Florida Boat Appraisers

5.0from 80+ client reviews

Boat appraisals in Florida for donations, insurance, estate tax, and divorce, prepared in accordance with USPAP and IRS requirements. AppraiseItNow appraises sailboats, motorboats, yachts, personal watercraft, and fishing boats across Florida, including Miami, Tampa, and Orlando.

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DEFENSIBLE, USPAP-COMPLIANT BOAT APPRAISAL REPORTS — QUALIFIED FOR THE IRS, FLORIDA COURTS, LENDERS, INSURERS, AND MORE.

  • Progressive Insurance
  • GEICO
  • Chase
  • State Farm
  • Truist
  • Florida Courts
  • Allstate
  • IRS

Credentialed Appraisers Serving Florida

Between them, our marine appraisers hold CAGA designations, and every report is written to USPAP for the IRS, Florida courts, lenders, insurers, and more.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About Boat Appraisals in Florida

Florida is home to one of the largest and most active boating markets in the United States, making professional boat appraisals essential for a wide range of purposes including donations, insurance coverage, estate tax reporting, and divorce proceedings. Whether you own a center console fishing boat on the Gulf Coast, a luxury yacht docked in Miami, or an airboat navigating the Everglades, AppraiseItNow connects you with credentialed appraisers who understand Florida's unique waterways, vessel registration requirements, and the market dynamics shaping boat values across the state in 2026.

AppraiseItNow offers both remote and onsite boat appraisals throughout Florida, giving clients the flexibility to choose the format that best fits their timeline and asset type. Remote appraisals are completed using photographs, documentation, and vessel records, while onsite inspections allow appraisers to evaluate condition, equipment, and mechanical systems in person at marinas, private docks, or storage facilities across the state. We offer Fair Market Value (FMV), Replacement Value, Orderly Liquidation Value (OLV), Forced Liquidation Value (FLV), and Actual Cash Value (ACV) appraisals for various intended uses.

What Types of Boats Do We Appraise in Florida?

AppraiseItNow appraises a broad range of watercraft throughout Florida, reflecting the state's diverse boating culture from offshore fishing to inland waterway recreation. Our appraisers are experienced with:

  • Powerboats and center console fishing boats
  • Sailboats and catamarans
  • Yachts and motor yachts
  • Pontoon boats and deck boats
  • Personal watercraft and jet skis
  • Airboats and flat-bottom boats
  • Bowriders and runabouts
  • Trawlers and cruisers
  • Commercial vessels and charter boats
  • Houseboats and liveaboards

Florida's boating market includes everything from entry-level recreational vessels to multi-million dollar superyachts, and our appraisers are equipped to handle valuations across that entire spectrum. Whether your vessel is registered through a local Tax Collector's Office under Florida's annual registration requirements, documented with the U.S. Coast Guard, or subject to the updated title accountability standards introduced under Senate Bill 164, we provide appraisals that hold up to scrutiny for legal, financial, and tax purposes.

Who Does AppraiseItNow Serve in Florida?

AppraiseItNow serves individual boat owners, estate attorneys, insurance professionals, financial advisors, divorce attorneys, and nonprofit organizations throughout Florida who need accurate, credentialed valuations for legal, financial, or compliance purposes. Whether you are donating a vessel, settling an estate, securing insurance coverage, or navigating a divorce proceeding, our appraisers provide the documentation you need to move forward with confidence.

What clients say we are known for

AppraiseItNow Reviews: “AppraiseItNow was excellent to work with” and “I love your professional service”

  1. Being the appraiser they come back to“I would gladly use them again” Scott H.Mentioned in 44 reviews
  2. Answering fast, and staying reachable while the work runsMentioned in 34 reviews
  3. Taking on items other appraisers had already turned downMentioned in 14 reviews
  4. Showing the research and the comparables behind the numberMentioned in 29 reviews
  5. Delivering the finished report ahead of the deadlineMentioned in 21 reviews

Across 80+ published AppraiseItNow reviews the picture is consistent: every one is from a client who paid us for an appraisal, and the three things they raise most often are that they would hire us again, how quickly we answer, and how much research is visible in the report.

  • I love the online appraisal format to give me a good idea of what my boat is worth without showing the boat. The appraisal fee is more than reasonable, and I love your professional service!
    Tak-ming K. ·

    Boat Appraisal for Charitable Donation

  • We recently used AppraiseItNow for one of our clients and couldn’t be happier with the experience. The customer service was excellent, and Joe was quick to respond to all of our questions. He provided everything we needed promptly and made the process smooth from start to finish. Thank you!
    Alice T. ·

    Boat Appraisal for Insurance Coverage

  • AppraiseItNow delivered a fair, well-supported appraisal that met all required standards. Their team was professional, responsive, and fast throughout the process. I would gladly use them again.
    Scott H. ·

    Boat Appraisal for Charitable Donation

  • AppraiseItNow helped us appraise a very unique set of propulsion boats. Service was top notch and provided incredible value for the cost!
    Austin S. ·

    Boat Appraisal for Loan Collateral

  • AppraiseItNow was excellent to work with. They delivered exactly what I needed and were incredibly responsive throughout the process. I’d definitely recommend them!
    Jorge M. ·

    Boat Appraisal for Insurance Claim

  • Very straightforward and efficient way to gain a quality certified boat appraisal. I will suggest AppraiseItNow to all my boating friends!
    Michael L. ·

    Boat Appraisal for Loan Collateral

We deliver written boat and yacht appraisals for estate tax, charitable donations, divorce, and insurance claims

Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.

Popular uses of our appraisal reports include:‍

Tax, Estate & Financial Planning

Life Events & Special Circumstances

Frequently Asked Questions on Florida Boat Appraisers

Which price guides do appraisers use for boats in Florida?

The three standard references are the J.D. Power (formerly NADA) Marine guide, the ABOS Marine Blue Book from Price Digests, and BoatWizard's SoldBoats database of closed brokerage sales. Each calculates values differently and they can diverge significantly for the same vessel, so we cross-check multiple guides against actual closed-sale data rather than anchoring on one report.

How do engine hours and equipment affect a boat's appraised value?

They are core adjustment factors. Appraisers compare the subject vessel to recent sales of similar make, model, and year, then adjust for engine hours, propulsion, condition, upgrades, and location. Documented ownership and build history matter too: race history, notable prior owners, and quality restoration can raise value, but only with supporting records.

When is a boat appraised in a Florida divorce?

Usually close to trial. Florida divides marital property under equitable distribution (section 61.075, Florida Statutes), and courts value assets as of a date the judge deems just, with a date near trial as the practical default. A current fair market value appraisal of the vessel gives both sides a defensible number for negotiation or hearing.

Does a Florida boat title determine how the boat is taxed?

No. Vessel titling and registration run through Chapter 328 of the Florida Statutes and the county tax collector, while ad valorem exposure is decided separately by the county property appraiser under the tangible personal property rules. A privately used boat generally owes no tangible personal property tax; a boat used in a business or to produce income can, based on its status each January 1.