North Carolina Insurance Coverage Appraisers

5.0from 80+ client reviews

North Carolina insurance coverage appraisers providing USPAP-compliant valuations of personal property, equipment and machinery, fine art, boats and watercraft, and automobiles and vehicles for insurance scheduling and coverage. AppraiseItNow provides credentialed, USPAP-compliant insurance coverage appraisals across North Carolina, including Charlotte, Raleigh, and Greensboro.

Get an instant response

DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, UNDERWRITERS, AND AGENTS ACROSS NORTH CAROLINA.

  • State Farm
  • Progressive Insurance
  • Chase
  • Allstate
  • GEICO
  • North Carolina Courts
  • Nationwide Insurance
  • Truist
  • IRS

Credentialed Appraisers Serving North Carolina

Between them, our appraisers hold ISA, CAGA, ASA, ABV, and CFA designations, and every report is written to USPAP for insurance carriers, underwriters, and agents across North Carolina.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Anne Hay

Anne Hay

Personal Property Appraiser

ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Ashley Innes

Ashley Innes

Personal Property Appraiser

ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Justin Ramirez

Justin Ramirez

Business Valuation Expert & Appraiser

ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.

Raymond Ghelardi

Raymond Ghelardi

Business Valuation Expert & Appraiser

Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Replacement valueThe retail replacement cost carriers and adjusters schedule and settle against
  • International Society of AppraisersAccredited Member
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • American Society of AppraisersAccredited Senior Appraiser
  • AICPAAccredited in Business Valuation
  • CFA InstituteChartered Financial Analyst
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About insurance coverage appraisals in North Carolina

AppraiseItNow provides insurance coverage appraisals throughout North Carolina, helping individuals and businesses establish accurate insurable values before a loss occurs. North Carolina's insurance statutes, including G.S. 58-44-16, govern how appraisals are used to resolve disputes over actual cash value and loss amounts, making documented pre-loss valuations especially valuable. Whether you are scheduling a new policy rider or updating coverage after acquiring assets, a USPAP-compliant appraisal ensures your policy limits reflect true replacement or actual cash value.

Both remote and onsite appraisal options are available through appraisers in North Carolina, giving clients across the state flexible access to professional valuations. Onsite inspections can be arranged in Charlotte, Raleigh, Durham, Greensboro, Asheville, Wilmington, and surrounding communities.

What does AppraiseItNow appraise for insurance coverage in North Carolina?

AppraiseItNow covers the major asset classes that require documented insurable value for coverage purposes in North Carolina, including:

  • Personal Property, including jewelry, antiques, furniture, coins, collectibles, and household goods
  • Equipment & Machinery, including medical equipment, restaurant equipment, manufacturing machinery, and technology assets
  • Fine Art, including paintings, prints, sculpture, photography, and mixed media
  • Boats & Watercraft, including sailboats, powerboats, yachts, jet skis, and personal watercraft
  • Automobiles & Vehicles, including cars, trucks, motorcycles, RVs, trailers, and classic vehicles

Who does AppraiseItNow serve in North Carolina for insurance coverage?

AppraiseItNow serves homeowners, collectors, manufacturers, marine enthusiasts, and business owners across North Carolina who need accurate, insurer-accepted valuations for scheduled riders, new policies, or coverage updates. From life sciences companies in the Research Triangle to coastal boat owners in Wilmington, our appraisals support clients with diverse asset portfolios statewide.

What North Carolina clients say we are known for

North Carolina Appraisal Reviews: “These guys were phenomenal” and “for me it was well worth it”

  1. Being the appraiser they come back to“I highly recommend their services” Kim R.Mentioned in 10 reviews
  2. Showing the research and the comparables behind the number“it’s clear they did a significant amount of research” Kim R.Mentioned in 7 reviews
  3. Answering fast, and staying reachable while the work runsMentioned in 5 reviews
  4. Delivering the finished report ahead of the deadlineMentioned in 5 reviews
  5. Picking up on a weekend, and expediting when a tax deadline is closeMentioned in 3 reviews

Across 17 published North Carolina appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.

  • These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and it’s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
    Kim R. ·

    Recreational Vehicle Appraisal for Insurance Coverage

  • The appraisal was done very well. Since he was a local artist here in Charleston, SC, they took the time to study and review Jim Booth’s art. His work has made him extremely famous, which can make an appraisal challenging, but they did a superb job and clearly explained how they arrived at the appraisal value. I highly recommend Appraise It Now and will use them again for all my artwork.
    Lonnie L. ·

    Artwork Appraisal for Insurance Coverage

  • AppraiseItNow's service was expeditious and professional. The report was thorough with plenty of examples and rationale for the valuations. Good service comes at a cost, but for me it was well worth it. Highly recommended!
    Jason O. ·

    Personal Property Appraisal for Insurance Coverage

  • We recently used AppraiseItNow for one of our clients and couldn’t be happier with the experience. The customer service was excellent, and Joe was quick to respond to all of our questions. He provided everything we needed promptly and made the process smooth from start to finish. Thank you!
    Alice T. ·

    Boat Appraisal for Insurance Coverage

  • I was looking for an appraisal and time was of the essence. They got the job done in only a few days with excellent customer service. Great business to work with.
    Rick H. ·

    Machinery & Equipment Appraisal for Insurance Coverage

  • Joe made the process to have my piece of furniture appraised extremely easy, efficient and quick. My experience was great and I'd recommend AppraiseItNow to anyone looking for an appraisal.
    Michael H. ·

    Furniture Appraisal for Insurance Coverage

Frequently Asked Questions on North Carolina Insurance Coverage Appraisers

What factors must a North Carolina personal property appraisal consider?

For county tax appraisals, G.S. 105-317.1 codifies nine: replacement cost, sale prices of similar property, age, physical condition, productivity, remaining life, obsolescence, economic utility, and any other factor affecting value. North Carolina is one of the few states to spell out a statutory checklist, and the same disciplines translate directly into insurance documentation.

When is business personal property listed and valued in North Carolina?

Each January. Values are set as of January 1 under the Machinery Act, and owners must list taxable personal property with the county assessor during the January listing period, generally through January 31, with penalties for late listing. Personal property is appraised annually, unlike real property's multi-year reappraisal cycle.

Is household property on North Carolina's tax rolls?

Generally no. Non-business personal property, including household furnishings, clothing, pets, and lawn equipment, is excluded from county listing. Without a tax record, an insurance appraisal is usually the only formal documentation of your contents' value, which is exactly what carriers want when scheduling items.

How quickly must a North Carolina personal property tax value be appealed?

Within 30 days of the initial notice of value. If you and the assessor do not agree, a further 30-day window runs from the assessor's final decision to reach the board of equalization and review or the county commissioners. Independent valuation evidence assembled early makes both windows workable.