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Boat appraisals for damage claim, prepared to support insurance submission. AppraiseItNow provides certified marine valuations covering hull, engines, and onboard systems to support accurate settlements and prevent underpayment.
…couldn’t be happier with the experience
AppraiseItNow was excellent to work with… They delivered exactly what I needed
…I am looking forward to utilizing AppraiseItNow for many years to come
DEFENSIBLE, USPAP-COMPLIANT BOAT APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, ADJUSTERS, AND CLAIMS REVIEWERS.
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Owner & CEO
Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.
Vehicle Appraiser
CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.
Client Success Manager
Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.
Certified Appraisers Guild of AmericaCertified Appraiser
The Appraisal FoundationAuthorized by Congress as the source of appraisal standardsWhen a boat sustains damage from a storm, collision, grounding, or other covered peril, insurers require a professional appraisal to substantiate the claim and establish actual cash value or replacement cost before and after the loss event. For casualty losses reported on IRS Form 4684, the appraisal must document fair market value immediately before and after the incident. Our marine vessel appraisal services cover hull integrity, engine systems, electronics, rigging, and onboard equipment, producing a defensible report that quantifies the full scope of loss and supports insurer negotiations.
AppraiseItNow delivers these appraisals both online and onsite across the United States, working with boat owners, attorneys, and insurers to move claims forward efficiently. Whether you need a single damage survey or ongoing insurance loss support for a fleet, our credentialed appraisers bring the documentation standards and USPAP compliance that insurers and courts expect.
AppraiseItNow covers a wide range of vessel types and damage scenarios commonly encountered in insurance and casualty loss situations.
Our appraisers document pre-loss condition using maintenance records, prior surveys, serial numbers, and any available photos or video, then assess post-damage condition through physical inspection or detailed remote review of submitted documentation.
What clients say we are known for
Across 80+ published AppraiseItNow reviews the picture is consistent: every one is from a client who paid us for an appraisal, and the three things they raise most often are that they would hire us again, how quickly we answer, and how much research is visible in the report.
We recently used AppraiseItNow for one of our clients and couldn’t be happier with the experience. The customer service was excellent, and Joe was quick to respond to all of our questions. He provided everything we needed promptly and made the process smooth from start to finish. Thank you!
Boat Appraisal for Insurance Coverage
AppraiseItNow was excellent to work with. They delivered exactly what I needed and were incredibly responsive throughout the process. I’d definitely recommend them!
Boat Appraisal for Insurance Claim
From the start they were very responsive, price competitive, and had a quick turn around time. Thank you so much to Joe who was very sweet in responding to my emails; I am looking forward to utilizing AppraiseItNow for many years to come.
Very thorough and professional — great communication and outstanding service. Highly impressed with their work!
The vessel's fair market value immediately before and after the incident, built from comparable sales, prior photos, and maintenance logs, plus repair costs supported by multiple estimates prepared to ABYC standards. That before-and-after spread, not the repair invoice alone, is what insurers, courts, and the IRS evaluate.
For a personal-use boat, the starting loss is the lesser of the decline in fair market value or the adjusted basis, reduced by insurance proceeds, then by a $100 per-event floor and 10 percent of adjusted gross income, reported on Form 4684. Documenting basis, both values, and reimbursements is essential to the filing.
No. For partial loss, repair costs are recoverable only while they stay below the diminution in market value and the vessel's pre-injury value; beyond that, the claim converts to a constructive total loss measured on value, not invoices. A damage appraisal therefore analyzes post-repair value as well as pre-loss value.
Coast Guard rules and most states require a written accident report when total property damage exceeds $2,000, or when there is a death, serious injury, or a lost vessel. That report's incident details and damage descriptions become core evidence that insurers and courts use to verify the loss circumstances behind the appraisal.