South Carolina Total Loss Appraisers

5.0from 80+ client reviews

South Carolina total loss appraisers offering certified appraisals of equipment and machinery, boats and watercraft, and automobiles and vehicles for disputed total loss settlements. AppraiseItNow provides credentialed, USPAP-compliant total loss appraisals across South Carolina, including Columbia, Charleston, and Greenville.

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DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, ADJUSTERS, AND CLAIMS REVIEWERS ACROSS SOUTH CAROLINA.

  • State Farm
  • Progressive Insurance
  • Chase
  • Allstate
  • GEICO
  • South Carolina Courts
  • Nationwide Insurance
  • SouthState Bank
  • IRS

Credentialed Appraisers Serving South Carolina

Between them, our appraisers hold ISA, CAGA, ASA, ABV, and CFA designations, and every report is written to USPAP for insurance carriers, adjusters, and claims reviewers across South Carolina.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Anne Hay

Anne Hay

Personal Property Appraiser

ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Ashley Innes

Ashley Innes

Personal Property Appraiser

ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Justin Ramirez

Justin Ramirez

Business Valuation Expert & Appraiser

ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.

Raymond Ghelardi

Raymond Ghelardi

Business Valuation Expert & Appraiser

Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Replacement valueThe retail replacement cost carriers and adjusters schedule and settle against
  • International Society of AppraisersAccredited Member
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • American Society of AppraisersAccredited Senior Appraiser
  • AICPAAccredited in Business Valuation
  • CFA InstituteChartered Financial Analyst
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About Total Loss Appraisals in South Carolina

AppraiseItNow provides total loss appraisals for vehicles, watercraft, and equipment throughout South Carolina, where state law under S.C. Code Ann. § 56-19-480(G) sets a 75% total loss threshold based on fair market value. When repair costs equal or exceed 75% of a vehicle's pre-loss fair market value, a total loss declaration is triggered, though insurers may also declare a total loss below that threshold. For casualty loss tax deductions, IRS Form 4684 requires documented actual cash value, and deductions exceeding $5,000 require a qualified USPAP-compliant appraisal supported by IRS Form 8283.

AppraiseItNow offers both remote and onsite appraisal options, making it easy to get a certified valuation regardless of where you are located. Our appraisal services in South Carolina cover every major metro and rural area, from Charleston and Columbia to Greenville and beyond.

What Does AppraiseItNow Appraise for Total Loss in South Carolina?

We appraise the full range of assets commonly involved in total loss claims across the state:

  • Equipment & Machinery, including medical equipment, restaurant equipment, manufacturing machinery, and technology assets
  • Boats & Watercraft, including sailboats, powerboats, yachts, jet skis, and personal watercraft
  • Automobiles & Vehicles, including cars, trucks, motorcycles, RVs, trailers, and classic vehicles

Who Does AppraiseItNow Serve in South Carolina for Total Loss?

We serve vehicle owners, insurance adjusters, attorneys handling coverage disputes or subrogation claims, and business owners needing documented actual cash value for fleet vehicles or equipment declared a total loss in South Carolina.

What South Carolina clients say we are known for

South Carolina Appraisal Reviews: “They were wonderful to work with” and “The appraisal was done very well”

  1. Being the appraiser they come back toMentioned in 10 reviews
  2. Showing the research and the comparables behind the number“They diligently researched both equipment items and provided well-documented reports” Bob H.Mentioned in 7 reviews
  3. Delivering the finished report ahead of the deadlineMentioned in 6 reviews
  4. Answering fast, and staying reachable while the work runs“From the start they were very responsive, price competitive” Chris S.Mentioned in 5 reviews
  5. Picking up on a weekend, and expediting when a tax deadline is closeMentioned in 3 reviews

Across 18 published South Carolina appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how fast the finished report arrived.

  • Joe at AppraiseItNow was extremely helpful with my total loss situation and requirements! I contacted him on Saturday of a holiday weekend (Labor Day 2025) and he responded back promptly! He then provided all the intake requirements to support my RV appraisal for insurance purposes which made the information sharing very simple (completed in 5-minutes). His team took the information and developed a comprehensive, industry standard report for me to provide back to my insurance company to ensure I receive the proper value for my RV. This was reviewed and completed within a few business days! Working with AppraiseItNow was a relief and a reasonable price. If I ever find myself in needing an apprasal again I will be a returning customer! I am definitely referring others in similar situation to me and confirming that AppraiseItNow can be trusted to deliver what they commit to! Thank you again for the support to Joe and the AppraiseItNow team!!!
    Phil M. ·

    Recreational Vehicle Appraisal for Total Loss

  • The appraisal was done very well. Since he was a local artist here in Charleston, SC, they took the time to study and review Jim Booth’s art. His work has made him extremely famous, which can make an appraisal challenging, but they did a superb job and clearly explained how they arrived at the appraisal value. I highly recommend Appraise It Now and will use them again for all my artwork.
    Lonnie L. , Johns Island, SC ·

    Artwork Appraisal for Insurance Coverage

  • My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
    Chriss P. ·

    Car Appraisal for Insurance Claim

  • AppraiseItNow did an outstanding job appraising my 1998 Bobcat Skid Steer and circa 2010 Yuchai Crawler Dozer. We could not locate a serial number on the dozer, and there were no online sales available, but they were still able to develop an accurate appraisal using known specifications for my dozer compared to other comparable make and model dozers. They diligently researched both equipment items and provided well-documented reports.
    Bob H. ·

    Machinery & Equipment Appraisal

  • I was in dire need of an appraisal for my father's mobile home, which he needed for Medicaid approval. I couldn’t find anyone to do it for a long time, but then I found this company online and decided to give them a try. I’m so glad I did. They were wonderful to work with. I sent the pictures, and within just a few days I received the appraisal. They are absolutely worth the money.
    Kevin N. ·

    Mobile Home Appraisal

  • From the start they were very responsive, price competitive, and had a quick turn around time. Thank you so much to Joe who was very sweet in responding to my emails; I am looking forward to utilizing AppraiseItNow for many years to come.
    Chris S. ·

Frequently Asked Questions on South Carolina Total Loss Appraisers

When is a vehicle legally a total loss in South Carolina?

When repair costs, including parts and reasonable labor, equal or exceed 75% of the vehicle's fair market value immediately before the loss, under S.C. Code § 56-19-480(G). The pre-loss fair market value is the denominator of that calculation, which is exactly what a total loss appraisal establishes.

Which vehicles fall outside South Carolina's 75% rule?

Vehicles with a fair market value of $2,000 or less and antique vehicles under § 56-3-2210 are exempt from the compulsory 75% calculation, though insurers may still declare them total losses at their discretion. In those cases the insurer submits a Request for Total Loss Title (SCDMV Form TR-3) to the DMV.

What valuation date applies when no insurer is involved in South Carolina?

The SCDMV uses the last day the vehicle was lawfully operated on a public highway or the last day it was registered, whichever is later, rather than the date of damage. That South Carolina-specific rule can move the value materially for a vehicle that sat unused before the paperwork was done.

Does the 75% threshold apply to boats or business equipment in South Carolina?

No. The codified percentage applies specifically to motor vehicles for salvage and title purposes. Other property has no statutory total loss percentage in South Carolina, so those determinations turn on the policy language and fact-specific proof of value and damage.

How long can a South Carolina total loss valuation be disputed?

Three years from the accident date under the state's general tort limitations period. Disputes up to $7,500 can be litigated in Magistrate Court, while larger claims go to the Court of Common Pleas, so the appraised amount also determines the forum.