If you sent us a request between 28 July and 5 August, it did not reach us. A fault on our form stopped some messages from coming through. Please call (301) 820-7664 or fill the form again. We're sorry for the inconvenience.
Boat appraisals in Kentucky for donations, insurance, estate tax, and divorce, prepared in accordance with USPAP and IRS requirements. AppraiseItNow appraises pontoon boats, bass boats, sailboats, personal watercraft, and houseboats across Kentucky, including Louisville, Lexington, and Bowling Green.
DEFENSIBLE, USPAP-COMPLIANT BOAT APPRAISAL REPORTS — QUALIFIED FOR THE IRS, KENTUCKY COURTS, LENDERS, INSURERS, AND MORE.
.jpeg)
Owner & CEO
Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.
Vehicle Appraiser
CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.
Client Success Manager
Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.
Certified Appraisers Guild of AmericaCertified Appraiser
The Appraisal FoundationAuthorized by Congress as the source of appraisal standardsAppraiseItNow provides professional boat appraisals in Kentucky for a wide range of purposes, including charitable donations, insurance coverage, estate tax reporting, and divorce proceedings. Kentucky's extensive waterways, from the Ohio and Kentucky Rivers to Lake Cumberland and Kentucky Lake, support a thriving mix of recreational and commercial boating activity, making accurate vessel valuations essential for owners, attorneys, financial advisors, and estate planners across the state. Our credentialed appraisers understand the nuances of Kentucky's property tax framework, IRS reporting requirements, and the specific documentation needed for each intended use.
AppraiseItNow offers both remote and onsite boat appraisal services throughout Kentucky, giving clients the flexibility to choose the inspection method that best fits their situation, whether their vessel is docked at a marina on Lake Cumberland, moored along the Ohio River, or stored at a private facility. We offer Fair Market Value (FMV), Replacement Value, Orderly Liquidation Value (OLV), Forced Liquidation Value (FLV), and Actual Cash Value (ACV) appraisals for various intended uses.
Our appraisers evaluate a broad range of watercraft found throughout Kentucky's rivers, lakes, and reservoirs, including:
Kentucky's unique mix of recreational lakes and active commercial river corridors means appraisers must be equipped to value everything from a weekend fishing boat on Kentucky Lake to a commercial barge operating on the Ohio River system. Whether a vessel is registered with the county clerk, documented with the US Coast Guard, or classified as commercial watercraft assessed by the Kentucky Department of Revenue, our appraisers have the expertise to produce accurate, well-supported valuations.
AppraiseItNow serves individual boat owners, estate attorneys, insurance professionals, financial advisors, divorce attorneys, and commercial operators throughout Kentucky who need credentialed, USPAP-compliant appraisals for legal, financial, or tax-related purposes. From private recreational boaters on Lake Cumberland to commercial watercraft operators along the Ohio River corridor, we provide reliable valuations tailored to each client's specific needs.
What clients say we are known for
Across 80+ published AppraiseItNow reviews the picture is consistent: every one is from a client who paid us for an appraisal, and the three things they raise most often are that they would hire us again, how quickly we answer, and how much research is visible in the report.
I love the online appraisal format to give me a good idea of what my boat is worth without showing the boat. The appraisal fee is more than reasonable, and I love your professional service!
Boat Appraisal for Charitable Donation
We recently used AppraiseItNow for one of our clients and couldn’t be happier with the experience. The customer service was excellent, and Joe was quick to respond to all of our questions. He provided everything we needed promptly and made the process smooth from start to finish. Thank you!
Boat Appraisal for Insurance Coverage
AppraiseItNow delivered a fair, well-supported appraisal that met all required standards. Their team was professional, responsive, and fast throughout the process. I would gladly use them again.
Boat Appraisal for Charitable Donation
AppraiseItNow helped us appraise a very unique set of propulsion boats. Service was top notch and provided incredible value for the cost!
Boat Appraisal for Loan Collateral
AppraiseItNow was excellent to work with. They delivered exactly what I needed and were incredibly responsive throughout the process. I’d definitely recommend them!
Boat Appraisal for Insurance Claim
Very straightforward and efficient way to gain a quality certified boat appraisal. I will suggest AppraiseItNow to all my boating friends!
Boat Appraisal for Loan Collateral
Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.
Popular uses of our appraisal reports include:
Documented recent sales of vessels with similar make, model, year, condition, equipment, and engine hours, drawn from broker databases, auction records, and sold-boat data rather than asking prices. Each comparable is adjusted for differences in propulsion, upgrades, and condition before values are reconciled.
No. Kentucky's assessment guidance excludes registered boats, along with registered motor vehicles, from the annual tangible personal property return, since they are handled through separate titling and registration systems. Boat appraisals in Kentucky typically serve insurance, estate, divorce, and sale purposes instead.
No. Commercial and charter vessels support an income approach, where expected revenue, operating expenses, and a capitalization rate drive present value, while recreational boats are valued through comparable sales. The assignment determines the method, and the report documents which was applied and why.
The county where the boat is physically located, not the county where the owner lives. Kentucky ties taxable situs for tangible personal property to physical location, so a vessel kept year-round at a marina or storage yard belongs to that county’s tax base rather than the owner’s home county.
Yes. Under 103 KAR 28:090, a secured party’s sale of a repossessed boat to enforce a security agreement is treated as a taxable sale of tangible personal property unless a specific exemption applies. Because Kentucky’s UCC Article 9 in KRS Chapter 355 also requires a commercially reasonable disposition, lenders in these sales typically want a documented fair value on file.
