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Texas total loss appraisers providing USPAP-compliant valuations of equipment and machinery, boats and watercraft, and automobiles and vehicles for disputed total loss settlements. AppraiseItNow provides credentialed, USPAP-compliant total loss appraisals across Texas, including Houston, Dallas, and San Antonio.
These guys were phenomenal… I will definitely use them again
…strengthened my position in an ongoing insurance claim
AppraiseItNow was excellent to work with… They delivered exactly what I needed
DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, ADJUSTERS, AND CLAIMS REVIEWERS ACROSS TEXAS.
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Owner & CEO
Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.
Personal Property Appraiser
ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.
Machinery & Equipment Appraiser
Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.
Personal Property Appraiser
ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.
Vehicle Appraiser
CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.
Business Valuation Expert & Appraiser
ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.
Business Valuation Expert & Appraiser
Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.
Client Success Manager
Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.
International Society of AppraisersAccredited Member
Certified Appraisers Guild of AmericaCertified Appraiser
American Society of AppraisersAccredited Senior Appraiser
The Appraisal FoundationAuthorized by Congress as the source of appraisal standardsAppraiseItNow provides total loss appraisal services for vehicles, watercraft, and equipment throughout Texas, delivering independent valuations that document actual cash value when repair costs make restoration uneconomical. Texas applies a 100 percent total loss threshold, meaning a vehicle is declared a total loss when repair costs plus salvage value meet or exceed its pre-loss ACV. Senate Bill 458, effective September 1, 2025, now requires binding appraisal provisions in Texas auto insurance policies, making independent third-party appraisals more critical than ever for resolving disputes.
AppraiseItNow serves clients through both online and onsite appraisal options, making it easy to get a qualified valuation regardless of where you are in the state. Our appraisers in Texas are credentialed and experienced across every major asset category that commonly triggers a total loss claim.
AppraiseItNow covers the key asset classes that most commonly require total loss appraisals across Texas:
AppraiseItNow serves Texas vehicle owners, business operators, insurance adjusters, and attorneys who need independent, defensible ACV documentation for total loss claims, coverage disputes, or casualty loss tax filings. With SB 458 now mandating binding appraisal provisions statewide, our services are especially valuable for policyholders and claims professionals navigating the new appraisal process.
What Texas clients say we are known for
Across 18 published Texas appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.
Joe at AppraiseItNow was extremely helpful with my total loss situation and requirements! I contacted him on Saturday of a holiday weekend (Labor Day 2025) and he responded back promptly! He then provided all the intake requirements to support my RV appraisal for insurance purposes which made the information sharing very simple (completed in 5-minutes). His team took the information and developed a comprehensive, industry standard report for me to provide back to my insurance company to ensure I receive the proper value for my RV. This was reviewed and completed within a few business days! Working with AppraiseItNow was a relief and a reasonable price. If I ever find myself in needing an apprasal again I will be a returning customer! I am definitely referring others in similar situation to me and confirming that AppraiseItNow can be trusted to deliver what they commit to! Thank you again for the support to Joe and the AppraiseItNow team!!!
Recreational Vehicle Appraisal for Total Loss
Exceptional customer service and fast turnaround on my request for an insurance appraisal. Their professionalism, responsiveness, and attention to detail strengthened my position in an ongoing insurance claim. Incredibly easy to work with—courteous, efficient, and clear in their communication throughout the process. Highly recommend them to anyone needing accurate, independent appraisals for insurance or personal purposes.
Personal Property Appraisal for Insurance Claim
Joe made the process to have my piece of furniture appraised extremely easy, efficient and quick. My experience was great and I'd recommend AppraiseItNow to anyone looking for an appraisal.
Furniture Appraisal for Insurance Coverage
AppraiseItNow did an outstanding job appraising my 1998 Bobcat Skid Steer and circa 2010 Yuchai Crawler Dozer. We could not locate a serial number on the dozer, and there were no online sales available, but they were still able to develop an accurate appraisal using known specifications for my dozer compared to other comparable make and model dozers. They diligently researched both equipment items and provided well-documented reports.
Machinery & Equipment Appraisal
AppraiseItNow was excellent to work with. They delivered exactly what I needed and were incredibly responsive throughout the process. I’d definitely recommend them!
Boat Appraisal for Insurance Claim
My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
Car Appraisal for Insurance Claim
When repair cost plus salvage value reaches 100 percent of its pre-loss actual cash value. Texas applies this 100 percent threshold rather than the 70 or 80 percent triggers used in some states, so the appraiser's ACV conclusion often determines whether a borderline vehicle is repaired or totaled.
From the vehicle's fair market value at the date of loss, commonly anchored to guidebook retail values such as NADA and comparable local sales. When a vehicle is totaled, Texas practice requires the insurer to pay that fair market value, including the sales tax on a replacement vehicle.
Yes, for personal auto policies issued or renewed on or after January 1, 2026. Insurance Code Chapter 1813 requires a binding appraisal clause, with one year to demand appraisal and rules capping the full process at 240 days. The resulting award binds both insurer and policyholder on the amount of loss except for fraud or material mistake.
The prompt-payment statute, Insurance Code Chapter 542, adds interest at prime plus 5 percent, capped at 20 percent annually, plus attorney's fees when an insurer wrongfully delays or underpays. Paired with binding appraisal, that gives Texas policyholders substantial leverage in undervaluation disputes.