Texas Auto Appraisers

5.0from 80+ client reviews

Auto appraisals in Texas for insurance claims, charitable donations, probate, and divorce, prepared in accordance with USPAP and IRS requirements. AppraiseItNow appraises pickups, SUVs, RVs, travel trailers, and manufactured homes across Texas, including Houston, Dallas, and San Antonio.

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DEFENSIBLE, USPAP-COMPLIANT AUTO APPRAISAL REPORTS — QUALIFIED FOR THE IRS, TEXAS COURTS, LENDERS, INSURERS, AND MORE.

  • State Farm
  • Progressive Insurance
  • GEICO
  • Ally Financial
  • Hagerty
  • Allstate
  • Chase
  • Frost Bank
  • IRS
  • Texas Courts

Credentialed Appraisers Serving Texas

Between them, our vehicle appraisers hold CAGA designations, and every report is written to USPAP for the IRS, Texas courts, lenders, insurers, and more.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards
Owners we have served
Across TexasFrom Wichita Falls and the South Plains to Central Texas, Houston, and the border near Laredo.
The value a claim turns on
Actual cash valueWhat the vehicle was worth immediately before the loss, supported by sales of comparable vehicles rather than a guide price.
Where the work starts
Records and photosThe title, repair and build records, and the owner's photographs, with an inspection in person when the vehicle's condition is the dispute.

We Write Texas Auto Appraisals for Insurers, Charities, and Courts in Fort Worth and San Antonio

AppraiseItNow appraises pickups, SUVs, RVs, converted buses, travel trailers, and manufactured homes across Texas, for the insurer, lender, charity, or court that needs an independent value.

Total loss

Actual cash value from the owner's own market

When a settlement sits below what the same vehicle sells for nearby, we rebuild actual cash value from comparable sales in that market, with aftermarket equipment and recent parts accounted for rather than left out.

Storm damage

Repaired damage valued as repaired

A vehicle that came through an earlier hailstorm and was fixed should not lose value twice. We document the prior repair from its records, so the pre-loss value reflects the vehicle as it actually stood before the new claim.

Donations, loans, sales

Vehicles no pricing guide covers

Converted school buses, older motorhomes, custom trailers, and cars that no longer run have no dependable book figure. We value them from sales of comparable units and the build or repair history, the evidence a charity, an executor, or a lender asks for.

Totaled Pickups, Hail Claims, and Donated Cars Fill Our Texas Case Files

Three recent Texas assignments, told in a line each. Owner names, dollar figures, and addresses stay in the file.

Lifted silver pickup truck on a gravel ranch road

Total loss claim

A lifted F150 in Lake Dallas whose total loss offer trailed local listings

An actual cash value appraisal for the claim, with each aftermarket upgrade weighed rather than dropped.

  • Actual cash value
White Class C motorhome parked at an RV park under oak trees

Hail claim

A Wichita Falls RV marked down for hail damage repaired years earlier

Valued in good, undamaged condition, the baseline the owner needed to contest the deduction.

  • Pre-loss condition
Dark gray crossover SUV parked in a driveway

Charitable donation

A Lexus SUV in Arlington, donated after it stopped running

Valued as it sat for the donor's Form 8283, not at its clean retail figure.

  • Fair market value

Every Vehicle We Value in Houston and Dallas Falls Under Texas Claim, Salvage, and Title Rules

Three Texas rules decide how a disputed vehicle loss is settled, when a damaged vehicle becomes salvage, and what it takes to title a vehicle that has no usable title.

Insurance claims

Jan 1, 2026

policies issued or renewed on or after

Texas Auto Policies Now Settle a Disputed Amount of Loss by Appraisal

Senate Bill 458 added Chapter 1813 to the Texas Insurance Code. Every personal auto policy delivered, issued, or renewed in Texas on or after January 1, 2026 must include an appraisal provision, used only to decide the amount of loss when the owner and the insurer disagree on it, and the award binds both sides unless there was fraud, an accident, or a material mistake. That process runs on an independent valuation, which is the report we prepare.

SB 458, enrolled text

Total loss

ACV

actual cash value before the damage

Texas Draws the Salvage Line at the Vehicle's Value Before the Damage

Under the Transportation Code, a vehicle becomes a salvage motor vehicle when the cost of repairs, leaving out repainting and sales tax, exceeds its actual cash value immediately before the damage. The pre-loss value is therefore the number a Texas salvage determination is measured against, and the figure worth checking when an insurer declares a total loss.

