New Jersey Insurance Coverage Appraisers

5.0from 80+ client reviews

New Jersey insurance coverage appraisers preparing USPAP-compliant appraisals of personal property, equipment and machinery, fine art, boats and watercraft, and automobiles and vehicles for insurance scheduling and coverage. AppraiseItNow provides credentialed, USPAP-compliant insurance coverage appraisals across New Jersey, including Newark, Jersey City, and Trenton.

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DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, UNDERWRITERS, AND AGENTS ACROSS NEW JERSEY.

  • State Farm
  • Progressive Insurance
  • Chase
  • Allstate
  • GEICO
  • New Jersey Courts
  • Nationwide Insurance
  • Valley Bank
  • IRS

Credentialed Appraisers Serving New Jersey

Between them, our appraisers hold ISA, CAGA, ASA, ABV, and CFA designations, and every report is written to USPAP for insurance carriers, underwriters, and agents across New Jersey.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Anne Hay

Anne Hay

Personal Property Appraiser

ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Ashley Innes

Ashley Innes

Personal Property Appraiser

ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Justin Ramirez

Justin Ramirez

Business Valuation Expert & Appraiser

ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.

Raymond Ghelardi

Raymond Ghelardi

Business Valuation Expert & Appraiser

Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Replacement valueThe retail replacement cost carriers and adjusters schedule and settle against
  • International Society of AppraisersAccredited Member
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • American Society of AppraisersAccredited Senior Appraiser
  • AICPAAccredited in Business Valuation
  • CFA InstituteChartered Financial Analyst
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About Insurance Coverage Appraisals in New Jersey

AppraiseItNow provides insurance coverage appraisals for individuals and businesses throughout New Jersey, establishing accurate insurable values for personal property, equipment, fine art, watercraft, and vehicles. New Jersey courts enforce appraisal clauses in insurance policies when disputes arise over the amount of loss, making documented, USPAP-compliant valuations especially important for policyholders. No IRS filing thresholds apply to insurance coverage appraisals, but insurers require credible, photo-documented reports to accept scheduled riders and policy limits.

AppraiseItNow serves clients through both remote and onsite appraisal options, making the process straightforward regardless of asset type or location. Our appraisers in New Jersey cover the entire state, from Newark and Jersey City to suburban townships and coastal communities.

What Does AppraiseItNow Appraise for Insurance Coverage in New Jersey?

AppraiseItNow covers the full range of assets that New Jersey policyholders and businesses need documented for insurance coverage purposes, including:

  • Personal Property, including jewelry, antiques, furniture, coins, collectibles, and household goods
  • Equipment & Machinery, including medical equipment, restaurant equipment, manufacturing machinery, and technology assets
  • Fine Art, including paintings, prints, sculpture, photography, and mixed media
  • Boats & Watercraft, including sailboats, powerboats, yachts, jet skis, and personal watercraft
  • Automobiles & Vehicles, including cars, trucks, motorcycles, RVs, trailers, and classic vehicles

Who Does AppraiseItNow Serve in New Jersey for Insurance Coverage?

AppraiseItNow works with homeowners, collectors, auto owners, commercial businesses, and marine asset holders across New Jersey who need accurate insurable values to protect their assets and avoid underinsurance. Clients range from individuals scheduling jewelry or fine art riders to manufacturers and medical facilities ensuring their equipment coverage reflects current replacement costs.

What New Jersey clients say we are known for

New Jersey Appraisal Reviews: “These guys were phenomenal” and “for me it was well worth it”

  1. Being the appraiser they come back to“I highly recommend their services” Kim R.Mentioned in 10 reviews
  2. Showing the research and the comparables behind the number“it’s clear they did a significant amount of research” Kim R.Mentioned in 7 reviews
  3. Answering fast, and staying reachable while the work runsMentioned in 5 reviews
  4. Delivering the finished report ahead of the deadlineMentioned in 5 reviews
  5. Picking up on a weekend, and expediting when a tax deadline is closeMentioned in 3 reviews

Across 17 published New Jersey appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.

  • We recently used AppraiseItNow for one of our clients and couldn’t be happier with the experience. The customer service was excellent, and Joe was quick to respond to all of our questions. He provided everything we needed promptly and made the process smooth from start to finish. Thank you!
    Alice T. , Bayville, NJ ·

    Boat Appraisal for Insurance Coverage

  • These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and it’s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
    Kim R. ·

    Recreational Vehicle Appraisal for Insurance Coverage

  • The appraisal was done very well. Since he was a local artist here in Charleston, SC, they took the time to study and review Jim Booth’s art. His work has made him extremely famous, which can make an appraisal challenging, but they did a superb job and clearly explained how they arrived at the appraisal value. I highly recommend Appraise It Now and will use them again for all my artwork.
    Lonnie L. ·

    Artwork Appraisal for Insurance Coverage

  • AppraiseItNow's service was expeditious and professional. The report was thorough with plenty of examples and rationale for the valuations. Good service comes at a cost, but for me it was well worth it. Highly recommended!
    Jason O. ·

    Personal Property Appraisal for Insurance Coverage

  • I was looking for an appraisal and time was of the essence. They got the job done in only a few days with excellent customer service. Great business to work with.
    Rick H. ·

    Machinery & Equipment Appraisal for Insurance Coverage

  • Joe made the process to have my piece of furniture appraised extremely easy, efficient and quick. My experience was great and I'd recommend AppraiseItNow to anyone looking for an appraisal.
    Michael H. ·

    Furniture Appraisal for Insurance Coverage

Frequently Asked Questions on New Jersey Insurance Coverage Appraisers

Does New Jersey license the appraisers who value personal property for insurance?

No. New Jersey's appraiser licensing statute applies to real estate appraisal assignments only. There is no state license for appraisers of jewelry, art, equipment, or collections, so insurers evaluate methodology and standards compliance instead; our reports are prepared to USPAP.

Can my New Jersey business use its tax true value for insurance scheduling?

It should not. For locally assessable business personal property, New Jersey presumes true value equals original cost less book depreciation, an accounting convention built for taxation. Insurance coverage decisions need current replacement cost or market value, which can differ sharply from a depreciated book figure.

Is household property taxed as personal property in New Jersey?

No. N.J.S.A. 54:4-9.1 reaches certain nonbusiness tangible property but expressly excludes household personal property and personal effects. With no tax listing to fall back on, an insurance appraisal is usually the only formal, itemized record of what your contents are worth.

How do insurance appraisals differ from New Jersey inheritance tax appraisals?

Different standards and different appraisers. Inheritance and estate tax valuations use clear market value at the date of death, are made by Division of Taxation representatives, and can require broker or dealer support on demand. Insurance coverage appraisals are private engagements measuring what your policy insures, on the valuation basis the policy specifies.