Mississippi Auto Appraisers

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Automobile appraisals in Mississippi for donations, insurance claims, estate tax, and divorce, prepared in accordance with USPAP and IRS requirements. AppraiseItNow appraises classic cars, collector vehicles, daily drivers, commercial vehicles, and motorcycles across Mississippi, including Jackson, Gulfport, and Biloxi.

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DEFENSIBLE, USPAP-COMPLIANT AUTO APPRAISAL REPORTS — QUALIFIED FOR THE IRS, MISSISSIPPI COURTS, LENDERS, INSURERS, AND MORE.

  • State Farm
  • Progressive Insurance
  • GEICO
  • Ally Financial
  • Hagerty
  • Allstate
  • Chase
  • Hancock Whitney
  • IRS
  • Mississippi Courts

Credentialed Appraisers Serving Mississippi

Between them, our vehicle appraisers hold CAGA designations, and every report is written to USPAP for the IRS, Mississippi courts, lenders, insurers, and more.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About Automobile Appraisals in Mississippi

AppraiseItNow provides professional automobile appraisals throughout Mississippi for a wide range of purposes, including charitable donations, insurance claims, estate tax filings, and divorce proceedings. Whether you are donating a vehicle to a nonprofit and need IRS-compliant documentation, disputing a total loss valuation with your insurer, determining the fair market value of a vehicle in an estate, or dividing automotive assets during a divorce, our certified appraisers deliver accurate, well-supported reports tailored to your specific situation.

AppraiseItNow serves clients across Mississippi with both remote and onsite appraisal options, making it easy to get a certified valuation no matter where you are located in the state. Our automobile appraisal process is designed to be straightforward, thorough, and fully compliant with applicable standards. We offer Fair Market Value (FMV), Replacement Value, Orderly Liquidation Value (OLV), Forced Liquidation Value (FLV), and Actual Cash Value (ACV) appraisals for various intended uses.

What Types of Automobile Do We Appraise in Mississippi?

Our appraisers are qualified to evaluate a broad spectrum of vehicles across all makes, model years, and conditions, including:

  • Passenger cars and sedans
  • Trucks and pickup trucks
  • SUVs and crossovers
  • Motorcycles and scooters
  • Classic and antique vehicles
  • Recreational vehicles and motorhomes
  • Trailers and utility vehicles
  • Commercial vehicles and vans
  • Electric and hybrid vehicles
  • Salvage and total loss vehicles

From everyday commuter vehicles to rare collectibles and specialty commercial units, our appraisers have the expertise to assess any automobile accurately. Whether a vehicle is in pristine condition, heavily depreciated, or subject to dispute, we provide valuations that hold up to scrutiny in legal, financial, and regulatory contexts.

Mississippi Automobile Appraisal Purposes

Automobile Appraisals for Donations in Mississippi

When donating a vehicle to a qualifying charitable organization in Mississippi, the IRS requires a qualified appraisal for non-cash charitable contributions valued above $5,000, with the results reported on Form 8283. A certified Fair Market Value appraisal ensures your deduction is properly supported and defensible in the event of an audit. Our appraisers provide documentation that meets IRS standards, giving donors confidence that their charitable contribution is accurately represented.

Automobile Appraisals for Insurance Claims in Mississippi

Mississippi auto insurance policies commonly include an appraisal clause that allows policyholders to engage an independent appraiser when they disagree with an insurer's valuation on a total loss or damage claim. An independent Actual Cash Value or Fair Market Value appraisal provides an objective, evidence-based counterpoint to an insurer's internal estimate. AppraiseItNow appraisers are experienced in producing reports that support insurance negotiations and, when necessary, formal dispute resolution processes.

