USPAP-compliant appraisals by best-in-class appraisers
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Joe Kattan
Anne Hay, ISA AM
Jason Dolph, CAGA
Ashley Innes, ISA AM
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About AppraiseItNow's Coin Appraisal Services
AppraiseItNow provides professional coin and numismatic appraisal services for estate tax reporting, charitable donations (IRS Form 8283), insurance coverage, divorce proceedings, and probate. Our appraisers evaluate individual coins, complete sets, and large numismatic collections with the precision these assets demand, accounting for grade, mint mark, provenance, and current market conditions. Our mission is to deliver defensible, USPAP-compliant valuations with exceptional speed, professionalism, and client service.
Coin appraisals at AppraiseItNow are conducted as a specialized subset of professional personal property valuations, serving individual collectors, estates, attorneys, CPAs, and financial advisors who require independent, qualified opinions of value. Most coin appraisals can be completed remotely using detailed photographs and documentation, though onsite inspection may be coordinated for large collections, high-value rarities, or situations requiring physical examination of condition and authenticity. We offer Fair Market Value (FMV), Replacement Value, and Actual Cash Value (ACV) appraisals for various intended uses.
What Types of Coins Do We Appraise?
Coin collections vary widely in composition, era, and value, and our appraisers are equipped to handle the full range of numismatic assets. We appraise:
- U.S. rare and key-date coins, including Morgan dollars, Walking Liberty halves, and early American coinage
- Modern U.S. Mint issues, including commemoratives, proof sets, and uncirculated sets
- Ancient and world coins from international mints and historical periods
- Gold coins, including American Eagles, Saint-Gaudens double eagles, and pre-1933 U.S. gold
- Silver coins, including junk silver lots, silver dollars, and bullion-grade holdings
- Graded coins certified by PCGS, NGC, ANACS, or other recognized third-party grading services
- Raw (ungraded) coins requiring independent condition assessment
- Currency and paper money, including obsolete notes, Federal Reserve notes, and Confederate currency
- Numismatic collections assembled as part of an estate or trust
Who Does AppraiseItNow Serve?
AppraiseItNow serves individual collectors, families managing estates, and donors contributing coins to charitable organizations, as well as attorneys, CPAs, and estate professionals who need qualified, independent valuations for legal and tax purposes.
How much does a Coins appraisal cost?
Appraisal Type
Standard Fee Range
Pricing By Volume
What Drives Cost?
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How our Valuation Process Works
Written USPAP-compliant personal property appraisals for when defensibility matters.
Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.
Popular uses of our appraisal reports include:
Taxes, Estates & Financial Planning
- Gift Tax - IRS Form 709
- Estate Tax - IRS Form 706
- Charitable Donations - IRS Form 8283
- Estate planning, equitable distribution, and probate
- Loan Purposes
Life Events & Special Circumstances
- Divorce
- Social Security reporting or Medicaid Application Filings
- E-2 visa applications
Insurance & Risk Management
- Insurance coverage
- Insurance claims
- Third-party & legal damage claims
What types of coins does AppraiseItNow appraise?
AppraiseItNow appraises a wide range of numismatic and bullion assets, from individual rare coins to large inherited or collected holdings. This includes:
- U.S. and foreign coins
- Ancient and medieval coins
- Gold, silver, and platinum bullion coins
- Proof and mint sets
- Currency and paper money
- Numismatic collections of any size or era
Are your coin appraisals USPAP-compliant?
Yes. All coin appraisals completed by AppraiseItNow follow USPAP Standards 7 and 8, which govern the development and reporting of personal property valuations. Our appraisers identify each coin precisely, analyze relevant market data, and deliver a well-supported value opinion documented in a defensible written report. This level of compliance is required for IRS filings, insurance purposes, and legal proceedings.
What are common reasons someone needs a coin appraisal?
Coin appraisals are needed for a wide variety of legal, financial, and personal purposes, including:
- Estate tax reporting on IRS Form 706
- Charitable donation substantiation on IRS Form 8283 for contributions over $5,000
- Probate and estate distribution
- Insurance coverage and scheduling
- Divorce and equitable distribution proceedings
- Damage or theft insurance claims
- Selling or liquidating a collection
Can you appraise coins in poor condition, with unknown provenance, or with limited documentation?
Yes. Appraisers can work with coins regardless of condition or documentation gaps. Condition is assessed using the Sheldon Scale, which grades wear, surface quality, and toning, so a formal grade can be established even without prior certification. While provenance records like auction receipts or certificates of authenticity can increase value by 20 to 100 percent, their absence does not prevent a credible appraisal from being completed.
Can you appraise large collections or multiple coins?
Yes. AppraiseItNow regularly appraises collections of all sizes, from a single rare coin to estates with hundreds of pieces. Volume pricing is available for larger collections, and our appraisers are experienced in cataloging, grading, and valuing numismatic holdings efficiently. For very large or complex collections, we can coordinate an onsite inspection to ensure every piece is properly documented.
Do you provide online or remote coin appraisals?
Most coin appraisals are completed remotely using photographs and documentation submitted by the client. High-resolution images of the obverse, reverse, and edge are typically sufficient for grading and valuation. For larger collections or projects requiring physical inspection, we can coordinate an in-person appraiser anywhere in the United States.
How much does a coin appraisal cost?
Coin appraisal fees depend on the purpose and scope of the engagement. Standard appraisals for insurance coverage, personal use, probate, and estate distribution start at $195. Advanced appraisals for charitable donations, estate tax, divorce, insurance claims, and legal proceedings start at $295. Volume pricing by collection size is as follows:
- 1 item: $195 to $495
- 10 items: $695 to $1,200
- 50 to 100 or more items: $1,600 to $3,500 or more
All fees are quoted as a fixed price before work begins.
