North Carolina Title Bond Appraisers

5.0from 80+ client reviews

North Carolina title bond appraisers offering certified appraisals of boats and watercraft, and automobiles and vehicles for DMV surety bond applications. AppraiseItNow provides credentialed, USPAP-compliant title bond appraisals across North Carolina, including Charlotte, Raleigh, and Greensboro.

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DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR NORTH CAROLINA LENDERS, BANKS, AND SURETY COMPANIES.

  • U.S. Small Business Administration
  • Chase
  • Truist
  • Wells Fargo
  • Bank of America
  • IRS
  • North Carolina Courts

Credentialed Appraisers Serving North Carolina

Between them, our appraisers hold ISA, CAGA, ASA, ABV, and CFA designations, and every report is written to USPAP for North Carolina lenders, banks, and surety companies.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Anne Hay

Anne Hay

Personal Property Appraiser

ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Ashley Innes

Ashley Innes

Personal Property Appraiser

ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Justin Ramirez

Justin Ramirez

Business Valuation Expert & Appraiser

ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.

Raymond Ghelardi

Raymond Ghelardi

Business Valuation Expert & Appraiser

Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Fair market and liquidation valueThe collateral values lenders and surety companies underwrite against
  • International Society of AppraisersAccredited Member
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • American Society of AppraisersAccredited Senior Appraiser
  • AICPAAccredited in Business Valuation
  • CFA InstituteChartered Financial Analyst
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About title bond appraisals in North Carolina

AppraiseItNow delivers certified title bond appraisals for vehicles and watercraft throughout North Carolina, supporting the bonded title process required under North Carolina General Statute 20-76. When proof of ownership is unavailable, the NCDMV requires a documented appraisal to establish fair market value, with the surety bond set at 1.5 times that appraised value. Accurate valuations are critical because bond premiums and underwriter approvals depend directly on the appraised figure.

AppraiseItNow offers both remote and onsite appraisal options, making it easy to get a certified report regardless of where you are located in the state. Learn more about our full range of appraisal services in North Carolina to find the right solution for your needs.

What does AppraiseItNow appraise for title bond in North Carolina?

AppraiseItNow provides title bond appraisals for Boats & Watercraft, including sailboats, powerboats, yachts, jet skis, and personal watercraft and Automobiles & Vehicles, including cars, trucks, motorcycles, RVs, trailers, and classic vehicles in North Carolina.

Who does AppraiseItNow serve in North Carolina for title bond?

AppraiseItNow serves private vehicle and watercraft owners, used car and boat dealers, estate administrators, and lenders across North Carolina who need a certified appraisal to complete the bonded title process. Whether the title was lost, never issued, or contains errors, our appraisers provide the documentation required by the NCDMV and bonding companies.

What clients say we are known for

AppraiseItNow Reviews: “They were wonderful to work with” and “I highly recommend AppraiseItNow Inc”

  1. Being the appraiser they come back to“I would highly recommend them and will continue to do so” Evgenii M.Mentioned in 44 reviews
  2. Answering fast, and staying reachable while the work runsMentioned in 34 reviews
  3. Showing the research and the comparables behind the number“They diligently researched both equipment items and provided well-documented reports” Bob H.Mentioned in 29 reviews
  4. Delivering the finished report ahead of the deadline“We received a truck appraisal for a title bond quickly and efficiently” Anastasiia M.Mentioned in 21 reviews
  5. Taking on items other appraisers had already turned downMentioned in 14 reviews

Across 80+ published AppraiseItNow reviews the picture is consistent: every one is from a client who paid us for an appraisal, and the three things they raise most often are that they would hire us again, how quickly we answer, and how much research is visible in the report.

  • They appraised an older trailer for me that required a bonded title. They were great with communication and it only took about 2 weeks to get a very nice detailed appraisal report, which finding comps for older trailers is not straight forward. Highly recommend!
    Andrew K. ·

    Trailer Appraisal for Title Bond

  • Excellent service! We received a truck appraisal for a title bond quickly and efficiently. Most importantly, the team was always available to answer our questions. I highly recommend AppraiseItNow Inc.
    Anastasiia M. ·

    Auto Appraisal for Title Bond

  • Excellent final product. Very professional. Questions were answered promptly, and the pricing was reasonable. I would highly recommend them and will continue to do so.
    Evgenii M. ·

    Auto Appraisal for Title Bond

  • Very straightforward and efficient way to gain a quality certified boat appraisal. I will suggest AppraiseItNow to all my boating friends!
    Michael L., Wake Forest, NC ·

    Boat Appraisal for Loan Collateral

  • AppraiseItNow did an outstanding job appraising my 1998 Bobcat Skid Steer and circa 2010 Yuchai Crawler Dozer. We could not locate a serial number on the dozer, and there were no online sales available, but they were still able to develop an accurate appraisal using known specifications for my dozer compared to other comparable make and model dozers. They diligently researched both equipment items and provided well-documented reports.
    Bob H. ·

    Machinery & Equipment Appraisal

  • I was in dire need of an appraisal for my father's mobile home, which he needed for Medicaid approval. I couldn’t find anyone to do it for a long time, but then I found this company online and decided to give them a try. I’m so glad I did. They were wonderful to work with. I sent the pictures, and within just a few days I received the appraisal. They are absolutely worth the money.
    Kevin N. ·

    Mobile Home Appraisal

Frequently Asked Questions on North Carolina Title Bond Appraisers

How is the bond amount calculated for a North Carolina bonded title?

The North Carolina DMV sets the bond at one and a half times the vehicle's determined value, with a statutory minimum of $100. Value comes from the DMV's current Value Schedule; if a vehicle or mobile home is not listed there, two written appraisals from North Carolina dealers on their letterhead must be submitted with the bond. Our appraisers prepare valuation documentation that supports this calculation when a dealer figure is contested or unavailable.

What forms does the North Carolina DMV require before issuing a title by bond?

Four items: an LT-270 inspection report issued by a License and Theft Bureau inspector, an Affidavit of Facts (Form MVR-92H, per the DMV's MVR-92A instructions), an indemnity bond of at least 1.5 times the determined value, and a title application (Form MVR-1) with the title fee and highway use tax.

Does getting a bonded title in North Carolina involve a court?

No. The process is administered entirely by the North Carolina DMV, from the License and Theft Bureau inspection through bond approval and title issuance. That differs from states where a court order or judicial approval is required before a bonded title can issue.

Are there special appraisal rules when personal property secures a loan in North Carolina?

Yes. Under North Carolina's savings institution regulations (04 NCAC 16E .0403), personal property pledged as loan collateral requires a written appraisal stating the borrower's name, appraisal date, collateral value, a brief property description, any senior lien and its holder, and the signatures of two people making the appraisal. We prepare reports that document each of these elements.