Automobile Appraisals for Estate Tax in Mississippi

When a vehicle is part of a decedent's estate, it must be included in the gross estate valuation for federal Form 706 purposes, and its Fair Market Value must be established as of the date of death. Accurate automobile appraisals are essential for executors and estate attorneys to ensure proper reporting and to support a stepped-up cost basis for inherited vehicles. AppraiseItNow delivers certified estate appraisals that meet IRS requirements and withstand scrutiny from tax authorities.

Automobile Appraisals for Divorce in Mississippi

During divorce proceedings in Mississippi, vehicles are often among the most significant marital assets subject to equitable distribution. A certified appraisal establishes an objective value for each vehicle, providing a reliable foundation for negotiation, mediation, or court proceedings. AppraiseItNow appraisers produce impartial, well-documented reports that attorneys and courts can rely on when dividing automotive assets fairly.

Mississippi-Specific Automobile Appraisal Considerations

Mississippi's vehicle tax structure has several features that make professional appraisals particularly relevant for owners and advisors in the state. Ad valorem taxes on motor vehicles are assessed at 30% of the Manufacturer's Suggested Retail Price, reduced by standardized depreciation over a 10-year schedule, with a minimum assessed value of $100 for passenger vehicles regardless of age or condition. This means even heavily depreciated vehicles continue to generate tax obligations at registration, and understanding a vehicle's true market value relative to its assessed value can be important for financial planning.

The state also maintains a Motor Vehicle Ad Valorem Tax Reduction Fund, which provides annual credits to vehicle owners calculated from sales tax revenue, helping to offset individual tax burdens without reducing net revenue to local governments. Because millage rates vary by county, the actual tax impact of a vehicle's assessed value can differ significantly depending on where in Mississippi the owner resides. Mississippi does not require a dedicated state license for auto appraisers, which means selecting a credentialed, USPAP-compliant appraiser with verifiable expertise is especially important when you need a valuation that will hold up in legal, tax, or insurance contexts.

Automobile Appraisal Value Types in Mississippi

Fair Market Value

Fair Market Value represents the price a willing buyer and a willing seller would agree upon in an open market, with neither party under compulsion to complete the transaction. FMV is the standard required by the IRS for charitable donation deductions and estate tax filings, and it is also commonly used in divorce proceedings and legal disputes.

Replacement Value

Replacement Value reflects the cost to replace a vehicle with one of similar make, model, year, condition, and equipment at current market prices. This value type is most commonly used for insurance coverage purposes, ensuring that a policyholder can replace a lost or destroyed vehicle without a financial shortfall.

Orderly Liquidation Value

Orderly Liquidation Value estimates the price a vehicle would bring in a structured sale with a reasonable amount of time allowed to find a buyer, typically in an auction or dealer context. OLV is often used in business asset liquidations, bankruptcy proceedings, and fleet disposals.

Forced Liquidation Value

Forced Liquidation Value represents the lowest end of the value spectrum, reflecting what a vehicle would bring in an immediate, time-constrained sale with limited market exposure. FLV is relevant in bankruptcy, repossession, and other distressed asset scenarios where speed takes priority over maximizing sale price.

Actual Cash Value

Actual Cash Value is the standard most commonly applied in insurance claims, representing a vehicle's Fair Market Value at the time of loss after accounting for depreciation, condition, and mileage. ACV appraisals are central to total loss determinations and insurance dispute resolution in Mississippi.

Who Does AppraiseItNow Serve in Mississippi?

AppraiseItNow serves individual vehicle owners, estate administrators, attorneys, insurance professionals, financial advisors, nonprofit organizations, and businesses throughout Mississippi who need certified, defensible automobile appraisals for any purpose.

What Mississippi clients say we are known for

Mississippi Appraisal Reviews: “These guys were phenomenal” and “We were completely satisfied with the experience”

  1. Answering fast, and staying reachable while the work runsMentioned in 9 reviews
  2. Showing the research and the comparables behind the number“it’s clear they did a significant amount of research” Kim R.Mentioned in 8 reviews
  3. Being the appraiser they come back to“I highly recommend their services” Kim R.Mentioned in 8 reviews
  4. Following the regulatory guidelines the IRS and the courts requireMentioned in 5 reviews
  5. Taking on items other appraisers had already turned downMentioned in 2 reviews

Across 22 published Mississippi appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are how quickly we answer, how much research is visible in the report, and that they would hire us again.

