Alabama Damage Claim Appraisers

5.0from 80+ client reviews

Alabama damage appraisers providing USPAP-compliant valuations of personal property, equipment and machinery, fine art, boats and watercraft, automobiles and vehicles, and inventory for insurance damage claims. AppraiseItNow provides credentialed, USPAP-compliant damage claim appraisals across Alabama, including Birmingham, Huntsville, and Mobile.

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DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, ADJUSTERS, AND CLAIMS REVIEWERS ACROSS ALABAMA.

  • State Farm
  • Progressive Insurance
  • Chase
  • Allstate
  • GEICO
  • Alabama Courts
  • Nationwide Insurance
  • Regions Bank
  • IRS

Credentialed Appraisers Serving Alabama

Between them, our appraisers hold ISA, CAGA, ASA, ABV, and CFA designations, and every report is written to USPAP for insurance carriers, adjusters, and claims reviewers across Alabama.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Anne Hay

Anne Hay

Personal Property Appraiser

ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Ashley Innes

Ashley Innes

Personal Property Appraiser

ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Justin Ramirez

Justin Ramirez

Business Valuation Expert & Appraiser

ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.

Raymond Ghelardi

Raymond Ghelardi

Business Valuation Expert & Appraiser

Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Replacement valueThe retail replacement cost carriers and adjusters schedule and settle against
  • International Society of AppraisersAccredited Member
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • American Society of AppraisersAccredited Senior Appraiser
  • AICPAAccredited in Business Valuation
  • CFA InstituteChartered Financial Analyst
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About Damage Claim Appraisals in Alabama

AppraiseItNow provides certified damage claim appraisals for Alabama residents and businesses facing insurance disputes, storm-related losses, vehicle accidents, and other casualty events. Alabama's Gulf Coast exposure to hurricanes and its high volume of vehicle traffic make damage claim appraisals a frequent necessity, particularly when insurers and policyholders disagree on the amount of loss. Unreimbursed casualty losses may also require documentation on IRS Form 4684 to support federal tax deductions.

AppraiseItNow offers both remote and onsite appraisal options, making it easy to get a qualified valuation regardless of where you are located. Our appraisal services in Alabama cover the full state, from coastal Mobile to Huntsville and every community in between.

What Does AppraiseItNow Appraise for Damage Claims in Alabama?

We cover all major asset categories commonly involved in Alabama damage claim situations, including:

  • Personal Property, including jewelry, antiques, furniture, coins, collectibles, and household goods
  • Equipment & Machinery, including medical equipment, restaurant equipment, manufacturing machinery, and technology assets
  • Fine Art, including paintings, prints, sculpture, photography, and mixed media
  • Boats & Watercraft, including sailboats, powerboats, yachts, jet skis, and personal watercraft
  • Automobiles & Vehicles, including cars, trucks, motorcycles, RVs, trailers, and classic vehicles
  • Inventory, including retail inventory, wholesale stock, raw materials, and finished goods

Who Does AppraiseItNow Serve in Alabama for Damage Claims?

We serve Alabama homeowners, vehicle owners, business operators, and legal professionals who need a credentialed, independent appraisal to support an insurance claim, dispute a settlement offer, or document a casualty loss for tax purposes. Clients in coastal and storm-prone regions, as well as those involved in vehicle accident claims seeking diminished value documentation, are among those we most frequently assist.

What Alabama clients say we are known for

Alabama Appraisal Reviews: “They were wonderful to work with” and “These guys were phenomenal”

  1. Being the appraiser they come back to“I highly recommend their services” Kim R.Mentioned in 10 reviews
  2. Showing the research and the comparables behind the number“it’s clear they did a significant amount of research” Kim R.Mentioned in 7 reviews
  3. Answering fast, and staying reachable while the work runs“From the start they were very responsive, price competitive” Chris S.Mentioned in 5 reviews
  4. Delivering the finished report ahead of the deadlineMentioned in 5 reviews
  5. Picking up on a weekend, and expediting when a tax deadline is closeMentioned in 3 reviews

Across 17 published Alabama appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.

  • My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
    Chriss P. ·

    Car Appraisal for Insurance Claim

  • These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and it’s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
    Kim R. ·

    Recreational Vehicle Appraisal for Insurance Coverage

  • AppraiseItNow did an outstanding job appraising my 1998 Bobcat Skid Steer and circa 2010 Yuchai Crawler Dozer. We could not locate a serial number on the dozer, and there were no online sales available, but they were still able to develop an accurate appraisal using known specifications for my dozer compared to other comparable make and model dozers. They diligently researched both equipment items and provided well-documented reports.
    Bob H. ·

    Machinery & Equipment Appraisal

  • I was in dire need of an appraisal for my father's mobile home, which he needed for Medicaid approval. I couldn’t find anyone to do it for a long time, but then I found this company online and decided to give them a try. I’m so glad I did. They were wonderful to work with. I sent the pictures, and within just a few days I received the appraisal. They are absolutely worth the money.
    Kevin N. ·

    Mobile Home Appraisal

  • I recently requested a retroactive appraisal for fine art from AppraiseItNow. I received excellent service from intake to delivery. The appraisal was delivered on time and the content of the appraisal absolutely met my expectations!
    James H. ·

    Artwork Appraisal

  • From the start they were very responsive, price competitive, and had a quick turn around time. Thank you so much to Joe who was very sweet in responding to my emails; I am looking forward to utilizing AppraiseItNow for many years to come.
    Chris S. ·

Frequently Asked Questions on Alabama Damage Claim Appraisers

How long do I have to file a damage claim against the State of Alabama?

One year from the date of the property damage. Claims for personal property damaged by state agencies or employees go to the Alabama State Board of Adjustment on its mandatory claim form, not to circuit court. The Board of Adjustment property damage claim instructions spell out the filing requirements, and a documented valuation of the damaged property strengthens the claim.

What is the statute of limitations for personal property damage lawsuits in Alabama?

Most negligence-based property damage claims in Alabama must be filed within two years under Ala. Code § 6-2-38, while a separate six-year period under § 6-2-34 applies to trespass to real or personal property. Because both statutes coexist, which deadline governs depends on how the claim is framed, so confirm the applicable period with your attorney before relying on the longer window.

How does Alabama measure the value of damaged personal property?

Alabama courts apply the before-and-after rule: damages equal the reasonable market value of the property immediately before the damage minus its value immediately after. For motor vehicles, Ala. Code § 32-8-87(d) adds a bright line, treating the vehicle as a total loss when repair costs reach 75% of its pre-loss market value. Our appraisals document both the pre-loss and post-loss values that rule requires.

Can an appraiser resolve a coverage dispute in an Alabama insurance claim?

No. Alabama confines insurance appraisers to deciding the amount of loss, meaning repair costs or the extent of damage. Coverage and causation disputes must be resolved in court, so an appraisal fixes the dollar figure while legal questions about whether the policy applies stay with the judge.