Kansas Total Loss Appraisers

5.0from 80+ client reviews

Kansas total loss appraisers offering certified appraisals of equipment and machinery, boats and watercraft, and automobiles and vehicles for disputed total loss settlements. AppraiseItNow provides credentialed, USPAP-compliant total loss appraisals across Kansas, including Wichita, Overland Park, and Topeka.

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DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, ADJUSTERS, AND CLAIMS REVIEWERS ACROSS KANSAS.

  • State Farm
  • Progressive Insurance
  • Chase
  • Allstate
  • GEICO
  • Kansas Courts
  • Nationwide Insurance
  • UMB Bank
  • IRS

Credentialed Appraisers Serving Kansas

Between them, our appraisers hold ISA, CAGA, ASA, ABV, and CFA designations, and every report is written to USPAP for insurance carriers, adjusters, and claims reviewers across Kansas.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Anne Hay

Anne Hay

Personal Property Appraiser

ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Ashley Innes

Ashley Innes

Personal Property Appraiser

ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Justin Ramirez

Justin Ramirez

Business Valuation Expert & Appraiser

ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.

Raymond Ghelardi

Raymond Ghelardi

Business Valuation Expert & Appraiser

Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Replacement valueThe retail replacement cost carriers and adjusters schedule and settle against
  • International Society of AppraisersAccredited Member
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • American Society of AppraisersAccredited Senior Appraiser
  • AICPAAccredited in Business Valuation
  • CFA InstituteChartered Financial Analyst
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About total loss appraisals in Kansas

AppraiseItNow provides total loss appraisal services for vehicles, watercraft, and equipment throughout Kansas, where state law under K.S.A. § 8-197(b)(2)(B) sets a 75% threshold, meaning repair costs reaching 75% of a vehicle's fair market value prior to damage trigger a total loss declaration. Casualty loss deductions filed on IRS Form 4684 require documented actual cash value, and deductions exceeding $5,000 require a qualified appraisal submitted with IRS Form 8283.

AppraiseItNow serves clients through both remote and onsite appraisal options, making it easy to get a credentialed valuation regardless of where you are located. Our appraisers in Kansas are available for engagements across the state, from Wichita and Overland Park to rural counties.

What does AppraiseItNow appraise for total loss in Kansas?

AppraiseItNow covers the major asset types that commonly require total loss appraisals in Kansas, including:

  • Equipment & Machinery, including medical equipment, restaurant equipment, manufacturing machinery, and technology assets
  • Boats & Watercraft, including sailboats, powerboats, yachts, jet skis, and personal watercraft
  • Automobiles & Vehicles, including cars, trucks, motorcycles, RVs, trailers, and classic vehicles

Who does AppraiseItNow serve in Kansas for total loss?

AppraiseItNow serves Kansas vehicle owners, insurance adjusters, claims professionals, and attorneys who need independent and defensible total loss valuations for settlement disputes, litigation, or casualty loss tax filings. Business owners with totaled fleet vehicles or equipment also rely on our appraisals to document actual cash value for insurance and tax purposes.

What Kansas clients say we are known for

Kansas Appraisal Reviews: “They were wonderful to work with” and “Absolutely worth the price we paid”

  1. Being the appraiser they come back toMentioned in 10 reviews
  2. Showing the research and the comparables behind the number“They diligently researched both equipment items and provided well-documented reports” Bob H.Mentioned in 7 reviews
  3. Answering fast, and staying reachable while the work runs“From the start they were very responsive, price competitive” Chris S.Mentioned in 5 reviews
  4. Delivering the finished report ahead of the deadlineMentioned in 5 reviews
  5. Picking up on a weekend, and expediting when a tax deadline is closeMentioned in 3 reviews

Across 17 published Kansas appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.

  • Joe at AppraiseItNow was extremely helpful with my total loss situation and requirements! I contacted him on Saturday of a holiday weekend (Labor Day 2025) and he responded back promptly! He then provided all the intake requirements to support my RV appraisal for insurance purposes which made the information sharing very simple (completed in 5-minutes). His team took the information and developed a comprehensive, industry standard report for me to provide back to my insurance company to ensure I receive the proper value for my RV. This was reviewed and completed within a few business days! Working with AppraiseItNow was a relief and a reasonable price. If I ever find myself in needing an apprasal again I will be a returning customer! I am definitely referring others in similar situation to me and confirming that AppraiseItNow can be trusted to deliver what they commit to! Thank you again for the support to Joe and the AppraiseItNow team!!!
    Phil M. ·

    Recreational Vehicle Appraisal for Total Loss

  • My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
    Chriss P. ·

    Car Appraisal for Insurance Claim

  • The appraisal was done very well. Since he was a local artist here in Charleston, SC, they took the time to study and review Jim Booth’s art. His work has made him extremely famous, which can make an appraisal challenging, but they did a superb job and clearly explained how they arrived at the appraisal value. I highly recommend Appraise It Now and will use them again for all my artwork.
    Lonnie L. ·

    Artwork Appraisal for Insurance Coverage

  • AppraiseItNow did an outstanding job appraising my 1998 Bobcat Skid Steer and circa 2010 Yuchai Crawler Dozer. We could not locate a serial number on the dozer, and there were no online sales available, but they were still able to develop an accurate appraisal using known specifications for my dozer compared to other comparable make and model dozers. They diligently researched both equipment items and provided well-documented reports.
    Bob H. ·

    Machinery & Equipment Appraisal

  • I was in dire need of an appraisal for my father's mobile home, which he needed for Medicaid approval. I couldn’t find anyone to do it for a long time, but then I found this company online and decided to give them a try. I’m so glad I did. They were wonderful to work with. I sent the pictures, and within just a few days I received the appraisal. They are absolutely worth the money.
    Kevin N. ·

    Mobile Home Appraisal

  • From the start they were very responsive, price competitive, and had a quick turn around time. Thank you so much to Joe who was very sweet in responding to my emails; I am looking forward to utilizing AppraiseItNow for many years to come.
    Chris S. ·

Frequently Asked Questions on Kansas Total Loss Appraisers

At what point is a vehicle a total loss in Kansas?

Kansas brands a vehicle salvage when repair costs to pre-loss condition equal or exceed 75% of its fair market value immediately before the damage, under K.S.A. 8-197. For first-party insurance decisions beyond that branding rule, there is no separate fixed statutory threshold; policy language and the insurer's economics control, which makes the fair market value input decisive.

How must Kansas insurers calculate a total loss payout?

Under K.A.R. 40-1-34, the valuation must rest on comparable vehicles in the local market area, two or more written quotations from licensed local dealers, or a statistically valid local-market source. Every deduction for mileage, prior damage, or needed repairs must be measurable, discernible, and itemized in dollar amounts in the claim file.

Can I challenge the deductions in my Kansas total loss valuation?

Yes, because the regulation requires each adjustment to be itemized and supportable; a vague condition adjustment does not meet that standard. An independent appraisal built on local comparables lets you test the insurer's figures line by line, which is exactly the review we prepare for disputed Kansas total loss claims.

Is the county's 30% assessed value evidence of what my vehicle was worth?

No. Kansas values tax-roll vehicles at fair market value and then assesses them at 30% for taxation, a constitutional assessment mechanism unrelated to insurance claim standards. The same vehicle legitimately carries different numbers in the two systems, so total loss disputes should be argued with market comparables, not tax records.