  • My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
    Chriss P. ·

    Car Appraisal for Insurance Claim

  • My wife and I purchased a property that included a double-wide mobile home, which we decided to donate to a local charitable organization that provides housing for low-income families. This type of donation required a formal appraisal to qualify for an IRS tax deduction, so we reached out to Appraise It Now. From the start, they were able to clearly answer all of our questions about both the appraisal process and the tax deduction requirements. We provided photos and additional details, and within 10 days we received a thorough, well-prepared report that included all the necessary IRS forms. I’m giving Appraise It Now a five-star review because communication was excellent throughout the entire process. Everyone I spoke with was helpful, friendly, and professional, and emails were always answered quickly. We were completely satisfied with the experience. Thank you!
    Manuel P. ·

    Mobile Home Appraisal for Charitable Donation

  • These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and it’s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
    Kim R. ·

    Recreational Vehicle Appraisal for Insurance Coverage

  • They appraised an older trailer for me that required a bonded title. They were great with communication and it only took about 2 weeks to get a very nice detailed appraisal report, which finding comps for older trailers is not straight forward. Highly recommend!
    Andrew K. ·

    Trailer Appraisal for Title Bond

  • Friendly, speedy service with fair value.
    Christina W. ·

    Auto Appraisal for Probate

  • We were amazed at their professionalism in working with us and the quality of the final appraisal report. And all for thousands less than other appraisers.
    Gary T. ·

    Tractor Appraisal for Charitable Donation

AppraiseItNow prepares vehicle appraisal reports for donations, diminished value claims, divorce, and estate settlement

Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.

Popular uses of our appraisal reports include:‍

Transactions, Lending & Investment

  • Auto Loan Financing
  • Purchase price allocation & cost segregation
  • Mergers & Acquisitions (transactional due diligence)
  • Financial Reporting

Life Events & Special Circumstances

  • Divorce
  • Social Security reporting or Medicaid Application Filings
  • E-2 visa applications

Frequently Asked Questions on Mississippi Auto Appraisers

What goes into an RV appraisal in Mississippi?

Guide baselines from J.D. Power NADA and KBB RV tools, verified against comparable sales from RV Trader, completed eBay Motors listings, and dealer and auction records, plus a condition review of the roof, exterior, interior, electrical, plumbing, and HVAC systems. Floorplan, options, and documented maintenance round out the adjustments.

Which value applies if my RV is totaled in Mississippi?

Usually actual cash value, market value minus wear and tear, unless your policy specifies replacement cost or an agreed value. Because each standard produces a different settlement, an independent appraisal documenting condition and comparables gives you evidence if the insurer's number runs low.

How is an RV divided in a Mississippi divorce?

Under equitable distribution: Mississippi divides marital property based on fairness factors rather than a strict 50/50 rule, typically valuing assets near trial or separation. A current appraisal keeps the RV's contribution to the marital estate grounded in market evidence instead of loan balances or guesswork.

At what ratio does Mississippi assess motor vehicles?

30% of true value. Mississippi places motor vehicles, RVs treated as motor vehicles included, in Class V, double the 15% ratio applied to Class III business personal property. The classification determines how much of an RV’s appraised value actually enters the tax calculation, so it is worth confirming before disputing a bill.

When do Mississippi tax values for an RV become final?

On a fixed annual cycle: appraisals are effective as of January 1, values go to the Board of Supervisors on the first Monday in July, and the roll is open for public inspection for two weeks before the first Monday in August, when appeals must be filed with the chancery clerk. Owners who believe a business-use RV is overvalued have that narrow window to act, backed by documented market evidence.