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Texas insurance coverage appraisers preparing USPAP-compliant appraisals of personal property, equipment and machinery, fine art, boats and watercraft, and automobiles and vehicles for insurance scheduling and coverage. AppraiseItNow provides credentialed, USPAP-compliant insurance coverage appraisals across Texas, including Houston, Dallas, and San Antonio.
DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, UNDERWRITERS, AND AGENTS ACROSS TEXAS.
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Owner & CEO
Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.
Personal Property Appraiser
ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.
Machinery & Equipment Appraiser
Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.
Personal Property Appraiser
ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.
Vehicle Appraiser
CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.
Business Valuation Expert & Appraiser
ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.
Business Valuation Expert & Appraiser
Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.
Client Success Manager
Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.
International Society of AppraisersAccredited Member
Certified Appraisers Guild of AmericaCertified Appraiser
American Society of AppraisersAccredited Senior Appraiser
The Appraisal FoundationAuthorized by Congress as the source of appraisal standardsAppraiseItNow provides insurance coverage appraisals across Texas, delivering USPAP-compliant valuations that establish accurate insurable values for personal property, equipment, fine art, vehicles, and watercraft. Texas Senate Bill 458, effective January 1, 2026, mandates binding appraisal clauses in personal auto and residential property insurance policies, making documented valuations more important than ever for Texas policyholders. Whether you are securing a new policy, adding a scheduled rider, or updating coverage after a major acquisition, a professional appraisal ensures your policy limits reflect true replacement or actual cash value.
AppraiseItNow serves clients throughout the state with both online and onsite appraisal options, making it easy to get a certified report regardless of your location. Our appraisers in Texas are credentialed through recognized professional organizations and produce detailed, photo-documented reports that meet insurer requirements.
We cover the full range of assets commonly requiring documented insurable value for insurance coverage purposes in Texas, including:
AppraiseItNow serves Texas homeowners, collectors, business owners, and vehicle owners who need certified appraisals to establish accurate coverage limits, satisfy insurer requirements, or support scheduled riders on high-value personal property and equipment.
What Texas clients say we are known for
Across 18 published Texas appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.
These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and it’s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
Recreational Vehicle Appraisal for Insurance Coverage
Joe made the process to have my piece of furniture appraised extremely easy, efficient and quick. My experience was great and I'd recommend AppraiseItNow to anyone looking for an appraisal.
Furniture Appraisal for Insurance Coverage
The appraisal was done very well. Since he was a local artist here in Charleston, SC, they took the time to study and review Jim Booth’s art. His work has made him extremely famous, which can make an appraisal challenging, but they did a superb job and clearly explained how they arrived at the appraisal value. I highly recommend Appraise It Now and will use them again for all my artwork.
Artwork Appraisal for Insurance Coverage
AppraiseItNow's service was expeditious and professional. The report was thorough with plenty of examples and rationale for the valuations. Good service comes at a cost, but for me it was well worth it. Highly recommended!
Personal Property Appraisal for Insurance Coverage
We recently used AppraiseItNow for one of our clients and couldn’t be happier with the experience. The customer service was excellent, and Joe was quick to respond to all of our questions. He provided everything we needed promptly and made the process smooth from start to finish. Thank you!
Boat Appraisal for Insurance Coverage
I was looking for an appraisal and time was of the essence. They got the job done in only a few days with excellent customer service. Great business to work with.
Machinery & Equipment Appraisal for Insurance Coverage
It made them mandatory and binding. Every personal auto and personal residential policy issued or renewed in Texas on or after January 1, 2026 must include an appraisal clause under Insurance Code Chapter 1813. Either side may demand appraisal within one year of the loss, each party has 20 days to name an appraiser, the appraisers have 120 days to agree or select an umpire, and an award must issue within 240 days. The award binds both parties except for fraud or material mistake.
No. The mandatory appraisal clause covers only personal residential property and personal auto policies. Commercial losses remain governed by policy language, and the statute leaves Texas property tax appraisal untouched: business personal property is still valued by county appraisal districts under the Tax Code.
No, unless it produces income. Texas taxes only income-producing tangible personal property, with manufactured homes as the exception, so household contents, art, and hobby items carry no public tax valuation. That means no government record backs up their value, which is why owners scheduling coverage for significant items rely on appraisal documentation.
Renditions are due April 15, with an automatic extension to May 15 on timely written request and up to May 30 for good cause. Owners who believe aggregate value is under $20,000 may file a simplified rendition, and late filing draws a 10 percent penalty. These sworn filings, which value property at market as of January 1, are a useful cross-check when setting or reviewing coverage schedules.