Do you offer discounted pricing for large volumes?
Yes. Collections of 50 or more coins qualify for discounted per-item pricing. A collection in the 50 to 100 or more item range is typically priced between $1,600 and $3,500 or more, which represents a significantly lower per-coin cost than single-item rates. Contact AppraiseItNow for a custom quote based on your collection size and appraisal purpose.
How long does a coin appraisal take?
Most remote coin appraisals are completed within 7 to 10 business days from the time all required materials are received. Onsite inspections or larger collections typically take 2 to 3 weeks. Rush service is available for same-day or next-day turnaround upon request.
Who prepares the appraisal report?
Appraisal reports are prepared by credentialed personal property appraisers with expertise in numismatics and collectibles. Each appraiser follows USPAP Standards 7 and 8 throughout the development and reporting process. AppraiseItNow's team includes ISA-accredited appraisers who specialize in personal property, including coins and currency.
Are your appraisers ISA, ASA, or AAA credentialed?
Yes. AppraiseItNow's personal property appraisers hold credentials from recognized professional organizations including the International Society of Appraisers (ISA). These credentials require demonstrated competency, adherence to USPAP, and ongoing education. Credentialed appraisers are recognized by the IRS, insurance companies, and courts as qualified to provide defensible valuations.
Do you prepare appraisals for IRS Form 8283 (Noncash Charitable Contributions)?
Yes. When you donate coins or a numismatic collection valued at $5,000 or more to a qualifying organization, the IRS requires a qualified appraisal to substantiate the deduction on Form 8283, Section B. AppraiseItNow prepares qualified appraisals that meet IRS requirements, including the appraiser declaration and a detailed description of each donated item with its fair market value.
Do you prepare appraisals for IRS Form 706 (Estate Tax)?
Yes. Coins included in a taxable estate must be reported at fair market value as of the date of death on IRS Form 706. The IRS defines fair market value as the price a willing buyer and seller would agree upon with reasonable knowledge of the facts, which means open-market auction comparables are used rather than retail or guidebook prices. AppraiseItNow prepares fully documented estate tax appraisals that satisfy IRS scrutiny and attach cleanly to Form 706 filings.
Do you buy, sell, or broker coins?
No. AppraiseItNow is an independent appraisal firm and does not buy, sell, or broker coins. This independence is essential to producing unbiased, defensible valuations that are accepted by the IRS, insurers, and courts. If you need a referral to a reputable dealer or auction house, our team is happy to point you in the right direction.
What information do you need to get started?
To begin a coin appraisal, it helps to provide as much of the following as possible:
- Clear photographs of the obverse, reverse, and edge of each coin
- Known details such as date, mint mark, and denomination
- Any existing grading certificates from PCGS or NGC
- Prior appraisals, auction receipts, or provenance documentation
- The purpose of the appraisal (estate, donation, insurance, divorce, etc.)
- An approximate count of items if appraising a collection
Can AppraiseItNow appraise coins located anywhere in the U.S.?
Yes. Remote appraisals are available to clients nationwide, with no geographic restrictions. For larger collections, estates, or situations where a physical inspection is warranted, AppraiseItNow can coordinate an in-person appraiser in any state. Whether your coins are in a safe deposit box in New York or a storage unit in Arizona, we can accommodate your needs.
Will my appraisal be accepted by the IRS, insurers, or courts?
Yes. AppraiseItNow's appraisals are USPAP-compliant, prepared by credentialed appraisers, and structured to meet the specific requirements of each intended use. IRS-qualified appraisals for Form 706 and Form 8283 include all required elements such as the appraiser's qualifications, methodology, and signed declaration. Insurance companies and courts also recognize our reports as independent, defensible valuations.
How does an appraiser determine fair market value for coins versus retail or guidebook prices?
The IRS requires fair market value to reflect what a willing buyer would pay a willing seller in an open market, which means retail prices and guidebook figures like the Red Book are not valid benchmarks. Appraisers rely on recent auction results from sources like Heritage Auctions and CoinArchives, cross-referenced with PCGS CoinFacts and NGC Census population data, to establish true market-driven values. In practice, IRS fair market value is often 30 to 70 percent lower than retail asking prices, and overstating values based on dealer quotes can trigger audits and penalties.
Why does the exact date of death matter so much for estate coin appraisals?
Coin markets can swing 20 to 50 percent within a single year, so the IRS requires that estate valuations reflect fair market value as of the precise date of death, not the date the appraisal is ordered or completed. Appraisers use interpolated auction data to reconstruct what comparable coins were selling for on that specific date. Using current values instead of date-of-death values can result in a 40 percent accuracy-related penalty plus interest if the IRS identifies a discrepancy.
Does coin toning or surface doctoring affect appraisal value, and how do appraisers detect it?
Natural toning that enhances a coin's visual appeal, often called "eye appeal," can push a coin's effective grade and market value significantly higher, sometimes doubling the premium compared to an untoned example at the same technical grade. Artificial toning, chemical dipping, or surface doctoring, on the other hand, can reduce value by 50 to 90 percent and may cause a coin to be labeled "details" or "cleaned" by grading services. Appraisers use magnification and lighting techniques to distinguish natural from artificial surface treatments, and this assessment is documented in the appraisal report.
APPRAISEITNOW APPRAISERS ARE BEST-IN-CLASS & CREDENTIALED BY LEADING APPRAISAL ORGANIZATIONS LIKE THE ISA, ASA, & MORE.
