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ACV appraisals of personal property, artwork, machinery & equipment, cars, boats and more - accepted by major insurance carriers.
DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS — QUALIFIED FOR THE IRS, INSURANCE AGENCIES, LENDERS, AND MORE.
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Owner & CEO
Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.
Personal Property Appraiser
ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.
Machinery & Equipment Appraiser
Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.
Personal Property Appraiser
ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.
Business Valuation Expert & Appraiser
ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.
Vehicle Appraiser
CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.
Business Valuation Expert & Appraiser
Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.
Client Success Manager
Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.
International Society of AppraisersAccredited Member
Certified Appraisers Guild of AmericaCertified Appraiser
American Society of AppraisersAccredited Senior Appraiser
The Appraisal FoundationAuthorized by Congress as the source of appraisal standardsWe provide independent, USPAP-compliant Actual Cash Value appraisals to support insurers, adjusters, brokers, risk professionals, and property owners in determining the depreciated value of assets at the time of loss or evaluation.
Actual Cash Value typically reflects replacement cost less depreciation for age, condition, obsolescence, and remaining useful life. Many assignments can be completed efficiently using documentation, photographs, and market research, while onsite inspections are recommended when complexity or dispute risk is elevated.
Actual Cash Value is most frequently requested for transportation equipment, particularly following damage, total loss, or settlement negotiations.
We regularly appraise:
ACV conclusions reflect mileage or hours, condition prior to loss, options and configuration, prior repairs, and comparable market transactions. Where carriers require marine surveys or physical inspections, those must be performed onsite.
We appraise individual items and collections of tangible personal property commonly evaluated in insurance claims and coverage reviews, including:
ACV analysis considers wear, prior use, market desirability, and the realistic resale environment at the effective date of value.
Our credentialed appraisers provide ACV opinions across a wide range of commercial and industrial assets, often in the context of claims adjustment, loss measurement, or dispute resolution.
Common categories include:
Depreciation, maintenance history, functional utility, and market liquidity are key drivers in the analysis.
We provide ACV appraisals for business-owned tangible property to help quantify exposure and support claim resolution, including:
These reports are often used by adjusters, forensic accountants, and legal teams.
While many ACV assignments can be completed using documentation, some situations warrant physical inspection — particularly where condition, damage, authenticity, or pre-loss functionality is disputed.
If an onsite visit is necessary, we will advise you before engagement.
Our ACV appraisals are prepared by qualified professionals using recognized valuation methodologies and are structured for reliance by carriers, adjusters, brokers, and legal advisors.
Reports are commonly used for:
If you are unsure whether Actual Cash Value is the correct definition or whether your assets can be evaluated remotely, our team can quickly confirm feasibility.
AppraiseItNow serves major businesses and commercial clients, including:
AppraiseItNow also serves individual consumers with projects large and small. These clients often include:
ACV is commonly applied when insurance policies settle losses on a depreciated basis or when determining the value of property immediately prior to damage or loss.
It is frequently relied upon in claim negotiations, total loss determinations, and dispute resolution.
We provide ACV opinions for a wide range of personal and commercial property, including:
If you are unsure whether your asset qualifies, we can confirm scope before starting.
Depreciation is not a flat percentage. Appraisers consider multiple factors, such as age, usage, maintenance, condition prior to loss, functional utility, and market demand.
The goal is to reflect how buyers and sellers in the relevant market would discount the property at the valuation date.
Yes. ACV is one of the most frequently requested value definitions for:
Values typically reflect mileage or hours, configuration, condition, prior damage, and comparable market transactions.
Most ACV assignments require photographs, descriptions of condition prior to loss, identifying information such as VINs or serial numbers, and any maintenance or purchase records that are available.
If additional documentation is needed, we will outline it during scoping.
Most reports are completed within several business days after all necessary information has been received. Timing depends on asset complexity and research requirements. Rush service may be available.