs plus the salvage value equals or exceeds the vehicle's actual cash value immediately before the damage. Arizona uses this Total Loss Formula under A.R.S. § 28-2091 rather than the fixed 75% or 80% thresholds many states apply, so an accurate actual cash value figure drives the entire determination.
No, and the two are often conflated. The 70% of fair market value threshold under A.R.S. § 28-2091 governs when a vehicle must receive a salvage title brand. It does not control when an insurer declares a first-party total loss, which follows the economic Total Loss Formula instead.
Arizona Administrative Code R20-6-801(H) limits insurers to a closed list: offer a specific comparable replacement vehicle, pay cash based on the cost of two or more comparable vehicles in the local market, or use qualified dealer quotations when comparables are unavailable. The rule is adopted under the Unfair Claim Settlement Practices statute, A.R.S. § 20-461, so ignoring these methods or failing to itemize deductions can be a regulatory violation.
Yes. When comparable vehicles are not available in the local or proximate markets, Arizona guidance allows value to be established through an independent vehicle appraisal service or a current nationally recognized used vehicle guide. An independent appraisal documenting the pre-loss actual cash value gives a policyholder concrete evidence to challenge a low settlement offer.
