About AppraiseItNow's Loan Collateral Appraisal Services
A loan collateral appraisal is an independent, written valuation of property pledged as security for a loan. Lenders require these appraisals to confirm that collateral adequately supports the loan amount, and regulatory thresholds, such as the SBA 7(a) requirement for independent appraisals when financed amounts exceed $250,000, make compliant documentation essential. Depending on the lender and transaction, appraisers may determine fair market value, orderly liquidation value, or forced liquidation value to reflect what a lender could realistically recover if the borrower defaults.
AppraiseItNow delivers loan collateral appraisals online and onsite across the United States, covering personal property, equipment and machinery, business interests, boats, automobiles, and inventory. Our appraisers are independent, carry no financial interest in the transaction, and provide the certification of independence that banking regulators require. Our mission is to deliver defensible, USPAP-compliant valuations with exceptional speed, professionalism, and client service.
What Does AppraiseItNow Appraise for Loan Collateral?
AppraiseItNow covers every major asset class that lenders commonly accept as collateral, including:
- Personal Property – jewelry, antiques, furniture, coins, collectibles, and household goods
- Equipment & Machinery – medical equipment, restaurant equipment, manufacturing machinery, and technology assets
- Business Interests – LLCs, S-corps, partnerships, fractional interests, and privately held stock
- Boats & Watercraft – sailboats, powerboats, yachts, jet skis, and personal watercraft
- Automobiles & Vehicles – cars, trucks, motorcycles, RVs, trailers, and classic vehicles
- Inventory – retail inventory, wholesale stock, raw materials, and finished goods
Who Does AppraiseItNow Serve?
- Borrowers pledging personal or business assets to secure commercial or private loans
- Banks, credit unions, and SBA lenders requiring independent collateral valuations before loan approval
- Business owners using equipment, inventory, or company interests as loan security
- Asset-based lenders and finance companies underwriting loans against non-real-estate collateral
- Attorneys and financial advisors coordinating collateral documentation for complex lending transactions