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Maryland bankruptcy appraisers delivering certified valuations of equipment and machinery, business interests, boats and watercraft, automobiles and vehicles, and inventory for bankruptcy schedules and court filings. AppraiseItNow provides credentialed, USPAP-compliant bankruptcy filing appraisals across Maryland, including Baltimore, Annapolis, and Rockville.
DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR THE IRS, AUDITORS, AND MARYLAND COURTS.
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Owner & CEO
Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.
Business Valuation Expert & Appraiser
ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.
Business Valuation Expert & Appraiser
Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.
Personal Property Appraiser
ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.
Machinery & Equipment Appraiser
Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.
Personal Property Appraiser
ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.
Vehicle Appraiser
CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.
Client Success Manager
Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.
American Society of AppraisersAccredited Senior Appraiser
International Society of AppraisersAccredited Member
Certified Appraisers Guild of AmericaCertified Appraiser
The Appraisal FoundationAuthorized by Congress as the source of appraisal standardsAppraiseItNow provides certified asset valuations for individuals and businesses navigating bankruptcy proceedings before the U.S. Bankruptcy Court for the District of Maryland, covering Chapters 7, 11, and 13 filings. Accurate appraisals are essential for completing Schedule A/B asset disclosures, supporting exemption claims, and satisfying trustee requirements. Maryland debtors must carefully document asset values to determine liquidation feasibility and exemption eligibility, making credentialed appraisals a critical part of the filing process. Learn more about our bankruptcy filing appraisal services, and know that our mission is to deliver defensible, USPAP-compliant valuations with exceptional speed, professionalism, and client service.
AppraiseItNow serves clients throughout Maryland with both remote desktop appraisals and onsite inspections, depending on asset type and location. Our appraisers in Maryland are available statewide, from Baltimore and Annapolis to Frederick, Hagerstown, and beyond.
We cover the full range of assets commonly disclosed in Maryland bankruptcy schedules, including:
AppraiseItNow works with individual debtors, business owners, bankruptcy attorneys, and court-appointed trustees across Maryland who need accurate, defensible valuations to support Chapter 7 liquidation analyses, Chapter 11 reorganization plans, and Chapter 13 repayment schedules.
What clients say we are known for
Across 80+ published AppraiseItNow reviews the picture is consistent: every one is from a client who paid us for an appraisal, and the three things they raise most often are that they would hire us again, how quickly we answer, and how much research is visible in the report.
Affordable and reliable, with fast service and always responsive to my messages and questions. They delivered my appraisal on time without a glitch. 100% Recommended! I wouldn’t use anyone else for my business. Thank you, Joe — you’re great!
Machinery & Equipment Appraisal for Bankruptcy Filing
Responsive, professional, first class deliverables -- especially considering that that the appraised assets are extremely complex financial assets with little by way of comps. The deliverable satisfied my accountants and advisers as being more than adequate to support the valuation needed to complete a conversion to a Roth IRA
Business Valuation Appraisal for IRA Conversion
I was in dire need of an appraisal for my father's mobile home, which he needed for Medicaid approval. I couldn’t find anyone to do it for a long time, but then I found this company online and decided to give them a try. I’m so glad I did. They were wonderful to work with. I sent the pictures, and within just a few days I received the appraisal. They are absolutely worth the money.
Mobile Home Appraisal
I recently requested a retroactive appraisal for fine art from AppraiseItNow. I received excellent service from intake to delivery. The appraisal was delivered on time and the content of the appraisal absolutely met my expectations!
Artwork Appraisal
From the start they were very responsive, price competitive, and had a quick turn around time. Thank you so much to Joe who was very sweet in responding to my emails; I am looking forward to utilizing AppraiseItNow for many years to come.
Very thorough and professional — great communication and outstanding service. Highly impressed with their work!
It depends which question is being asked. Personal property securing an allowed claim, in an individual Chapter 7 or 13, takes replacement value under 11 U.S.C. 506(a)(2): for property acquired for personal, family, or household purposes, the price a retail merchant would charge for property of that kind, considering age and condition as of the petition date, without deducting selling costs. Exemptions take a different measure, fair market value as of the petition date under 11 U.S.C. 522(a)(2). Both are a long way from garage-sale or liquidation value, and a report that does not name which one it developed is not evidence on either.
For cases filed on or after June 1, 2026, Maryland provides a $5,000 bankruptcy personal property exemption under Courts and Judicial Proceedings 11-504(f)(1)(i), layered with the $6,000 wildcard in 11-504(b)(6). Maryland has no dedicated vehicle exemption, so car equity draws on those amounts, and the older figures still quoted online no longer reflect current law.
Motions to value personal property collateral and avoid a lien under 11 U.S.C. 506 must use Local Bankruptcy Form K, with the proposed order on Local Bankruptcy Form L, per the District of Maryland's local rules. A supportable appraisal of the vehicle or equipment at issue is what carries that motion.
If an appraisal was performed, the motion to sell personal property must state the appraised value, the appraisal date, and the appraiser's name and address; if not, it discloses the scheduled value instead. That local rule makes the appraiser's identity and work part of the court record, so the report needs to withstand review.
