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Illinois insurance coverage appraisers preparing USPAP-compliant appraisals of personal property, equipment and machinery, fine art, boats and watercraft, and automobiles and vehicles for insurance scheduling and coverage. AppraiseItNow provides credentialed, USPAP-compliant insurance coverage appraisals across Illinois, including Chicago, Springfield, and Rockford.
DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, UNDERWRITERS, AND AGENTS ACROSS ILLINOIS.
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Owner & CEO
Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.
Personal Property Appraiser
ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.
Machinery & Equipment Appraiser
Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.
Personal Property Appraiser
ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.
Vehicle Appraiser
CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.
Business Valuation Expert & Appraiser
ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.
Business Valuation Expert & Appraiser
Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.
Client Success Manager
Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.
International Society of AppraisersAccredited Member
Certified Appraisers Guild of AmericaCertified Appraiser
American Society of AppraisersAccredited Senior Appraiser
The Appraisal FoundationAuthorized by Congress as the source of appraisal standardsAppraiseItNow provides insurance coverage appraisals for individuals and businesses throughout Illinois, establishing accurate insurable values so policy limits reflect true replacement or actual cash value. Illinois property owners frequently need documented appraisals when adding scheduled riders, updating coverage after new acquisitions, or resolving disputes with insurers over the extent of a covered loss. No IRS filing triggers apply to insurance coverage appraisals, but USPAP-compliant reports are essential for insurer acceptance and policy documentation.
AppraiseItNow offers both remote and onsite appraisal options, making it easy to get coverage documentation whether you are in Chicago, Springfield, Peoria, or anywhere else served by our appraisers in Illinois. Online appraisals are completed using submitted photos and documentation, while onsite visits are available for complex or high-value assets requiring in-person inspection.
AppraiseItNow covers the major asset classes that Illinois insurers and policyholders most commonly need documented for coverage purposes:
AppraiseItNow serves Illinois homeowners, collectors, business owners, and fleet operators who need accurate, insurer-accepted valuations to properly schedule and protect their assets. From Chicago-area art collectors and Lake County manufacturers to downstate agricultural equipment owners and marina operators along Lake Michigan, we work with clients across every region of the state.
What Illinois clients say we are known for
Across 17 published Illinois appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.
These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and it’s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
Recreational Vehicle Appraisal for Insurance Coverage
The appraisal was done very well. Since he was a local artist here in Charleston, SC, they took the time to study and review Jim Booth’s art. His work has made him extremely famous, which can make an appraisal challenging, but they did a superb job and clearly explained how they arrived at the appraisal value. I highly recommend Appraise It Now and will use them again for all my artwork.
Artwork Appraisal for Insurance Coverage
AppraiseItNow's service was expeditious and professional. The report was thorough with plenty of examples and rationale for the valuations. Good service comes at a cost, but for me it was well worth it. Highly recommended!
Personal Property Appraisal for Insurance Coverage
We recently used AppraiseItNow for one of our clients and couldn’t be happier with the experience. The customer service was excellent, and Joe was quick to respond to all of our questions. He provided everything we needed promptly and made the process smooth from start to finish. Thank you!
Boat Appraisal for Insurance Coverage
I was looking for an appraisal and time was of the essence. They got the job done in only a few days with excellent customer service. Great business to work with.
Machinery & Equipment Appraisal for Insurance Coverage
Joe made the process to have my piece of furniture appraised extremely easy, efficient and quick. My experience was great and I'd recommend AppraiseItNow to anyone looking for an appraisal.
Furniture Appraisal for Insurance Coverage
No. Illinois licenses only real estate appraisers under the Real Estate Appraiser Licensing Act of 2002 (225 ILCS 458), and IDFPR oversight does not extend to personal property. When we appraise jewelry, art, equipment, or household contents for insurance scheduling, the report's weight rests on the appraiser's competence and methodology rather than a state license, which is why documentation quality matters so much in Illinois.
No, because Illinois abolished ad valorem taxation of individuals' personal property, so there is no assessment record for automobiles, furniture, or collections to fall back on. The Illinois Department of Revenue treats personal property as a category separate from real estate, and items like household contents never appear on the tax rolls. An independent appraisal is the practical way to document value for your insurer.
Illinois defines personal property as all property that is not real estate, including automobiles, livestock, money, and furniture. That definition covers the assets we most often schedule for coverage: vehicles, jewelry, fine art, business equipment, and household contents. Anything permanently attached to a building falls under real estate rules instead, so the line matters when insuring fixtures or installed equipment.
No. Illinois law treats inventories and appraisals as admissible evidence that is not conclusive, meaning other evidence of value can outweigh them (755 ILCS 5/14-3). A thorough report with described items, condition notes, and market support carries far more weight in a later dispute than a bare number, so we document the basis for every value we assign.