Transportation Code § 501.091

Bonded titles

150%

of the vehicle's value, the size of the surety bond

Texas Sets a Bonded Title's Value Before It Will Take an Appraisal

A vehicle with no usable title can be titled in Texas against a surety bond for one and a half times its value. TxDMV takes that value from the Standard Presumptive Value, then a national reference guide, and accepts an appraisal only when neither covers the vehicle, or in place of the guide for a vehicle 25 years or older. That appraisal must come from a Texas licensed motor vehicle dealer or insurance adjuster, on the department's form, within 30 days.

43 Tex. Admin. Code § 217.9

What Texas clients say we are known for

Texas Appraisal Reviews: “These guys were phenomenal” and “We were completely satisfied with the experience”

  1. Answering fast, and staying reachable while the work runsMentioned in 9 reviews
  2. Showing the research and the comparables behind the number“it’s clear they did a significant amount of research” Kim R.Mentioned in 8 reviews
  3. Being the appraiser they come back to“I highly recommend their services” Kim R.Mentioned in 8 reviews
  4. Following the regulatory guidelines the IRS and the courts requireMentioned in 5 reviews
  5. Taking on items other appraisers had already turned downMentioned in 2 reviews

Across 22 published Texas appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are how quickly we answer, how much research is visible in the report, and that they would hire us again.

  • My wife and I purchased a property that included a double-wide mobile home, which we decided to donate to a local charitable organization that provides housing for low-income families. This type of donation required a formal appraisal to qualify for an IRS tax deduction, so we reached out to Appraise It Now. From the start, they were able to clearly answer all of our questions about both the appraisal process and the tax deduction requirements. We provided photos and additional details, and within 10 days we received a thorough, well-prepared report that included all the necessary IRS forms. I’m giving Appraise It Now a five-star review because communication was excellent throughout the entire process. Everyone I spoke with was helpful, friendly, and professional, and emails were always answered quickly. We were completely satisfied with the experience. Thank you!
    Manuel P. , Austin, TX ·

    Mobile Home Appraisal for Charitable Donation

  • These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and it’s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
    Kim R. , Emory, TX ·

    Recreational Vehicle Appraisal for Insurance Coverage

  • My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
    Chriss P. ·

    Car Appraisal for Insurance Claim

  • They appraised an older trailer for me that required a bonded title. They were great with communication and it only took about 2 weeks to get a very nice detailed appraisal report, which finding comps for older trailers is not straight forward. Highly recommend!
    Andrew K. ·

    Trailer Appraisal for Title Bond

  • Friendly, speedy service with fair value.
    Christina W. ·

    Auto Appraisal for Probate

  • We were amazed at their professionalism in working with us and the quality of the final appraisal report. And all for thousands less than other appraisers.
    Gary T. ·

    Tractor Appraisal for Charitable Donation

AppraiseItNow prepares vehicle appraisal reports for donations, diminished value claims, divorce, and estate settlement

Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.

Popular uses of our appraisal reports include:‍

Transactions, Lending & Investment

  • Auto Loan Financing
  • Purchase price allocation & cost segregation
  • Mergers & Acquisitions (transactional due diligence)
  • Financial Reporting

Life Events & Special Circumstances

  • Divorce
  • Social Security reporting or Medicaid Application Filings
  • E-2 visa applications

Frequently Asked Questions on Texas Auto Appraisers

Is a truck I owned before the marriage still mine in a Texas divorce?

Only if you can prove it. Texas Family Code § 3.003 presumes that property either spouse holds during the marriage or at divorce is community property, and overcoming that takes clear and convincing evidence, usually the title, the purchase records, and a trail for the money that paid for it. Once each vehicle is classified, the appraisal gives both sides one fair market value to divide or offset.

Do Texas businesses have to render trucks for property tax?

Yes. Tangible personal property used for the production of income, which includes work trucks, must be rendered to the appraisal district annually, generally by April 15 with an automatic extension to May 15 on written request. The chief appraiser can also inspect the property and require a written statement supporting the rendered value within 21 days of the request.

Which standard of value applies when a truck is totaled in Texas?

Insurance claims typically settle on actual cash value, derived from cost and market data adjusted for mileage, condition, options, and location, which is not the same as retail asking price or replacement cost new. A credible appraisal states the definition of value it uses, because fair market value, replacement cost less depreciation, and actual cash value can each produce a different number for the same truck.

What should I send for an online vehicle appraisal in Texas?

The title and registration, clear photographs of each side, the interior, the odometer, and any damage, and whatever repair, build, or maintenance records exist. For an insurance claim, include the insurer's valuation report too, since its comparables and condition ratings are what the appraisal has to test.