North Carolina Insurance Claim Appraisers

5.0from 80+ client reviews

North Carolina insurance claim appraisers providing USPAP-compliant valuations of personal property, equipment and machinery, fine art, business interests, boats and watercraft, and automobiles and vehicles for insurance claim submission. AppraiseItNow provides credentialed, USPAP-compliant insurance claim appraisals across North Carolina, including Charlotte, Raleigh, and Greensboro.

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DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, ADJUSTERS, AND CLAIMS REVIEWERS ACROSS NORTH CAROLINA.

  • State Farm
  • Progressive Insurance
  • Chase
  • Allstate
  • GEICO
  • North Carolina Courts
  • Nationwide Insurance
  • Truist
  • IRS

Credentialed Appraisers Serving North Carolina

Between them, our appraisers hold ISA, CAGA, ASA, ABV, and CFA designations, and every report is written to USPAP for insurance carriers, adjusters, and claims reviewers across North Carolina.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Anne Hay

Anne Hay

Personal Property Appraiser

ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Ashley Innes

Ashley Innes

Personal Property Appraiser

ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Justin Ramirez

Justin Ramirez

Business Valuation Expert & Appraiser

ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.

Raymond Ghelardi

Raymond Ghelardi

Business Valuation Expert & Appraiser

Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Replacement valueThe retail replacement cost carriers and adjusters schedule and settle against
  • International Society of AppraisersAccredited Member
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • American Society of AppraisersAccredited Senior Appraiser
  • AICPAAccredited in Business Valuation
  • CFA InstituteChartered Financial Analyst
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About Insurance Claim Appraisals in North Carolina

AppraiseItNow provides certified insurance claim appraisals for North Carolina policyholders and businesses facing disputes with insurers over the value of damaged or destroyed assets. North Carolina law includes a statutory appraisal clause for auto diminished value claims under NC Gen. Stat. § 20-279.21(d1), which can be invoked when the disputed amount exceeds $2,000 or 25% of the vehicle's pre-accident fair market value. Beyond vehicles, our appraisers document losses across personal property, equipment, fine art, watercraft, and business interests to give both parties a defensible, independent valuation.

AppraiseItNow serves clients throughout the state via both remote and onsite appraisal options, making it easy to get professional documentation regardless of your location. Learn more about our full range of appraisal services in North Carolina and how we can support your claim from start to finish.

What Does AppraiseItNow Appraise for Insurance Claims in North Carolina?

We cover the full range of assets commonly involved in North Carolina insurance disputes, including:

  • Personal Property, including jewelry, antiques, furniture, coins, collectibles, and household goods
  • Equipment & Machinery, including medical equipment, restaurant equipment, manufacturing machinery, and technology assets
  • Fine Art, including paintings, prints, sculpture, photography, and mixed media
  • Business Interests, including LLCs, S-corps, partnerships, fractional interests, and privately held stock
  • Boats & Watercraft, including sailboats, powerboats, yachts, jet skis, and personal watercraft
  • Automobiles & Vehicles, including cars, trucks, motorcycles, RVs, trailers, and classic vehicles

Who Does AppraiseItNow Serve in North Carolina for Insurance Claims?

We work with individual policyholders, small business owners, fleet operators, collectors, and legal professionals across North Carolina who need credible, insurer-ready valuations to resolve disputes, document losses, or support the appraisal clause process under their policy terms.

What North Carolina clients say we are known for

North Carolina Appraisal Reviews: “I will go with these guys again” and “Absolutely worth the price we paid”

  1. Being the appraiser they come back to“I’d definitely recommend them” Jorge M.Mentioned in 10 reviews
  2. Showing the research and the comparables behind the number“They did the appraisal quickly and VERY thoroughly” Scott B.Mentioned in 7 reviews
  3. Answering fast, and staying reachable while the work runsMentioned in 5 reviews
  4. Delivering the finished report ahead of the deadline“They did the appraisal quickly and VERY thoroughly” Scott B.Mentioned in 5 reviews
  5. Picking up on a weekend, and expediting when a tax deadline is closeMentioned in 3 reviews

Across 17 published North Carolina appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.

  • My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
    Chriss P. ·

    Car Appraisal for Insurance Claim

  • I was very happy with the work put in on my totaled car appraisal. They did the appraisal quickly and VERY thoroughly. I felt like my insurance company gave a very low appraisal and Appraise It Now was very competitive, realistic and true to my expectations. The best part was they did a stellar job negotiating with my insurance company. I feel great about their work.
    Scott B. ·

    Auto Appraisal for Insurance Claim

  • I used AppraiseItNow for the first time last month and I was extremely pleased with the results. I needed an appraisal done for insurance purposes and the level of detail about each of my antique furniture pieces was thorough and very helpful in my being able to get the highest amount possible from my insurance company for the antique items that were damaged. I could see that they spent time making sure that the information she included was correct and current for my antique furniture items in the current market. The team responded to my emails timely to answer any questions I had. I would highly recommend Appraise It Now to get a thorough and professional appraisal done on antique items. I do intend to use them again for other antique furniture and jewelry that I have. Job well done! 😃🤗
    Paige E. ·

    Antique Furniture Appraisal for Insurance Claim

  • Exceptional customer service and fast turnaround on my request for an insurance appraisal. Their professionalism, responsiveness, and attention to detail strengthened my position in an ongoing insurance claim. Incredibly easy to work with—courteous, efficient, and clear in their communication throughout the process. Highly recommend them to anyone needing accurate, independent appraisals for insurance or personal purposes.
    Teresa B. ·

    Personal Property Appraisal for Insurance Claim

  • AppraiseItNow was excellent to work with. They delivered exactly what I needed and were incredibly responsive throughout the process. I’d definitely recommend them!
    Jorge M. ·

    Boat Appraisal for Insurance Claim

  • The short time working with AppraiseItNow was great, Fast on getting on top of any questions you might have any appraisal concerning insurance claim. I will go with these guys again!
    George W. ·

    Motorcycle Appraisal for Insurance Claim

Frequently Asked Questions on North Carolina Insurance Claim Appraisers

What valuation factors does North Carolina law spell out for personal property?

G.S. 105-317.1 directs appraisers of personal property to consider nine factors: replacement cost, sale price of similar property, age, physical condition, productivity, remaining life, obsolescence, economic utility, and any other factor affecting value. Our reports work through the same factors, which gives an insurance claim file a framework North Carolina law already recognizes.

How does North Carolina define market value for personal property?

As "true value in money" under G.S. 105-283: the price at which property would change hands between a willing, financially able buyer and seller, neither under compulsion and both reasonably informed. This is the same fair market value concept that anchors most insurance claim valuations.

Must an insurance claim appraiser be licensed in North Carolina?

No state license exists for personal property appraisers in North Carolina. Chapter 93E and the North Carolina Appraisal Board regulate real estate appraisers only. Personal property valuation is instead judged on the appraiser's qualifications, methodology, and documentation.

Are household contents a distinct property category in North Carolina?

Yes. The state's Personal Property Appraisal and Assessment Manual defines non-business property, such as household furnishings, clothing, and lawn equipment, separately from business personal property, and excludes motor vehicles and watercraft from that category. Itemizing contents by category matters when documenting a loss for an insurer.